Aerial view of Horseshoe Point

Horseshoe Point
Homes for Sale in Hawthorne, FL

All 39 homes for sale in Hawthorne, FL · median $225,000 · 60 homes for sale in 32640 · Putnam County homes for sale

Community in Hawthorne · Putnam County · ZIP 32640
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data11 years of closingsUpdated twice daily

As of October 2026, the MLS records 3 closed sales in Horseshoe Point in Hawthorne, FL since 2015, the most recent in July 2018. Across Hawthorne as a whole, 3 homes closed in the last 12 months at a median of $223,000, 43 median days on market, with 1 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $3,770 ($3,090 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Horseshoe Point is a small, rural-edge community in Hawthorne, out in Putnam County. This is not a subdivision with a fixed product type, so what sets price here is condition, acreage, and what a given parcel actually offers rather than a builder's price sheet. Two homes on the same road can be worlds apart on value, and that spread is the whole story.

For buyers, that means the work is in the diligence, not the shopping. For sellers, it means pricing off a comparable that genuinely matches your lot and structure, not a headline number. Expect a market that moves at a deliberate pace and rewards patience on both sides.

Nearby homes for sale

No active listings inside Horseshoe Point right now. These are the 3 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

115 LAKE SUSAN Road
$235K · 1.5 mi away
2 bd · 2 ba · 1,348 sqft
115 LAKE SUSAN Road
Listed by REAL BROKER LLC
150 INDIAN LAKES Road
$419K · 1.8 mi away
3 bd · 2 ba · 1,550 sqft
150 INDIAN LAKES Road
Listed by NICOSIA REALTY INC.
932 S COUNTY RD 21
$79K · 1.9 mi away
2 bd · 1.5 ba · 840 sqft
932 S COUNTY RD 21
Listed by NICOSIA REALTY INC.

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Horseshoe Point sits in the rural stretch of Putnam County near Hawthorne, where listings are individual and land-driven rather than uniform. Treat every property here on its own terms.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking rural acreage who plan to hold for the long term
  • Cash or flexible buyers comfortable with well, septic, and land diligence
  • Renovation-minded buyers willing to price in condition and do the work

Probably not for

  • Buyers who need a low-maintenance, turnkey home with predictable resale
  • Buyers wanting walkable amenities, retail, or short commutes
  • Buyers on a tight timeline who can't wait out a slow, thin market

The market around Horseshoe Point

Horseshoe Point is too small for its own price trend, so here is the market around it.

In ZIP 32640, 75 homes are on the market and 17% are under contract — a slower corner of Hawthorne.

Across Putnam County, 701 homes are active and 159 pending (18% under contract).

In ZIP 32640 (Hawthorne), 84 homes closed in the last 12 months at a median of $190K ($135/sq ft), down 11.8% year over year, with a median 50 days on market. Right now 5 active and 1 pending listings put supply at about 6.4 months — a buyer's market. See the live ZIP 32640 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Horseshoe Point specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Horseshoe Point, Hawthorne

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

If we were buying in Horseshoe Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Horseshoe Point.

Best Buy
Buyers who want rural acreage and space over subdivision convenience.
Biggest Risk
Wide value spread means a weak comp can mislead you fast.
Sweet Spot
A well-maintained home on usable land with sound well and septic.
Avoid If
You need turnkey uniformity, walkable amenities, or a quick liquid resale.

A land-first market, not a floor-plan one

Because inventory here is thin and varied, price is condition-driven. The difference between a well-kept home on usable acreage and a fixer with deferred maintenance is enormous, and there is no tidy price range that captures it. Anyone quoting you a neat spread is guessing.

The practical implications matter more than they would in a tract community: well and septic condition, access and road frontage, flood and elevation, and how the parcel is actually usable all move value. Verify these before you fall for a listing photo. In a market this individualized, the inspection and survey are where the real negotiation happens.

“

The location and the amenities are priced into every listing in Horseshoe Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Rural Putnam County properties don't price themselves off a spreadsheet, and a bad comp can cost you real money on either side of the deal. We do the parcel-level homework — condition, land use, systems, access — and we'll tell you plainly when a property doesn't hold up to its asking price or when it's a rare one worth moving on.

Horseshoe Point in 15 seconds.

Best forBuyers who want rural acreage and space over subdivision convenience.
Biggest advantageIndividual, land-driven properties you won't find in a tract build.
Biggest riskWide value spread means a weak comp can mislead you fast.
Sweet spotA well-maintained home on usable land with sound well and septic.
Avoid ifYou need turnkey uniformity, walkable amenities, or a quick liquid resale.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Horseshoe Point homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Horseshoe Point.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Horseshoe Point sales matched to your home.

What is your Horseshoe Point home worth?

Get a no-obligation home value based on real comparable sales in Horseshoe Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Hawthorne →

Real comps, not an automated estimate.
Buyers seeking rural acreage who plan to hold for the long termExcellent fit
Cash or flexible buyers comfortable with well, septic, and land diligenceExcellent fit
Renovation-minded buyers willing to price in condition and do the workExcellent fit
Buyers who need a low-maintenance, turnkey home with predictable resaleProbably not
Buyers wanting walkable amenities, retail, or short commutesProbably not
Buyers on a tight timeline who can't wait out a slow, thin marketProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2015 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Schools serving nearby communities

We do not have a confirmed school assignment for Horseshoe Point. These are the public schools most often assigned to other communities in ZIP 32640; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Horseshoe Point

Where is Horseshoe Point?

Horseshoe Point is a community in Hawthorne, Putnam County, Florida, ZIP 32640.

Are there homes for sale in Horseshoe Point right now?

No active listings inside Horseshoe Point at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Horseshoe Point have an HOA or CDD?

No HOA is on record for Horseshoe Point in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Horseshoe Point with Momentum Realty’s local guides.

Hidden Lakes1.1 mi away · median $357K, 7 sales/12 moIndian Lakes1.8 mi away · 49 homes, built 1945–24Clearwater Lakes Hom2.0 mi away · 32 homes, built 1954–24Clearwater Lakes H22.1 mi away · 32 homes, built 1954–24Finley Park2.3 mi awayDarkwater Lake2.3 mi away · 43 homes, built 1978–24Rodman Pool Versatil Interlachen3.1 mi awayWhite Sands3.2 mi away · 15 homes, built 1964–10

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,368/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.