Harbour Isle at Hutchinson Island West in Fort Pierce

Harbour Isle at
Hutchinson Island West Homes for Sale in Fort Pierce, FL

Fort Pierce · St. Lucie County

Fort Pierce's gated waterfront condo community on the Intracoastal, elevator buildings with marina views near the inlet.

Gated waterfront condosIntracoastal and marina viewsResort amenities
Live Market Pulse
46/100
Momentum
Buyer-Leaning Market
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Harbour Isle

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseBeachesMLS
$400K
Median Price
30mo
Supply
28days
Avg DOM
Soft
Seller Leverage
$201/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Harbour Isle at Hutchinson Island West is a gated waterfront condominium community in Fort Pierce, a set of four-story, elevator-access buildings along the Intracoastal near the inlet, built in 2006 with spacious roughly 2,000 square foot units. The read is condition plus association health on a coastal condo. The buildings are reaching the window where Florida's milestone-inspection and reserve rules apply to coastal mid-rises, so the association budget, reserves, and any assessment are central, alongside the unit's view, line, and condition, and the rental policy. The Intracoastal location, marina views, and resort amenities are the draw; the building's finances and the unit's exposure are the deal."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Harbour Isle at Hutchinson Island West market snapshot (as of June 15, 2026): the median sale price is about $400K ($201 per sq ft), with homes averaging 28 days on market and 30.0 months of supply, a buyer-leaning market. Based on 2 recent closings in live BeachesMLS data.

Harbour Isle at Hutchinson Island West is a gated waterfront condominium community in Fort Pierce, St. Lucie County, on the south side of the Fort Pierce Inlet overlooking the river and the marina. It is a collection of four-story, elevator-access buildings built in 2006, so every purchase is a resale.

Units are spacious for a condo, with two-bedroom, two-bath floor plans near 2,000 square feet and ten-foot ceilings. The view and line, the floor, and the unit's condition are the primary value drivers, more than square footage alone, with Intracoastal and marina exposures at a premium.

Amenities are resort-style: a large pool and spa, a fitness center, a clubhouse, tennis and bocce courts, walking paths, and waterfront areas, behind a 24-hour manned gate. The community is all-ages and pet-friendly, minutes from the Atlantic beaches, the inlet, Jetty Park, and downtown Fort Pierce.

Diligence is the diligence of a coastal condo community: confirm the monthly fee and exactly what it covers, the association's reserves, the milestone-inspection status as the buildings approach the relevant age threshold under Florida's rules, any special assessment, the rental policy, and the unit's view and condition. Price by building finances, view, and condition, not by the headline number.

Best for

  • Buyers who want a gated waterfront condo with Intracoastal and marina views near the inlet
  • Boaters and water lovers who want resort amenities and easy access to the beaches and downtown
  • Buyers comfortable with a coastal condo who will read the association budget and reserves

Probably not for

  • Buyers who want a single-family home or a low-maintenance villa with no shared building
  • Anyone seeking a short-term-rental investment without confirming the lease rules
  • Buyers unwilling to budget for coastal-condo reserves and possible special assessments

How Harbour Isle is performing right now

46/100
momentum
Buyer-Leaning Market
Seller's marketBalancedBuyer's market
30Months of supplytight
30Median days on marketdays
1 : 5Under contract vs for salestrong demand
2Sold in last 12 monthsliquidity
+6%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 15, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Harbour Isle listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Harbour Isle at Hutchinson Island West buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Harbour Isle

Live MLS inventory for Harbour Isle at Hutchinson Island West. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbour Isle listings as of 2026-06-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Fort Pierce Inlet and beaches~5 to 10 min · across to the barrier island; approximate
Downtown Fort Pierce~10 min · dining, marina, markets
Jetty Park~10 min · inlet and beach
I-95 (Okeechobee Road)~15 min · regional corridor
Vero Beach~25 to 30 min · north via US-1
Palm Beach International (PBI)~60 min · south via I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Harbour Isle atHutchinson Island West Homes for Sale in Fort Pierce, FL with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Harbour Isle (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • St. Lucie County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Harbour Isle is served by St. Lucie County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbour Isle address.

The takeaway

What actually shapes value at Harbour Isle, sourced and dated. We do not publish rumor.

Recent Developments in Harbour Isle at Hutchinson Island West

Our read on what is being built around Harbour Isle, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishFor a 2006 coastal condo community, the budget is the near-term headline as the buildings approach the age threshold for Florida's milestone inspections and reserve studies. The Intracoastal location, marina views, and resort amenities are the durable draw.

Florida condominium milestone-inspection and reserve law (SB 4-D)

NeutralAs four-story coastal buildings, Harbour Isle will fall under milestone-inspection and structural-reserve requirements at the relevant age threshold, which can drive reserve funding and assessments. Confirm the association's status. impact
SignificanceRadius: Community-wide

Florida condominium milestone-inspection and reserve law (SB 4-D)

Gated Intracoastal waterfront community

BullishMarina and river views, resort amenities, and a 24-hour gate near the inlet and beaches support demand among water-oriented and seasonal buyers. impact
SignificanceRadius: Community-wide

Gated Intracoastal waterfront community

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Harbour Isle at Hutchinson Island West, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2022
    Regulation

    Florida enacts condo milestone-inspection and reserve requirements

    Florida's 2022 Senate Bill 4-D requires milestone structural inspections for condominium buildings three stories or higher (at 25 years within three miles of the coast) and structural-integrity reserve studies with funding obligations. Why it matters: Harbour Isle's 2006 four-story coastal buildings will reach the milestone threshold in the coming years. Confirm the association's reserve study, funding, inspection status, and any assessment before you buy. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Harbour Isle, this is the order of operations we would run, and the one we run for our clients.

1

Read the association's finances. Pull the budget, reserves, reserve study, milestone-inspection status, and any special assessment before anything else.

2

Confirm the rental policy. Verify the lease minimum and approval rules if you intend to rent, since waterfront condos vary in what they allow.

3

Choose the view and line. Intracoastal and marina views carry premiums over interior or parking-side exposures; the line and floor drive value.

4

Inspect the unit and building. Impact protection, kitchens, baths, and systems vary; price condition rather than assuming the fee covers everything.

5

Comp by building and view. Match the unit to recent closed sales in the same building and similar exposure, not to a community-wide average.

Best Buy
An updated unit with an Intracoastal or marina view in a building with healthy reserves and a clear inspection plan, priced to recent comparable sales.
Biggest Risk
Buying into a coastal building facing a milestone-driven reserve increase or special assessment not reflected in the price.
Best Lot
Building, floor, and view drive value; Intracoastal and marina exposures carry the premium over interior views.
Smart Timing
A gated waterfront community stays in demand, so a prepared buyer who reads the reserves and inspection plan can be selective.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Harbour Isle at Hutchinson Island West is a gated waterfront condominium community in Fort Pierce, St. Lucie County (ZIP 34949), a set of four-story, elevator-access buildings built in 2006 on the Intracoastal near the inlet, with two-bedroom units near 2,000 square feet and ten-foot ceilings. It is all-ages and pet-friendly, with a 24-hour manned gate, a resort pool and spa, a fitness center, a clubhouse, tennis and bocce courts, and waterfront areas. As coastal mid-rise buildings, they fall under Florida's milestone-inspection and reserve requirements at the relevant age threshold. The community is in the St. Lucie Public Schools district; verify any school specifics with the district.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: interior or lower-floor units
$375K to $375K

Units with interior or garden exposures or on lower floors, the attainable entry. Confirm the reserves and inspection plan, since the building costs apply to every unit.

Lowest entry
Core: updated units with water views
$375K to $425K

Renovated units with Intracoastal or marina exposure on mid floors. The heart of the market, where view and condition separate similar floor plans.

Most inventory
High: top-floor or premium-water units
$425K to $425K

The best Intracoastal and marina views on higher floors with full updates. The top of the community, priced on view, floor, and condition.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$375K to $375K
Entry: interior or lower-floor units
Units with interior or garden exposures or on lower floors, the attainable entry. Confirm the reserves and inspection plan, since the building costs apply to every unit.
$375K to $425K
Core: updated units with water views
Renovated units with Intracoastal or marina exposure on mid floors. The heart of the market, where view and condition separate similar floor plans.
$425K to $425K
High: top-floor or premium-water units
The best Intracoastal and marina views on higher floors with full updates. The top of the community, priced on view, floor, and condition.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Fort Pierce locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Harbour Isle

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The Intracoastal setting, the marina views, and the resort amenities are priced into every Harbour Isle listing. The deal is in the association's reserves and inspection plan and the unit's view and condition, not the headline number.

Jon Brooks · Founder, Momentum Realty
8.0B+ · Buy Score
Resale Strength8.2/10
Renovation Risk4.6/10
Location Efficiency8.4/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Harbour Isle is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take
  • Building, floor, and view drive value as much as the floor plan here.
  • Intracoastal and marina views carry the premium over interior exposures.
  • The association's financial health can matter more than the unit itself.

In a coastal condo community, value turns on the association's financial health, the view and exposure, the floor, and the unit's condition. Intracoastal and marina views and renovated interiors command premiums, while interior exposures and units in a building facing reserve needs trade lower for good reason. Because Florida's milestone-inspection and reserve rules reach these 2006 coastal buildings, compare a unit against recent closed sales in the same building and weigh the association's budget alongside the home.

Harbour Isle in 15 seconds.

Best forBuyers who want a gated waterfront condo with Intracoastal and marina views near the Fort Pierce inlet and beaches.
Strong onLocation and amenities: a 24-hour gate, resort pool and spa, fitness, tennis, and waterfront areas on the Intracoastal near the inlet.
WatchThe association's reserves and milestone-inspection plan under Florida's condo law, the rental policy, and the unit's view and condition.
Not forBuyers who want a single-family home or villa, a short-term-rental play without confirming the rules, or minimal carrying cost.
The edgeReading the reserves and inspection plan and comping by view lets a prepared buyer avoid a unit facing a coastal-condo assessment.

HOA, CDD & Fees

15-Second Take
  • The monthly fee funds the gate, resort amenities, and building services; confirm inclusions.
  • Florida's milestone-inspection rules will reach these 2006 coastal buildings; confirm the plan.
  • Confirm the reserves, inspection status, rental policy, and any assessment before you buy.

Harbour Isle units carry a monthly condominium association fee that funds the gated, resort-amenity operation. Confirm the current fee, what it covers, the reserves, the reserve study, the milestone-inspection plan, and any special assessment for the building before you offer.

The fee generally covers the gated security, the pool and spa, fitness, the clubhouse, building services, and waterfront areas; confirm the exact inclusions and reserve position with the association.

Amenities are built into the community rather than a separate club: a large resort pool and spa, a fitness center, a clubhouse, tennis and bocce courts, walking paths, and waterfront areas, behind a 24-hour manned gate.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Harbour Isle, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Harbour Isle, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Harbour Isle home worth?

Get a no-obligation home value based on real comparable sales in Harbour Isle matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harbour Isle at Hutchinson Island West on the map →
Or get your Harbour Isle at Hutchinson Island West home value & selling guide →

Real comps, not a Zestimate.

Harbour Isle Market Scorecard

Buyer-Leaning Market

Harbour Isle is currently a buyer-leaning market. About 30.0 months of supply, a median asking price of $425,000, and homes go under contract in about 30 days.

30.0
Months supply
$425,000
Median list
$400,000
Median sold
$201
Per sqft
30
Days on mkt
5/1/2
Active/Pend/Sold

Typical home value in the 34949 ZIP is $411,775, about 10.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Harbour Isle at Hutchinson Island West located?
In Fort Pierce, St. Lucie County, Florida (ZIP 34949), a gated waterfront condominium community on the Intracoastal near the Fort Pierce Inlet, minutes from the beaches, Jetty Park, and downtown Fort Pierce.
What kind of community is Harbour Isle?
A gated waterfront condominium community of four-story, elevator-access buildings built in 2006, with spacious units, resort amenities, and a 24-hour manned gate. It is all-ages and pet-friendly.
What do the condos look like?
Two-bedroom, two-bath floor plans near 2,000 square feet with ten-foot ceilings, many with Intracoastal or marina views. The view, line, floor, and condition drive value more than square footage alone.
Does Florida's condo inspection law affect Harbour Isle?
It will. As four-story coastal buildings built in 2006, they fall under Florida's milestone-inspection and structural-reserve requirements at the relevant age threshold, which can drive reserve funding and assessments. Confirm the association's status and plan.
What is the Harbour Isle condo fee?
The monthly fee funds the gated, resort-amenity operation. Confirm the current fee, inclusions, reserves, the reserve study, the milestone-inspection plan, and any special assessment for the building before you offer.
Can I rent out a unit at Harbour Isle?
Waterfront condo communities vary in their lease minimums and approval rules. Confirm the current rental policy in writing before buying with any rental plans.
What amenities does Harbour Isle offer?
A large resort pool and spa, a fitness center, a clubhouse, tennis and bocce courts, walking paths, and waterfront areas, behind a 24-hour manned gate.
How much do units here cost?
Pricing is driven by view, line, floor, and condition. Treat any reported figures as third-party context and confirm current pricing with a comparable-sales analysis on the same building and exposure.
How is the location and commute?
Harbour Isle sits on the Intracoastal near the inlet, minutes from the beaches and downtown Fort Pierce, with I-95 about 15 minutes west and Vero Beach 25 to 30 minutes north. Drive times are approximate.
What should I verify before buying here?
The association's budget and reserves, the reserve study and milestone-inspection plan, any special assessment, the fee inclusions, the rental policy, and the unit's view and condition.
Is Harbour Isle age-restricted?
No. Harbour Isle is generally an all-ages, pet-friendly waterfront condominium community rather than an age-restricted one. Confirm the current occupancy rules with the association before you offer.
Do I need my own agent to buy at Harbour Isle?
Yes. The listing agent works for the seller. Your own agent reads the association's reserves and inspection plan, confirms the rental rules, and comps the unit by view so you do not inherit a surprise assessment.
You want a gated waterfront condo with Intracoastal and marina views near the inletExcellent fit
You are a water lover who wants resort amenities and easy access to the beaches and downtownExcellent fit
You are comfortable with a coastal condo and will read the association budget and reservesExcellent fit
You want a single-family home or a low-maintenance villa with no shared buildingProbably not
You want a short-term-rental investment without confirming the lease rulesProbably not
You are unwilling to budget for coastal-condo reserves and possible special assessmentsProbably not

Get the inside read on Harbour Isle

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Harbour Isle home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Harbour Isle specialist will reach out personally, usually the same day.

BeachesMLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

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