Hammock Creek Estates in Palm City

Hammock Creek Estates
Homes for Sale in Palm City, FL

All 118 homes for sale in Palm City, FL · median $740,500 · 309 homes for sale in 34990 · Martin County homes for sale

Community in Palm City · Martin County · ZIP 34990
123 homesBuilt 2002–2004
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Photo via Beaches MLS

Built fromLive Beaches MLS data11 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Hammock Creek Estates in Palm City, FL has 2 homes for sale. Homes listed or recently sold were built 2002–2004; 3 of 3 report an HOA (median $607/mo).

Hammock Creek Estates key facts
LocationPalm City, Martin County, FL · ZIP 34990
Homes in the community123 (FL DOR 2025 assessment roll)
Years built2002–2004 (median 2003)
Typical living area3,402 sq ft (median)
Amenities listed by sellersBasketball Court, Clubhouse, Community Room, Golf Course, Picnic Area, Pool
For sale right now2 active, 0 pending · median asking $1,134,500 · 24.0 months of supply
Owner-occupied (homestead) share94%

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Hammock Creek Estates key facts,” movewithmomentum.com/neighborhoods/hammock-creek-estates, data as of September 20, 2026.

Live · Hammock Creek Estates Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
24.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Martin: 24% (398 of 1,681)
2 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
94%
Owner-occupied · Hammock Creek Estates
116 of 123 parcels homesteaded (FL DOR 2025)
6%
Non-owner-occupied · Hammock Creek Estates
incl. 11% trust or LLC-held · 3% out-of-state
123
Homes in the community
123 residential parcels (FL DOR 2025)
Track record · 11 years of records
10
Recorded sales · 2024-2025
median $920K · qualified sales on the county roll (FL DOR 2025)
Est. 2002
Community established
homes built 2002-2004, median 2003 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The current MLS snapshot for Hammock Creek Estates is thin: no median price, no inventory count, and no community amenities surfacing from active listings. That absence is itself the read. When a Palm City community shows nothing on the board, price is being set one house at a time — by condition, lot, and how motivated the specific seller is — rather than by a busy comp set you can lean on.

For a buyer, that means do the work parcel by parcel and don't assume the last sale down the street tells you much. For a seller, it means the story you build around your individual home — updates, lot, presentation — carries more weight than any neighborhood momentum. Neither side gets to coast on the market here; the numbers to prove a price simply aren't sitting in front of us right now.

Hammock Creek Estates Housing Pulse · Momentum Research · as of September 20, 2026

Hammock Creek Estates right now

🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 26, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Hammock Creek Estates sits in Palm City, in Martin County on the Treasure Coast. As of mid-2026, current MLS listings surface no shared community amenities, so the case for any given home rests on the property itself and its location.

County records show 10 qualified sales in Hammock Creek Estates across 2024–2025 (5 in 2024, 5 in 2025), median $920,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing a Palm City, Martin County location over shared amenities
  • Buyers comfortable evaluating a home parcel-by-parcel with hands-on due diligence
  • Sellers with a well-presented home willing to make the case on the property itself

Probably not for

  • Buyers who need a defined amenity package to justify the purchase
  • Buyers who want a deep comp set and clear pricing before committing
  • Sellers hoping to ride neighborhood momentum instead of pricing their own home

The market around Hammock Creek Estates

Hammock Creek Estates is too small for its own price trend, so here is the market around it.

In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Hammock Creek Estates specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Hammock Creek Estates

Live MLS inventory for Hammock Creek Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Hammock Creek Estates listings as of 2026-09-22, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Palm City · Elementary
  • Hidden Oaks · Middle
  • Martin County · High

Zoned schools reflect the assignments reported on recent Hammock Creek Estates listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Hammock Creek Estates address.

If we were buying in Hammock Creek Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hammock Creek Estates.

Best Buy
Buyers who want a Palm City address and will judge a home on its own merits.
Biggest Risk
Thin data — no live pricing or amenity signal from current listings to anchor value.
Sweet Spot
A well-kept home where condition and lot carry the case.
Avoid If
You want a resort-style amenity package or an easy comp set to shop against.

A quiet board in Palm City

With no amenities identified from the current listings and no live pricing to anchor to, this is a community you evaluate house-by-house rather than by a headline number. That's not a knock — Palm City's Martin County setting draws people who want the location more than a resort-style amenity package — but it changes how you shop and how you price.

Practically: pull the individual property history, look hard at condition and lot, and weigh the Palm City and broader Martin County positioning. Without a visible amenity structure or comp cluster to lean on, the property's own merits are the argument, and a wide condition-driven spread between homes should be expected.

“

The location and the amenities are priced into every listing in Hammock Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A quiet board rewards local legwork. Because Hammock Creek Estates isn't handing you an obvious comp set or amenity list, we price and negotiate off the actual property and the Martin County context around it — and we'll tell you plainly when a specific home's number doesn't hold up.

Hammock Creek Estates in 15 seconds.

Best forBuyers who want a Palm City address and will judge a home on its own merits.
Biggest advantagePricing turns on the individual property, so a well-chosen home can be argued on its own strengths.
Biggest riskThin data — no live pricing or amenity signal from current listings to anchor value.
Sweet spotA well-kept home where condition and lot carry the case.
Avoid ifYou want a resort-style amenity package or an easy comp set to shop against.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Hammock Creek Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Hammock Creek Estates.
In short
  • HOA dues reported around $203/month (about $2,436/yr) · median of 9 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $203 per month ($2,436 a year) — the median AssociationFee across 9 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hammock Creek Estates sales matched to your home.

What is your Hammock Creek Estates home worth?

Get a no-obligation home value based on real comparable sales in Hammock Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palm City →

Real comps, not an automated estimate.
How much local inventory is already under contract

25% of homes for sale in ZIP 34990 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).

Frequently Asked Questions

Is Hammock Creek Estates a buyer's or seller's market right now?
As of September 20, 2026, Hammock Creek Estates leans toward buyers: 24.0 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Hammock Creek Estates?
The Florida DOR 2025 assessment roll shows 123 homes in Hammock Creek Estates (public records).
What share of Hammock Creek Estates is owner-occupied?
94% of Hammock Creek Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Hammock Creek Estates built?
Homes in Hammock Creek Estates were built between 2002 and 2004, with a median year built of 2003 (FL DOR 2025 roll).
Who is the best real estate agent for Hammock Creek Estates?
The best agent for Hammock Creek Estates is one who actively works Palm City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Hammock Creek Estates.
How do I find a top Palm City real estate agent who knows Hammock Creek Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Hammock Creek Estates and the wider Palm City area.
Can Momentum Realty connect me with an agent for Hammock Creek Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Hammock Creek Estates purchase or sale - no call center and no pressure.
Where is Hammock Creek Estates, and what county is it in?
Hammock Creek Estates is in Palm City, Martin County, FL, ZIP 34990. The community's center is about 6 miles southeast of the center of Palm City (straight-line).
Buyers prioritizing a Palm City, Martin County location over shared amenitiesExcellent fit
Buyers comfortable evaluating a home parcel-by-parcel with hands-on due diligenceExcellent fit
Sellers with a well-presented home willing to make the case on the property itselfExcellent fit
Buyers who need a defined amenity package to justify the purchaseProbably not
Buyers who want a deep comp set and clear pricing before committingProbably not
Sellers hoping to ride neighborhood momentum instead of pricing their own homeProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 22, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34990))
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2015 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Hammock Creek Estates with Momentum Realty’s local guides.

LGLake Grove0.2 mi away · median $801K, 4 sales/12 moHammock Creek0.3 mi away · 161 homes, built 1995–04, 3 for saleOBOrchid Bay Captain0.4 mi awayCSCaptain S Creek Aka Orchid Bay0.5 mi away · 1 for saleOBOrchid Bay0.6 mi away · 111 homes, built 1994–18PLPipers Landing Garden Apartments Condo0.7 mi away · 2 for sale

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