Harbour Isle at Hutchinson Island in Fort Pierce
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Photo via Beaches MLS

Built fromLive Beaches MLS data18 years of closingsUpdated twice daily

As of October 2026, Harbour Isle at Hutchinson Island in Fort Pierce, FL has 8 homes for sale, asking from $369,900 to $470,000 (median $407,250). Homes listed or recently sold were built 2005–2006; 12 of 12 report an HOA (median $860/mo); none of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft).

Live · Harbour Isle at Hutchinson Island Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
32.0mo
Supply
3 to 6 months is the balanced band
11%
Under contract
St. Lucie: 24% (728 of 3,084)
8 · 1
For sale · pending
live counts, refreshed twice daily

Homes For Sale Right Now in Harbour Isle at Hutchinson Island

Live MLS inventory for Harbour Isle at Hutchinson Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbour Isle at Hutchinson Island listings as of 2026-10-01, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Harbour Isle at Hutchinson Island Housing Pulse · Momentum Research · as of August 10, 2026

Harbour Isle at Hutchinson Island right now

🟢 Buyer-leaning market. 32.0 months of supply and 11% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 10, 2026. Confidence: Medium (9 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The market around Harbour Isle at Hutchinson Island

Harbour Isle at Hutchinson Island is too small for its own price trend, so here is the market around it.

In ZIP 34945, 51 homes are on the market and 12% are under contract — a slower corner of Fort Pierce.

Across St. Lucie County, 2,356 homes are active and 728 pending (24% under contract).

ZIP and county figures describe the wider market, not Harbour Isle at Hutchinson Island specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in HARBOUR ISLE AT HUTCHINSON ISLAND, Fort Pierce

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 36 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Harbour Isle at Hutchinson Island today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Isle at Hutchinson Island.

A closer look at the Harbour Isle at Hutchinson Island market

Inventory runs at 32.0 months of supply, a buyer-leaning market.

“

The location and the amenities are priced into every listing in Harbour Isle at Hutchinson Island. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbour Isle at Hutchinson Island Condos for Sale in Fort Pi homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbour Isle at Hutchinson Island Condos for Sale in Fort Pi.
In short
  • HOA dues reported around $860/month (about $10,320/yr) · median of 67 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $860 per month ($10,320 a year) — the median AssociationFee across 67 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Isle at Hutchinson Island sales matched to your home.

What is your Harbour Isle at Hutchinson Island home worth?

Get a no-obligation home value based on real comparable sales in Harbour Isle at Hutchinson Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Pierce →

Real comps, not an automated estimate.

Recently off market in HARBOUR ISLE AT HUTCHINSON ISLAND

Homes in HARBOUR ISLE AT HUTCHINSON ISLAND that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are St. Lucie County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,401/mo
St. Lucie County typical true cost to own
$194/mo
St. Lucie County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

12% of homes for sale in ZIP 34949 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Harbour Isle Market Scorecard

Buyer's Market

Harbour Isle is currently a buyer's market. About 24.0 months of supply, a median asking price of $407,250, and homes go under contract in about 83.0 days.

24.0
Months supply
$407,250
Median list
$375,000
Median sold
$189
Per sqft
83.0
Days on mkt
8/0/4
Active/Pend/Sold

Typical home value in the 34949 ZIP is $409,788, about 10.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Harbour Isle at Hutchinson Island a buyer's or seller's market right now?
As of August 10, 2026, Harbour Isle at Hutchinson Island leans toward buyers: 32.0 months of supply at the current sales pace (Beaches MLS live counts).
Who is the best real estate agent for Harbour Isle at Hutchinson Island?
The best agent for Harbour Isle at Hutchinson Island is one who actively works Fort Pierce and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbour Isle at Hutchinson Island.
How do I find a top Fort Pierce real estate agent who knows Harbour Isle at Hutchinson Island?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbour Isle at Hutchinson Island and the wider Fort Pierce area.
Can Momentum Realty connect me with an agent for Harbour Isle at Hutchinson Island?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbour Isle at Hutchinson Island purchase or sale - no call center and no pressure.
Where is Harbour Isle at Hutchinson Island, and what county is it in?
Harbour Isle at Hutchinson Island is in Fort Pierce, St. Lucie County, FL, ZIP codes 34945, 34949.

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesBeaches MLS records, as of 2026-08-10
Historical depthClosed-sale records back to 2008 (19 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in HARBOUR ISLE AT HUTCHINSON ISLAND? See the St. Lucie County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

More on Harbour Isle at Hutchinson Island Condos for Sale in Fort Pierce

Nearby Communities

Explore more neighborhoods near Harbour Isle at Hutchinson Island with Momentum Realty’s local guides.

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