Hammock Creek Estates
Homes for Sale in Palm City, FL
All 296 homes for sale in Palm City, FL · median $643,950 · 329 homes for sale in 34990 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of October 2026, Hammock Creek Estates in Palm City, FL has 2 homes for sale. Homes listed or recently sold were built 2002–2004; 3 of 3 report an HOA (median $607/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft).
The current MLS snapshot for Hammock Creek Estates is thin: no median price, no inventory count, and no community amenities surfacing from active listings. That absence is itself the read. When a Palm City community shows nothing on the board, price is being set one house at a time — by condition, lot, and how motivated the specific seller is — rather than by a busy comp set you can lean on.
For a buyer, that means do the work parcel by parcel and don't assume the last sale down the street tells you much. For a seller, it means the story you build around your individual home — updates, lot, presentation — carries more weight than any neighborhood momentum. Neither side gets to coast on the market here; the numbers to prove a price simply aren't sitting in front of us right now.
Hammock Creek Estates right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Hammock Creek Estates sits in Palm City, in Martin County on the Treasure Coast. As of mid-2026, current MLS listings surface no shared community amenities, so the case for any given home rests on the property itself and its location.
County records show 10 qualified sales in Hammock Creek Estates across 2024–2025 (5 in 2024, 5 in 2025), median $920,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Hammock Creek Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Hammock Creek Estates
Hammock Creek Estates
Hammock Creek EstatesPhotos from Beaches MLS listings in Hammock Creek Estates; content deemed reliable but not guaranteed.
Who Hammock Creek Estates is best for.
Best for
- Buyers prioritizing a Palm City, Martin County location over shared amenities
- Buyers comfortable evaluating a home parcel-by-parcel with hands-on due diligence
- Sellers with a well-presented home willing to make the case on the property itself
Probably not for
- Buyers who need a defined amenity package to justify the purchase
- Buyers who want a deep comp set and clear pricing before committing
- Sellers hoping to ride neighborhood momentum instead of pricing their own home
The market around Hammock Creek Estates
Hammock Creek Estates is too small for its own price trend, so here is the market around it.
In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Hammock Creek Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Hammock Creek Estates
Live MLS inventory for Hammock Creek Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Hammock Creek Estates listings as of 2026-10-17, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Hammock Creek Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Palm City · Elementary
- Hidden Oaks · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent Hammock Creek Estates listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Hammock Creek Estates address.
Shop the zone: Homes zoned for Martin County High School
The Hammock Creek Estates buying strategy.
If we were buying in Hammock Creek Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hammock Creek Estates.
A quiet board in Palm City
With no amenities identified from the current listings and no live pricing to anchor to, this is a community you evaluate house-by-house rather than by a headline number. That's not a knock — Palm City's Martin County setting draws people who want the location more than a resort-style amenity package — but it changes how you shop and how you price.
Practically: pull the individual property history, look hard at condition and lot, and weigh the Palm City and broader Martin County positioning. Without a visible amenity structure or comp cluster to lean on, the property's own merits are the argument, and a wide condition-driven spread between homes should be expected.
The location and the amenities are priced into every listing in Hammock Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A quiet board rewards local legwork. Because Hammock Creek Estates isn't handing you an obvious comp set or amenity list, we price and negotiate off the actual property and the Martin County context around it — and we'll tell you plainly when a specific home's number doesn't hold up.
Hammock Creek Estates in 15 seconds.
What it really costs to own in Hammock Creek Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $203/month across 24 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
Email me new listings in Hammock Creek Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Hammock Creek Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Hammock Creek Estates will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $203/month (about $2,436/yr) · median of 24 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $203 per month ($2,436 a year) — the median AssociationFee across 24 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hammock Creek Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hammock Creek Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hammock Creek Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hammock Creek Estates home worth?
Get a no-obligation home value based on real comparable sales in Hammock Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm City →
| Location | Palm City, Martin County, FL · ZIP 34990 |
|---|---|
| Homes in the community | 123 (FL DOR 2025 assessment roll) |
| Years built | 2002–2004 (median 2003) |
| Typical living area | 3,402 sq ft (median) |
| Amenities listed by sellers | Basketball Court, Clubhouse, Community Room, Golf Course, Picnic Area, Pool |
| For sale right now | 2 active, 0 pending · median asking $1,134,500 · 24.0 months of supply |
| Owner-occupied (homestead) share | 94% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Hammock Creek Estates key facts,” movewithmomentum.com/neighborhoods/hammock-creek-estates, data as of September 20, 2026.
Housing distress & ownership in Hammock Creek Estates, Palm City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Every Home for Sale in Hammock Creek Estates Right Now (2)
All 2 active and pending Hammock Creek Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4989 SW Saint Creek Drive · $850,000 · 5 bd / 3 ba · listed Jul 16, 2026 · listed by Compass Florida LLC
- 5044 SW Saint Creek Drive · $1,399,000 · 6 bd / 4 ba · pending · listed Jul 16, 2026 · listed by One Sotheby's International Realty
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24% of homes for sale in ZIP 34990 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
Recent Developments in Hammock Creek Estates
Development, infrastructure, retail, and school activity affecting Hammock Creek Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The site is about 4 miles southeast of Hammock Creek Estates.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 7 miles northwest of Hammock Creek Estates.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is Hammock Creek Estates a buyer's or seller's market right now?
How many homes are in Hammock Creek Estates?
What share of Hammock Creek Estates is owner-occupied?
When were the homes in Hammock Creek Estates built?
Who is the best real estate agent for Hammock Creek Estates?
How do I find a top Palm City real estate agent who knows Hammock Creek Estates?
Can Momentum Realty connect me with an agent for Hammock Creek Estates?
Where is Hammock Creek Estates, and what county is it in?
Should you buy in Hammock Creek Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 17, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Hammock Creek Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
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