Harborage Yacht Condo
Homes for Sale in Stuart, FL
True comps, carrying-cost math, and listings before the portals.

Harborage Yacht Condo sits in Stuart's marine district, where slips and deep-water access dictate value more than square footage. The median $381/sq ft represents waterfront condo pricing without the typical oceanfront premium—buyers here are paying for berthing convenience and proximity to the St. Lucie Inlet, not white sand or resort buildout. The eight-day median DOM and four closings in the trailing window point to a thin, highly specialized inventory where most units are held long-term by owners who use them.
The 32.6% year-over-year gain and 582% appreciation since 2012 reflect the broader Stuart waterfront surge and the scarcity of deeded-slip inventory. This is not a liquid market—when a unit comes available, it moves fast to a buyer already watching. Sellers benefit from urgency; buyers should expect limited selection and quick decision windows. The lack of identifiable community amenities in MLS data underscores that the slip is the amenity.
Harborage Yacht Condo right now
🟢 Still climbing. The trailing-12-month median ($478K) is up 32.6% from the prior 12 months ($360K) and up 582% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending July 15. Confidence: Low (4 and 6 sales in the two windows).
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Updated July 15, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harborage Yacht Condo market snapshot (as of July 15, 2026): the median sale price is about $478K ($382 per sq ft over the trailing 12 months of closed sales), and a median 8 days on market for closed sales. The trailing-12-month median is up 33% from the prior 12 months and up 582% since 2012, computed from record-level Beaches MLS closed sales (4 closings in the current window).
Harborage Yacht Condo is a waterfront niche in Stuart where the boat slip is the headline and inventory rarely sits. Median eight-day market time and year-over-year appreciation in the low thirties reflect scarcity, not velocity—these units turn over when owners decide to sell, not when the market tells them to.
Who Harborage Yacht Condo is best for.
Best for
- Boaters with vessels requiring protected deep water and quick St. Lucie Inlet access who value deeded-slip security
- Lock-and-leave owners who spend seasons afloat and want low-maintenance waterfront storage between trips
- Buyers comfortable with eight-day median DOM and limited inventory who can move quickly when the right unit surfaces
Probably not for
- Buyers seeking resort-style pools, fitness centers, or extensive common-area programming
- First-time waterfront buyers unsure of long-term boating commitment or unfamiliar with condo slip regulations
- Investors prioritizing resale liquidity or rental income over slip utility and waterfront appreciation
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($478K) IS the median in the snapshot above, and the move from 2025 ($360K) IS the +32.6% one-year change.
Windows contain 0 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The Harborage Yacht Condo buying strategy.
If we were buying in Harborage Yacht Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harborage Yacht Condo.
A slip-first proposition
Harborage Yacht Condo appeals to a narrow buyer: someone who needs protected deep water and proximity to the St. Lucie Inlet, values lock-and-leave condo ownership, and understands that the slip assignment drives the purchase. The median $477,500 price reflects current waterfront condo scarcity in Martin County and competition from buyers who view the unit as an extension of the boat, not the other way around.
The four closings in the trailing window and eight-day median DOM mean you are buying into a held-tight community with little churn. That limits your options but also insulates the complex from speculative flipping and short-term rental churn. Financing can be trickier in smaller condo associations—confirm warrantability, reserve studies, and slip-transfer rules early. The 582% gain since 2012 shows long-term holder conviction, but also means today's entry price reflects a decade-plus of Stuart waterfront repricing.
Because MLS amenity fields are sparse, confirm what the HOA actually maintains: common docks, seawalls, clubhouse access, guest slips. In a yacht-oriented community, those details matter as much as the unit itself. This is a straightforward value proposition: if you need the slip and the Stuart location, the condo is the vehicle. If you are ambivalent about boating or want resort-style shared spaces, you are in the wrong building.
The location and the amenities are priced into every listing in Harborage Yacht Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harborage Yacht Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.6). Basis: Long-Term Appreciation +582% since 2012; Recent Direction +32.6% year-over-year; Pricing Power 93.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Momentum has deep relationships with marine-oriented sellers and lenders who understand slip assignments, condo docs, and waterfront title nuances. We will walk the docks with you, review association financials for deferred maintenance flags, and tell you when a slip configuration or assessment history makes a unit a pass—even if it is the only listing available. In a thin market where eight days is typical, our advance notice and pre-market intelligence often mean the difference between seeing a unit and missing it entirely.
Harborage Yacht Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harborage Yacht Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harborage Yacht Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harborage Yacht Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harborage Yacht Condo home worth?
Get a no-obligation home value based on real comparable sales in Harborage Yacht Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Harborage Yacht Condo?
How long do homes in Harborage Yacht Condo take to sell?
Have Harborage Yacht Condo home prices gone up?
Who is the best real estate agent for Harborage Yacht Condo?
How do I find a top Stuart real estate agent who knows Harborage Yacht Condo?
Can Momentum Realty connect me with an agent for Harborage Yacht Condo?
Should you buy in Harborage Yacht Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Beaches MLS closed sales, 12-month windows ending July 15, 2026 |
| Under-contract shares | Beaches MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2011 (48 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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