Harbour Isle at Hutchinson Island in Fort Pierce

Harbour Isle at
Hutchinson Island Homes for Sale in Fort Pierce, FL

Gated waterfront condominium community · South Hutchinson Island · Fort Pierce, ZIP 34949

A gated waterfront condominium community with a private marina on South Hutchinson Island.

Private marinaPrivate beachfrontGated, manned

Live Market Pulse

42/100
Momentum

Buyer-Leaning Market

This is a gated waterfront condominium community split into East and West associations, so the read is the association's reserves, the dues, and the unit's water exposure.

Free · No obligation

Unlock Off-Market Harbour Isle

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseBeachesMLS

$370K

Median Price

16.8mo

Supply

47days

Avg DOM

Soft

Seller Leverage

$186/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Harbour Isle is a gated waterfront condominium community on South Hutchinson Island, built around 2006, with spacious units, a private marina on the Fort Pierce Inlet, and private beachfront, split into East and West associations. The read is the association's reserves, the quarterly maintenance, and the unit's water and marina exposure, with coastal insurance and Florida condo reserve rules in focus. Your leverage is reading the reserves and matching the unit to true Harbour Isle comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Harbour Isle at Hutchinson Island market snapshot (as of June 15, 2026): the median sale price is about $370K ($186 per sq ft), with homes averaging 47 days on market and 16.8 months of supply, a buyer-leaning market. Based on 5 recent closings in live BeachesMLS data.

Harbour Isle at Hutchinson Island is a gated waterfront condominium community on South Hutchinson Island in Fort Pierce, St. Lucie County (34949), built around 2006, with spacious units of roughly 2,000 square feet with marina and Indian River views, split into East and West condominium associations.

Reported amenities include a 24-hour manned gate, a private marina on the Fort Pierce Inlet, over 600 feet of private beachfront with a cabana, a resort pool and spa, a fitness center, a clubhouse, and tennis and bocce, abutting a state-park preserve. The West association reported a 2025 quarterly maintenance around $2,372 for a residence; confirm the current amount and the East and West schedules.

The buy here is the unit and the association. Read the reserves, the dues, and the unit's water exposure, and match it to true Harbour Isle comps.

Quick Match

Who Harbour Isle is best for.

Best for

Buyers who want a gated waterfront condo with a private marina
Buyers who value private beachfront and a resort amenity package
Buyers who will read the association's reserves
Buyers who want a South Hutchinson Island location near the inlet

Probably not for

Buyers who want a single-family home or a private yard
Buyers who want to avoid coastal insurance and assessments
Buyers who want new construction with a builder warranty
Buyers who want an inland, lower-cost community

Market Pulse

How Harbour Isle is performing right now

42/100
momentum

Buyer-Leaning Market

Seller's marketBalancedBuyer's market

16.8Months of supplytight

40Median days on marketdays

0 : 7Under contract vs for salestrong demand

5Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+19%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 15, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Harbour Isle listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Mariner Bay or Fort Pierce. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now7 : 0active : pending

For sale7

Pending0

Sold 12mo5

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Harbour Isle at Hutchinson Island buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Harbour Isle

Live MLS inventory for Harbour Isle at Hutchinson Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

20 Harbour Isle Drive #Ph01 home for sale in Harbour Isle at Hutchinson Island

Active · 45 daysTop listing

$495,000

2 bd · 2 ba · 1,989 sqft · built 2005

20 Harbour Isle Drive #Ph01, Fort Pierce, 34949

2 bd · 2 ba · 1,989 sqft · built 2005

4 Harbour Isle Drive #Unit 204, Fort Pierce, 34949

2 bd · 2 ba · 1,989 sqft · built 2006

25 Harbour Isle Dr #205, Fort Pierce, 34949

Strong resaleLakefrontPool

Listed by Keller Williams Realty of PSL

19 W Harbour Isle Drive #W 201 home for sale in Harbour Isle at Hutchinson Island

Active · 30 days

$438,900

2 bd · 2 ba · 1,989 sqft · built 2005

19 W Harbour Isle Drive #W 201, Fort Pierce, 34949

Reno opportunityBest value

Listed by New Capital Realty

19 W Harbour Isle Drive #W 103 home for sale in Harbour Isle at Hutchinson Island

Active · 30 days

$438,900

2 bd · 2 ba · 1,989 sqft · built 2005

19 W Harbour Isle Drive #W 103, Fort Pierce, 34949

Reno opportunityBest value

Listed by New Capital Realty

20 Harbour Isle Drive #106 home for sale in Harbour Isle at Hutchinson Island

Active · 40 days

$425,000

2 bd · 2 ba · 1,989 sqft · built 2005

20 Harbour Isle Drive #106, Fort Pierce, 34949

Reno opportunityBest value

Listed by Real Estate of Florida

17 Harbour Isle Drive #W 103 home for sale in Harbour Isle at Hutchinson Island

Active · 114 days

$389,900

2 bd · 2 ba · 1,989 sqft · built 2005

17 Harbour Isle Drive #W 103, Fort Pierce, 34949

Strong resaleReno opportunityBest value

Listed by Dale Sorensen Real Estate Inc.

Active and pending Harbour Isle listings as of 2026-06-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Interactive Map

Harbour Isle on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Harbour Isle. They are approximate and vary with traffic and your exact start point.

Fort Pierce Inlet and beaches~5 min · adjacent

Downtown Fort Pierce~10 to 15 min · west

Interstate 95~20 min · west

St. Lucie West shopping~25 min · southwest

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Harbour Isle atHutchinson Island Homes for Sale in Fort Pierce, FL with Momentum Realty’s local guides.

Mariner Bay Homes for Sale in Fort Pierce, FLFort Pierce, FL · adjacent

Harbour Isle atHutchinson Island West Homes for Sale in Fort Pierce, FLFort Pierce, FL · adjacent

Seagrove Homes for Sale in Fort Pierce, FLFort Pierce, FL · 1.9 mi

Harmony Heights Homes for Sale in Fort Pierce, FLFort Pierce, FL · 4.2 mi

Sunland Gardens Homes for Sale in Fort Pierce, FLFort Pierce, FL · 4.3 mi

Celebration Pointe Homes for Sale in Fort Pierce, FLFort Pierce, FL · 5.1 mi

Magnolia Square Homes for Sale in Fort Pierce, FLFort Pierce, FL · 5.3 mi

Portofino Shores Homes for Sale in Fort Pierce, FLFort Pierce, FL · 5.6 mi WCWhite City Homes for Sale in Fort Pierce, FLFort Pierce, FL · 5.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Harbour Isle (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

St. Lucie County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Harbour Isle is served by St. Lucie County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbour Isle address.

The takeaway

What is actually shaping value at Harbour Isle: a scarce gated waterfront condo community with a private marina and beachfront, with coastal insurance and condo reserve rules in focus. Each item is structural and noted below.

Recent Developments in Harbour Isle at Hutchinson Island

Development Intelligence

Our read on what is being built around Harbour Isle, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishGated island condos with a private marina stay scarce, while coastal insurance and reserves are the carrying-cost swing. The near-term read is reserve health and slip access.

Private marina and beachfront

Ongoing

BullishMajor impact

SignificanceRadius: Community

A private marina on the inlet and over 600 feet of private beachfront are scarce, durable assets.

Coastal insurance and reserves in focus

2025

NeutralNotable impact

SignificanceRadius: Community

Coastal insurance and Florida reserve rules are meaningful lines buyers should read before offering.

Gated, manned, resort amenities

Ongoing

BullishNotable impact

SignificanceRadius: Community

A manned gate and a resort amenity package are durable draws on the island.

Abuts a state-park preserve

Ongoing

BullishNotable impact

SignificanceRadius: Community

Adjacency to a state-park preserve adds a durable setting buyers pay for.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Harbour Isle at Hutchinson Island, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2025
Civic
Florida condo reserve rules affect coastal associations
Florida's structural-integrity reserve-study rules affect condominium budgets for coastal associations, with initial studies generally due by the end of 2025. Why it matters: Buyers in coastal condo communities should read each association's reserve posture before offering. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Harbour Isle buying strategy.

If we were buying in Harbour Isle, this is the order of operations we would run, and the one we run for our clients.

Read the association's reserves and any assessment history on a coastal condo of this vintage.

Confirm the East or West association dues and what they cover for the specific unit.

Confirm marina slip availability and any separate slip cost if you keep a boat.

Check coastal insurance, a meaningful line on an island condo.

Match the unit to true Harbour Isle comps, not a mainland average.

The Quick Decision

Best Buy

A well-kept unit with strong water or marina exposure and healthy reserves

Biggest Risk

Underbudgeting coastal insurance or a pending assessment

Best Lot

A marina or Indian River exposure with good light

Smart Timing

Confirm reserves, slip access, and any reserve study

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Harbour Isle at Hutchinson Island is a gated waterfront condominium community on South Hutchinson Island in Fort Pierce (34949), built around 2006, with spacious units of roughly 2,000 square feet, split into East and West condominium associations. Reported amenities include a 24-hour manned gate, a private marina on the Fort Pierce Inlet, over 600 feet of private beachfront with a cabana, a resort pool and spa, a fitness center, and tennis, abutting a state-park preserve. The West association reported a 2025 quarterly maintenance around $2,372 for a residence; confirm the current amount and both associations' schedules.

Harbour Isle Homes For Sale

What your money buys in Harbour Isle.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Harbour Isle today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Interior Unit

$315K to $370K

Units with standard exposure, the entry into a gated waterfront condo community with a marina.

Lowest entry

The Water-View Unit

$370K to $400K

Units with marina or Indian River views, the core of the resale market here.

Most inventory

The Premium Marina Unit

$400K to $430K

Renovated units with the best water and marina exposure, the units that hold value best for boaters.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$370K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$315K to $370K

The Interior Unit

Units with standard exposure, the entry into a gated waterfront condo community with a marina.

$370K to $400K

The Water-View Unit

Units with marina or Indian River views, the core of the resale market here.

$400K to $430K

The Premium Marina Unit

Renovated units with the best water and marina exposure, the units that hold value best for boaters.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Harbour Isle, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Harbour Isle is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Unit Value

The unit premium.

In a condo the value the market gives back at resale is set by the unit, not a lot: the floor, the view line (direct versus partial), and the exposure. The interior can be renovated, but the floor and view cannot, so higher floors and better views hold their value better. How much more they command varies by building, line, and condition, which is why we read it unit by unit against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Harbour Isle holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Fort Pierce locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Harbour Isle

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The gate, the marina, and the beachfront are in every listing. The deal turns on the reserves, the dues, and the unit's water exposure.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.1A- · Buy Score

Resale Strength8.0/10

Renovation Risk6.6/10

Location Efficiency8.6/10

Long-Term Defensibility8.2/10

Carrying Cost Advantage6.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Harbour Isle is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Unit Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take

Golf, lake, and preserve lots hold value best
Interior lots are where buyers overpay
The lot cannot be renovated, the house can
Premium homesites resell faster
~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resale Golf frontage and lakefront homesites at Harbour Isle at Hutchinson Island

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resale Preserve-backing homesites at Harbour Isle at Hutchinson Island

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resale Cul-de-sac and larger interior homesites at Harbour Isle at Hutchinson Island

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tier Standard interior homesites at Harbour Isle at Hutchinson Island

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Harbour Isle homesites trade. The exact premium depends on the specific home, the view, and the street.

The 15-Second Verdict

Harbour Isle in 15 seconds.

Best forBuyers who want a gated waterfront condo with a private marina and beachfront.

Biggest advantageA private marina, private beachfront, and a resort amenity package on the island.

Biggest riskCoastal insurance, reserves, and assessments on an island condo.

Sweet spotA well-kept unit with strong water or marina exposure and healthy reserves.

Avoid ifYou want a single-family home, lower coastal costs, or an inland community.

HOA, CDD & Fees

15-Second Take

Gated waterfront condos, built around 2006
Private marina on the Fort Pierce Inlet
Over 600 feet of private beachfront
Split into East and West associations
Confirm reserves and coastal insurance

The Harbour Isle West association reported a 2025 quarterly maintenance around $2,372 for a residence (third-party reported); confirm the current amount, the East and West schedules, the reserves, and any reserve-study status for the specific unit.

Reported to cover the manned gate, building and common-area maintenance, the marina and beachfront, and the resort amenities; confirm the schedule and reserve posture per unit and association.

Run Your Numbers

Tools for a Harbour Isle buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxSt. Lucie County millage and the homestead picture.Rent vs buyThe breakeven on owning in Harbour Isle.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Harbour Isle

Price it to the water exposure and reserves, not the Zestimate.

If you are selling in Harbour Isle, the right list price comes from comparable waterfront condo sales in the community, with the reserves and water exposure factored in, not an automated estimate.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Harbour Isle, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Mariner Bay, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Harbour Isle home worth?

Get a no-obligation home value based on real comparable sales in Harbour Isle matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harbour Isle at Hutchinson Island on the map →
Or get your Harbour Isle at Hutchinson Island home value & selling guide →

Real comps, not a Zestimate.

Harbour Isle Market Scorecard

Buyer-Leaning Market

Harbour Isle is currently a buyer-leaning market. About 16.8 months of supply, a median asking price of $438,900, and homes go under contract in about 40 days.

16.8

Months supply

$438,900

Median list

$370,000

Median sold

$186

Per sqft

Days on mkt

7/0/5

Active/Pend/Sold

Typical home value in the 34949 ZIP is $411,775, about 10.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Harbour Isle at Hutchinson Island a gated community?

Yes. Harbour Isle at Hutchinson Island is a gated community; confirm the current access arrangement with the listing.

What type of homes are in Harbour Isle at Hutchinson Island?

Harbour Isle at Hutchinson Island is characterized by a gated waterfront condominium community built around 2006 on South Hutchinson Island, with spacious units and a private marina, split into East and West associations. Confirm the specifics of any individual home with the listing.

Who built Harbour Isle at Hutchinson Island?

Harbour Isle at Hutchinson Island is associated with builder (confirm), built around 2006, per third-party sources. Confirm the builder and year for a specific home.

Does Harbour Isle at Hutchinson Island have an HOA?

Yes. Dues are reported at the Harbour Isle West association reported a 2025 quarterly maintenance around $2,372 for a residence (third-party reported); confirm the current amount and the East and West schedules. Treat that as reported and confirm the current amount and what it covers for a specific home.

Does Harbour Isle at Hutchinson Island have a CDD fee?

No CDD has been confirmed here; confirm the CDD status per unit with the listing.

What amenities does Harbour Isle at Hutchinson Island offer?

Reported amenities include a 24-hour manned gate, a private marina on the Fort Pierce Inlet, over 600 feet of private beachfront with a cabana, a resort pool and spa, a fitness center, a clubhouse, and tennis and bocce, abutting a state-park preserve. Confirm current amenity access and any associated fees with the listing.

What schools serve Harbour Isle at Hutchinson Island?

Harbour Isle is in St. Lucie Public Schools; confirm the exact zoning for a specific unit with the district. School assignment is by address and changes periodically, so confirm the exact zoning for a specific Harbour Isle at Hutchinson Island home with the district.

Where is Harbour Isle at Hutchinson Island located?

Harbour Isle at Hutchinson Island is in Fort Pierce, St. Lucie County, Florida (34949). It sits on South Hutchinson Island near the Fort Pierce Inlet and the Atlantic beaches.

Is Harbour Isle at Hutchinson Island a good place to buy?

Harbour Isle at Hutchinson Island offers a gated waterfront condominium community with a private marina and beachfront on South Hutchinson Island. The right read is a comparable-sales analysis on a specific home; this is not a guarantee of future value.

How is the market in Harbour Isle at Hutchinson Island?

Inventory here is limited, so a single sale can move the averages. Read current pricing as context and lean on the comparable-sales analysis for a specific home.

What is there to do near Harbour Isle at Hutchinson Island?

Harbour Isle at Hutchinson Island puts everyday shopping, dining, and major roads within a short drive; see the commute section for approximate drive times, and confirm your real commute at your real departure time.

Should I use the listing agent to buy in Harbour Isle at Hutchinson Island?

No. The listing agent works for the seller. Having your own representation is the highest-leverage decision you make on a purchase here.

How do I sell a home in Harbour Isle at Hutchinson Island?

The right list price comes from recent comparable sales matched to your home's size, condition, and location, not an automated estimate. We build the case with real comps and a pricing strategy for the current market.

Are there new listings in Harbour Isle at Hutchinson Island before they hit the portals?

We track Harbour Isle at Hutchinson Island inventory from the live feed and can flag homes as they come available. Tell us your budget and timeline and we will send matches.

The Verdict

Should you buy in Harbour Isle?

An honest fit check. We will tell you when it is not your community.

Buyers who want a gated waterfront condo with a private marinaExcellent fit

Buyers who value private beachfront and a resort amenity packageExcellent fit

Buyers who will read the association's reservesExcellent fit

Buyers who want a South Hutchinson Island location near the inletExcellent fit

Buyers who want a single-family home or a private yardProbably not

Buyers who want to avoid coastal insurance and assessmentsProbably not

Buyers who want new construction with a builder warrantyProbably not

Buyers who want an inland, lower-cost communityProbably not

Get the inside read on Harbour Isle

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Harbour Isle home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Harbour Isle specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

Harbour Isle atHutchinson Island Homes for Sale in Fort Pierce, FL

The 60-Second Overview

Who Harbour Isle is best for.

Best for

Probably not for

How Harbour Isle is performing right now

Homes For Sale Right Now in Harbour Isle

Harbour Isle on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Harbour Isle at Hutchinson Island

Private marina and beachfront

Coastal insurance and reserves in focus

Gated, manned, resort amenities

Abuts a state-park preserve

Florida condo reserve rules affect coastal associations

The Harbour Isle buying strategy.

The full read, only if you want it.

What your money buys in Harbour Isle.

What ~$370K buys here.

Renovation & Resale Intelligence

The renovation premium.

The unit premium.

How well Harbour Isle holds value.

5 Mistakes Buyers Make in Harbour Isle

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Harbour Isle is different.

Which Lots & Views Hold Value Best

In a built-out club community, the lot is the resale insurance

Golf & lakefront lots

Preserve lots

Cul-de-sac & larger lots

Standard interior lots

Harbour Isle in 15 seconds.

HOA, CDD & Fees

Tools for a Harbour Isle buy.

Price it to the water exposure and reserves, not the Zestimate.

In Harbour Isle, condition and view decide your number

What is your Harbour Isle home worth?

Price History: What Homes Here Have Actually Sold For

Harbour Isle Market Scorecard

Frequently Asked Questions

Should you buy in Harbour Isle?

Get the inside read on Harbour Isle

You are all set.

Need to sell fast in St. Lucie County?

You just read the data. Now see what your home is worth.

More Fort Pierce & Treasure Coast: Port St. Lucie & Vero Beach guides

Harbour Isle at
Hutchinson Island Homes for Sale in Fort Pierce, FL