Treasure Coast neighborhoods, Port St. Lucie to Vero Beach. Know what matters before you buy.

Port St. Lucie has spent a decade as one of the fastest-growing cities in America, and the market splits cleanly in two: the original GDC-platted grid, quarter-acre lots with no HOA and no CDD, and the western master plans around Tradition, where Mattamy, Pulte and GHO build behind amenity packages funded by special assessments that materially change the monthly math. Fort Pierce is the value coast with a working waterfront, Vero Beach trades on the barrier island versus mainland divide, and Sebastian holds the small-town river position that the bigger markets lost.

Every guide below leads with the numbers that decide Treasure Coast purchases: the special assessment district line items in Tradition and its sister plans, wind and flood insurance east versus west of US-1, 55+ versus open-age posture in the active-adult corridor, and what the builder price sheets look like against the resale market they compete with.

37 community guides below, organized by town. Start with the interactive Neighborhood Finder if you'd rather browse the whole map.

Port St. Lucie (18)

Fort Pierce (2)

Celebration PointeThe complete buyer guide to Celebration Pointe, the LGI Homes entry-level community in Fort Pierce. Pricing from the $280s, the $151 HOA, the…WaterstoneThe complete buyer guide to Waterstone in Fort Pierce. Adams Homes 52 and 62 series from $315K, the Aspire at Waterstone K. Hovnanian section, the…

Vero Beach (15)

Arabella ReserveArabella Reserve in Vero Beach: 71 GHO homes around Arabella Lake with metal roofs and coastal elevations standard, $657K-$700K published, HOA about…Costa PointeCosta Pointe in Vero Beach: 202 DiVosta villas and single-family homes from the low $400s less than 3 miles from downtown, gated, resort pool,…Cross Creek Lake EstatesCross Creek Lake Estates: a gated 134-lot community around a 44-acre lake on the Sebastian-Vero line, 103 lakefront lots, kayak launch, HOA about…Emerson OaksEmerson Oaks in Vero Beach: DiVosta’s newest project, 171 single-family homes near Oslo Road from the high $400s to $800K, with a planned…Harbor IsleHarbor Isle in Vero Beach: DiVosta’s 270-home community on 100 acres less than a mile from the Wabasso Causeway, villas to large single-family…Harmony ReserveHarmony Reserve in Vero Beach: the county’s flagship fee-simple 55+ community. 299 single-family homes and 98 villas on 122 acres, 13,000 sq ft…High PointeHigh Pointe in Vero Beach: GHO Homes’ largest active community, 278 gated single-family homes on 65th Avenue from the low $500s, 2,000-2,800+…Lost Tree PreserveLost Tree Preserve in Vero Beach: 199 Ryan Homes single-family homes from the high $300s, gated, with clubhouse, resort pool, pickleball and fitness,…Lucaya PointeLucaya Pointe in Vero Beach: 108 GHO Homes villas and single-family homes from the low $700s, private pool standard on every home, natural gas,…Magnolia CourtMagnolia Court in Vero Beach: Pulte’s 93-lot value community near 53rd Street, three single-family designs of 1,674-2,162 sq ft, opened from…Orchid LandingOrchid Landing in Vero Beach: a preserve-lined GHO community between US-1 and the Indian River Lagoon (32967), less than 10 minutes from the beach,…Raven's LandingRaven’s Landing in Vero Beach: a 35-homesite GHO enclave near the Indian River Mall, $669K-$745K published, 2,284-2,737 sq ft, 2-3 bedrooms…SeaglassSeaglass in Vero Beach: GHO’s barrier-island community at 103 Strand Drive (32963) where private pools are standard, published $1.25M-$2.37M,…The Falls at Grand HarborThe Falls at Grand Harbor in Vero Beach: 66 GHO homes from the $670s inside the Grand Harbor corridor, clubhouse and pool, master HOA about…The StrandThe Strand in Vero Beach: a 47-homesite GHO enclave within The Island on the barrier island (32963), gated, with a beach boardwalk, HOA $1,689 per…

Sebastian (2)

Hampton ParkHampton Park in Sebastian: gated Meritage Homes community with two series, Classic from the high $350s and Signature from the $450s, energy-efficient…Spirit of SebastianSpirit of Sebastian: Indian River County’s first agrihood. 182 acres, Ryan Homes and Holiday Builders from the mid $300s, community gardens,…

Straight answers

Does Port St. Lucie have CDD fees?

The original GDC grid generally has no HOA and no CDD. The Tradition-area master plans carry special assessment district charges on the tax bill, often thousands per year, on top of HOA. Each guide states the known figures and flags what to verify with the district.

Is Vero Beach island or mainland better?

Different products entirely. The barrier island carries scarce inventory, club communities and the highest insurance load; the mainland delivers most of the housing stock, the 55+ plats and the attainable price points. Our guides treat them as separate markets because buyers should.

How is hurricane insurance on the Treasure Coast?

Wind and flood pricing is parcel-specific and has moved fast in recent years. Inland, west-of-US-1 product generally rates better than oceanfront and island exposure. We flag elevation, age-of-roof and flood-zone questions in every guide rather than quoting a number that will be stale by closing.