Harbour Isle at Hutchinson Island
Condos for Sale in Fort Pierce, FL
All 962 homes for sale in Fort Pierce, FL · median $324,945 · 242 condos for sale in Fort Pierce · 47 homes for sale in 34945 · St. Lucie County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of November 2026, Harbour Isle at Hutchinson Island in Fort Pierce, FL has 9 homes for sale, asking from $369,900 to $539,000 (median $414,500). Homes listed or recently sold were built 2005–2006; 13 of 13 report an HOA (median $860/mo); none of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft).
Last 30 days in Harbour Isle at Hutchinson Island: 2 new listings (median asking $459,450). As of November 12, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Homes For Sale Right Now in Harbour Isle at Hutchinson Island
Live MLS inventory for Harbour Isle at Hutchinson Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listing
Active · 195 days
Active · 193 days
Active · 74 days
Active · 56 days
Active · 103 days
Active · 29 days
Active · 145 days
Active · 86 daysActive and pending Harbour Isle at Hutchinson Island listings as of 2026-11-12, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Harbour Isle at Hutchinson Island is a gated, amenity-heavy condo community on the barrier island in Fort Pierce, and in a place like this the price is driven far more by the specific unit than by the zip code. Floor, view, elevator access, and interior condition move values here; expect a wide spread between a dated unit and one that has been updated. With a single median to anchor to, treat the asking spread as condition-driven rather than any fixed floor or ceiling.
The posture right now is firmly buyer-leaning. With 8 active listings against roughly 32 months of supply and no closings in the current window, inventory is sitting. For a buyer, that means time, leverage, and room to be selective on floor and view. For a seller, it means sharp pricing and honest presentation matter — a unit priced to the market and shown in good condition will separate itself from listings that are simply waiting.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Harbour Isle at Hutchinson Island right now
🟢 Buyer-leaning market. 32.0 months of supply and 11% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 10, 2026. Confidence: Medium (9 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
This is a full-service gated condo community on Hutchinson Island, built around resort-style amenities and secured parking rather than single-family lots. The amenity package is deep, which shapes both the lifestyle and the carrying cost.
BeachesMLS sales records identify 13 homes in HARBOUR ISLE AT HUTCHINSON ISLAND that have changed hands since 2008, built between 2005 and 2006 (median 2005), with a median living area of about 1,989 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Harbour Isle at Hutchinson Island: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Fort Pierce.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Harbour Isle at Hutchinson Island. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Harbour Isle at Hutchinson IslandHarbour Isle at Hutchinson IslandHarbour Isle at Hutchinson IslandHarbour Isle at Hutchinson IslandHarbour Isle at Hutchinson IslandHarbour Isle at Hutchinson IslandHarbour Isle at Hutchinson IslandHarbour Isle at Hutchinson IslandPhotos from Beaches MLS listings in Harbour Isle at Hutchinson Island; content deemed reliable but not guaranteed.
Who Harbour Isle at Hutchinson Island is best for.
Best for
- Buying a lock-and-leave base you can travel from without yard or pool upkeep
- Buyers who want resort-style amenities and on-site management in one place
- Buying with leverage in a slow, buyer-leaning market and willing to be selective
Probably not for
- Needing a single-family home, a private yard, or detached space
- Wanting to minimize HOA dues and avoid amenity-driven carrying costs
- Needing a quick, liquid resale given the high months of supply here
The market around Harbour Isle at Hutchinson Island
Harbour Isle at Hutchinson Island is too small for its own price trend, so here is the market around it.
In ZIP 34945, 51 homes are on the market and 12% are under contract — a slower corner of Fort Pierce.
Across St. Lucie County, 2,356 homes are active and 728 pending (24% under contract).
In ZIP 34945 (Fort Pierce), 211 homes closed in the last 12 months at a median of $349K ($212/sq ft), down 3.3% year over year, with a median 55 days on market. Right now 64 active and 15 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 34945 housing market and the St. Lucie County market.
ZIP and county figures describe the wider market, not Harbour Isle at Hutchinson Island specifically. Momentum Research analysis of MLS records.
Harbour Isle at Hutchinson Island on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Life at Harbour Isle at Hutchinson Island
- Clubhouse · reported on 8 of 11 listings
- Fitness Center · reported on 8 of 11 listings
- Security Guard · reported on 8 of 11 listings
- Parking · reported on 7 of 11 listings
- Pool · reported on 7 of 11 listings
- Spa/Hot Tub · reported on 7 of 11 listings
- Tennis Court(s) · reported on 7 of 11 listings
- Elevator(s) · reported on 7 of 11 listings
- Picnic Area · reported on 6 of 11 listings
- Heated Pool · reported on 6 of 11 listings
- Bocce Ball · reported on 6 of 11 listings
- Management · reported on 5 of 11 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Recent Developments in Harbour Isle At Hutchinso
Development, infrastructure, retail, and school activity affecting Harbour Isle At Hutchinso, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Development
St. Lucie nuclear plant marks 50 years with licenses for 20 more years
The two-unit plant on Hutchinson Island supplies about 11 percent of FPL's power, and the NRC has granted licenses for 20 additional years of operation. The plant uses robots, drones and submersibles for inspections.
What it may mean for the marketSignals a long-term major employer and power source for the county. The site is about 8 miles southeast of Harbour Isle At Hutchinso.
Source: WPTV - October 2026Development
Port St. Lucie board considers rezoning for up to 1,200 homes at Wilson Grove
The Planning and Zoning Board took up a rezoning of nearly 360 acres of agricultural land north of SW Becker Road, between SW Sundance Vista Boulevard and Rangeline Road, to a master planned unit development. The concept plan allows up to 1,200 homes plus parks, lakes and clubhouses. City Council would vote later in October.
What it may mean for the marketUp to 1,200 new homes in western Port St. Lucie would add housing supply and increase traffic demand on Becker Road. The project is about 15 miles southwest of Harbour Isle At Hutchinso, elsewhere in St. Lucie County.
Source: CBS12 (WPEC) - October 2026Retail & Dining
Buc-ee's at I-95 and Indrio Road finishes county planning, awaits state approvals
The planned travel center would be about 76,000 square feet with roughly 120 fuel pumps at Interstate 95 and Indrio Road near Fort Pierce. County planning is complete, but FDOT and DEP approvals are still needed. Nearby proposals include Indrio Town Center on about 85 acres and Indrio Groves with more than 3,000 homes.
What it may mean for the marketA large travel center would add retail and fuel access at the I-95 interchange and draw further development interest along Indrio Road. The site is about 6 miles northwest of Harbour Isle At Hutchinso.
Source: CBS12 (WPEC) - August 2026Infrastructure
St. Lucie County reviews updated Port of Fort Pierce master plan with mega-yacht marina and spaceport recovery facility
The 2026 master plan for the Port of Fort Pierce proposes a mega-yacht marina, a spaceport recovery facility, expanded boat ramps and restaurants, with a marine commercial district at Harbour Pointe. County officials say nearly 15,000 registered boats compete for 147 trailer parking spaces near the inlet. The plan is under county review and Fort Pierce holds final approval.
What it may mean for the marketAdded boat ramp parking and marine commercial space would expand waterfront access and dining options near the Fort Pierce Inlet over a multi-year timeline. The site is less than a mile northeast of Harbour Isle At Hutchinso.
Source: WPTV - July 2026Schools
St. Lucie schools break ground on Fort Pierce K-8
St. Lucie Public Schools broke ground on July 28, 2026 on a 70 million dollar K-8 school behind Dan McCarty Middle School in Fort Pierce, with capacity for 1,500 to 1,800 students and completion expected in August 2028. The school will consolidate Dan McCarty Middle, St. Lucie Elementary, and Lawnwood Elementary, all built in the 1950s and 1960s. The district plans to sell the three existing school properties to offset costs.
What it may mean for the marketThe consolidated campus adds modern school capacity in northern Fort Pierce and frees three older school sites for potential reuse. The project is about 3 miles southwest of Harbour Isle At Hutchinso, elsewhere in St. Lucie County.
Source: WFLX - July 2026Development
Port St. Lucie weighs commercial rezoning in Tradition
A final City Council vote was set for July 14, 2026 on rezoning about 9.5 acres at Crosstown Parkway and SW Fairgreen Drive in Tradition from residential to commercial, a request by Winding River Crosstown LLC to allow retail and office development. The Planning and Zoning Board recommended approval in May with conditions including a landscape buffer and architectural wall along residential borders.
What it may mean for the marketThe rezoning would add commercial retail and office capacity along the Crosstown Parkway corridor in Tradition. The project is about 13 miles southwest of Harbour Isle At Hutchinso, elsewhere in St. Lucie County.
Source: WFLX
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Harbour Isle at Hutchinson Island buying strategy.
If we were buying in Harbour Isle at Hutchinson Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Isle at Hutchinson Island.
What the amenity load really means
The amenity list here is long: clubhouse and community room, fitness center, heated pool and spa, tennis and bocce, a picnic area, elevators, secured parking, on-site management, and a security guard. That is a managed, service-rich environment, and it is a real draw for buyers who want to lock the door and travel without maintaining a yard or a pool of their own.
The flip side is that depth of amenities and on-site staffing are funded through the HOA, so the association budget, reserves, and dues are central to any purchase decision here — not a footnote. These features are reported across the community's MLS listings; confirm current amenities, access, and assessments directly with the HOA before you write an offer.
The location and the amenities are priced into every listing in Harbour Isle at Hutchinson Island. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a buyer-leaning market with inventory sitting, the edge is in reading the individual unit — floor, view, condition, and the health of the association behind it. We help buyers use the current leverage without overlooking carrying costs, and we help sellers price and present honestly so a listing doesn't become part of the standing inventory.
Harbour Isle at Hutchinson Island in 15 seconds.
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Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Isle at Hutchinson Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbour Isle at Hutchinson Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
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Recently off market in HARBOUR ISLE AT HUTCHINSON ISLAND
Homes in HARBOUR ISLE AT HUTCHINSON ISLAND that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.
- 14 Harbour Isle Drive #Ph4 · off market
- 17 Harbour Isle Drive #103 · off market
- 19 W Harbour Isle Drive #W 103 · off market
- 19 W Harbour Isle Drive #W 201 · off market
- 25 Harbour Isle Dr #205 · off market
- 36 Harbour Isle Drive #Ph 02 · off market
- 37 E Harbour Isle Drive #206 · off market
- 37 Harbour Isle Drive #304 · off market
| Location | Fort Pierce, St. Lucie County, FL · ZIP 34945, 34949 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Fitness Center, Clubhouse, Tennis Court(s), Bocce Ball, Management, Manager On Site |
| For sale right now | 8 active, 1 pending · median asking $428,950 · 32.0 months of supply |
Data as of August 10, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbour Isle at Hutchinson Island key facts,” movewithmomentum.com/neighborhoods/harbour-isle-at-hutchinso-fort-pierce, data as of August 10, 2026.
Housing distress & ownership in HARBOUR ISLE AT HUTCHINSON ISLAND, Fort Pierce
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Just listed in Harbour Isle at Hutchinson Island
The newest homes for sale in Harbour Isle at Hutchinson Island right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 4 Harbour Isle Drive #104 $539,000 · 2 bd · 2 ba · 1,989 sq ft · listed Nov 11, 2026 Courtesy of Keller Williams Realty of PSL
- 1 Harbour Isle Drive #PH04 $379,900 · 2 bd · 2 ba · 1,989 sq ft · listed Oct 14, 2026 Courtesy of Real Estate of Florida
- 34 Harbour Isle Drive #204 $414,500 · 2 bd · 2 ba · 1,989 sq ft · listed Sep 17, 2026 Courtesy of Coldwell Banker/ Res. Real Est
- 16 Harbour Isle Drive #302 $420,000 · 2 bd · 2 ba · 1,989 sq ft · listed Aug 30, 2026 Courtesy of RE/MAX Gold
- 2 E Harbour Isle Drive #203 $369,900 · 2 bd · 2 ba · 1,989 sq ft · listed Aug 18, 2026 Courtesy of ABC Realty
- 5 Harbour Isle Drive #103 Garage Option $399,900 · 2 bd · 2 ba · 1,989 sq ft · listed Aug 1, 2026 Courtesy of Keller Williams Realty of PSL
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Harbour Isle At Hutchinso Fort Pierce Right Now (9)
All 9 active and pending Harbour Isle At Hutchinso Fort Pierce listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4 Harbour Isle Drive #104 · $539,000 · 2 bd / 2 ba · listed Nov 10, 2026 · listed by Keller Williams Realty of PSL
- 1 Harbour Isle Drive #Ph04 · $379,900 · 2 bd / 2 ba · listed Oct 13, 2026 · listed by Real Estate of Florida
- 34 Harbour Isle Drive #204 · $414,500 · 2 bd / 2 ba · listed Sep 16, 2026 · listed by Coldwell Banker/ Res. Real Est
- 16 Harbour Isle Drive #302 · $420,000 · 2 bd / 2 ba · listed Aug 30, 2026 · listed by RE/MAX Gold
- 2 E Harbour Isle Drive #203 · $369,900 · 2 bd / 2 ba · listed Aug 18, 2026 · listed by ABC Realty
- 5 Harbour Isle Drive #103 Garage option · $399,900 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by Keller Williams Realty of PSL
- 38 Harbour Isle Drive #104 · $379,000 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by List-A-House Realty, LLC
- 4 Harbour Isle Drive #Unit 204 · $425,000 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by ABC Realty
- 20 Harbour Isle Drive #Ph01 · $470,000 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by ABC Realty
Recently sold in Harbour Isle At Hutchinso Fort Pierce
- 25 Harbour Isle Dr #205 · sold $410,000
- 36 Harbour Isle Drive #Ph 02 · sold $422,000
- 14 Harbour Isle Drive #Ph4 · sold $340,000
- 37 E Harbour Isle Drive #206 · sold $315,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Fort Pierce home searches
- All homes for sale in Fort Pierce, FL
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- Fort Pierce home values: what is my house worth?
Fort Pierce guides & data
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Florida buyer guides
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What it really costs to own in Harbour Isle at Hutchinson Island
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $6,660/yr across 13 listings here (MLS tax records, 2026-11-13). |
|---|---|
| HOA dues | Median $860/month across 14 MLS listings (most billed monthly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Saint Lucie County is $2,332/yr (2,890 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 8 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2005 across 13 listings. An original roof here would be about 21 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,609/month (tax $555, HOA $860, insurance $194). An estimate from the sources above, not a quote.
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Ask an agent about Harbour Isle at Hutchinson Island Condos for Sale
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Harbour Isle Market Scorecard
Harbour Isle is currently a buyer's market. About 27.0 months of supply, a median asking price of $414,500, and homes go under contract in about 87 days.
Typical home value in the 34949 ZIP is $414,291, about 8.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Harbour Isle at Hutchinson Island a buyer's or seller's market right now?
Who is the best real estate agent for Harbour Isle at Hutchinson Island?
How do I find a top Fort Pierce real estate agent who knows Harbour Isle at Hutchinson Island?
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Where is Harbour Isle at Hutchinson Island, and what county is it in?
Should you buy in Harbour Isle at Hutchinson Island?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | Beaches MLS records, as of 2026-08-10 |
| Historical depth | Closed-sale records back to 2008 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how HARBOUR ISLE AT HUTCHINSON ISLAND fits the bigger picture — live prices, inventory, and Momentum Scores: