Hills of Lake Elbert
Homes for Sale in Winter Haven, FL
All 851 homes for sale in Winter Haven, FL · median $279,900 · 263 homes for sale in 33881 · Polk County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 5 closed sales in Hills of Lake Elbert Unit 2 in Winter Haven, FL since 2006, the most recent in June 2014. Across Winter Haven as a whole, 1,657 homes closed in the last 12 months at a median of $279,065, 54 median days on market, with 779 homes for sale today. At that median and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $4,520 ($3,840 with the full homestead exemption).

Hills of Lake Elbert is a small, established pocket of just 11 homes near the lake in Winter Haven, with construction dating to the 1961 - 1973 window and a median build year of 1966. Price here is driven less by market momentum than by the home in front of you: at roughly 2,210 square feet median living space on original mid-century footprints, condition and the degree of updating will do most of the work in setting value.
With zero active listings as of August 2026, this is a thin, infrequent market. For a seller, that scarcity can work in your favor when a well-presented home does come up. For a buyer, it means patience and readiness - inventory appears rarely, so the right move is to be pre-positioned to act rather than to wait for choices.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside HILLS OF LAKE ELBERT UNIT 2 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
An 11-home enclave of 1960s-era construction near Lake Elbert, where homes run larger than typical starter stock at a median of about 2,210 square feet. With no amenities identified and no active listings, this is a quiet, turnover-light street rather than an active market.
Stellar MLS sales records identify 16 homes in HILLS OF LAKE ELBERT that have changed hands since 2004, built between 1961 and 1972 (median 1964), with a median living area of about 1,636 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Hills of Lake Elbert is best for.
Best for
- Buying to hold in a quiet, low-turnover pocket near Lake Elbert
- Wanting more living space than typical 1960s-era stock usually offers, at around 2,210 square feet
- Comfortable taking on a mid-century home and budgeting for updates
Probably not for
- Needing to choose from active inventory right now
- Wanting shared community amenities, which are not present here
- Seeking newer construction or move-in-ready finishes without renovation work
The market around Hills of Lake Elbert
Hills of Lake Elbert is a small community — 24 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 33881, 339 homes are on the market and 24% are under contract — a steady corner of Winter Haven.
Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).
Homes here are single family residence.
In ZIP 33881 (Winter Haven), 85 homes closed in the last 12 months at a median of $290K ($165/sq ft), down 7.2% year over year, with a median 52 days on market. Right now 1 active and 1 pending listings. See the live ZIP 33881 housing market and the Polk County market.
ZIP and county figures describe the wider market, not Hills of Lake Elbert specifically. Momentum Research analysis of MLS records.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Hills of Lake Elbert listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Hills of Lake Elbert address.
The Hills of Lake Elbert buying strategy.
If we were buying in Hills of Lake Elbert today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hills of Lake Elbert.
A small, mid-century street that trades on condition
Every home here predates 1974, with the median built in 1966, so expect the realities of mid-century construction - original systems, layouts of the era, and a wide spread between homes that have been updated and those that have not. That spread is the single biggest variable in value, which is why the median price should be read as a midpoint across very different conditions rather than a going rate.
The homestead share sits at roughly 46 percent, meaning a meaningful slice of these 11 homes are not owner-occupied as primary residences. No community amenities are identified from current listings, so the draw is the location near Lake Elbert and the larger-than-average interior space, not shared facilities.
The location and the amenities are priced into every listing in Hills of Lake Elbert. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In an 11-home enclave with no active listings, you cannot shop by browsing - you win by knowing when something moves and by reading condition accurately against the median. We track this street closely, help you separate a cosmetic update from a systems overhaul on 1960s-era homes, and position you to act fast when inventory is this thin.
Hills of Lake Elbert in 15 seconds.
Tools for a Hills of Lake Elbert buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hills of Lake Elbert sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hills of Lake Elbert, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hills of Lake Elbert home worth?
Get a no-obligation home value based on real comparable sales in Hills of Lake Elbert, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Winter Haven →
| Location | Winter Haven, Polk County, FL · ZIP 33881 |
|---|---|
| Homes in the community | 11 (FL DOR 2025 assessment roll) |
| Years built | 1961–1973 (median 1966) |
| Typical living area | 2,210 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 46% |
| Zoned public schools | Polk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2014; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Hills of Lake Elbert key facts,” movewithmomentum.com/neighborhoods/hills-of-lake-elbert-winter-haven, data as of August 2, 2026.
Housing distress & ownership in HILLS OF LAKE ELBERT UNIT 2, Winter Haven
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
Email me new listings in Hills of Lake Elbert
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Hills of Lake Elbert
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Hills of Lake Elbert will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Hills of Lake Elbert?
What share of Hills of Lake Elbert is owner-occupied?
When were the homes in Hills of Lake Elbert built?
What schools serve Hills of Lake Elbert?
Who is the best real estate agent for Hills of Lake Elbert?
How do I find a top Winter Haven real estate agent who knows Hills of Lake Elbert?
Can Momentum Realty connect me with an agent for Hills of Lake Elbert?
Where is Hills of Lake Elbert, and what county is it in?
Should you buy in Hills of Lake Elbert?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how HILLS OF LAKE ELBERT UNIT 2 fits the bigger picture — live prices, inventory, and Momentum Scores:






