Indian Lakes Ph 5 & 6
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Indian Lakes Ph 5 & 6 is a single-phase-built neighborhood — every home dates from 2002 to 2011, with a median build year of 2006, so the housing stock here reads as one consistent generation rather than a mix of eras. At a median of $409,500 and roughly $193.61 per square foot on a median living area just over 2,600 square feet, this is a larger-footprint product priced for space rather than for finish level or amenity package.
With only four closings in the current window, treat any single data point here as directional, not statistical. A median 34-day time on market suggests homes that are priced correctly move without much drama, but the small sample means sellers should lean on comparable condition and finish detail more than on the headline number, and buyers should expect some negotiating room if a listing sits past that mark.
The 60-Second Overview
Indian Lakes Ph 5 & 6 market snapshot (as of July 15, 2026): the median sale price is about $410K ($194 per sq ft over the trailing 12 months of closed sales), and a median 34 days on market for closed sales.
Indian Lakes Ph 5 & 6 is a community of 194 homes in St Cloud, Osceola County, built between 2002 and 2011 (median 2006.0), with a median living area of about 2,602 square feet. 80% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A 194-home community in St Cloud built out in two phases between 2002 and 2011, Indian Lakes Ph 5 & 6 offers larger, same-era single-family homes with no clubhouse, pool, or other shared amenity currently showing up in MLS listings for the neighborhood.
Who Indian Lakes Ph 5 & 6 is best for.
Best for
- Buyers prioritizing square footage and a consistent build era over a shared amenity package
- Buyers comfortable evaluating condition and updates home-by-home rather than leaning on neighborhood-wide amenity value
- Buyers targeting a mid-$400s price point in Osceola County with a preference for stable, long-term ownership patterns nearby
Probably not for
- Buyers who want a community built around a clubhouse, pool, or other on-site recreational amenities
- Buyers who need a large, statistically deep comparable set to underwrite an offer with high precision
- Buyers seeking the lowest possible price per square foot rather than larger overall living space
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($410K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Indian Lakes Ph 5 & 6 buying strategy.
If we were buying in Indian Lakes Ph 5 & 6 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Indian Lakes Ph 5 & 6.
One era, one footprint, no amenity story
Because every home in Indian Lakes Ph 5 & 6 was built within a nine-year window, the neighborhood doesn't have the usual split between older, smaller original-phase homes and newer, larger additions. What varies buyer to buyer is condition and updates, not vintage — a home built in 2002 and one built in 2011 are close enough in age that the price story here is almost entirely about maintenance, upgrades, and how the interior has aged, not about which section of the community you're in.
With no amenities identified from current MLS data, this isn't a community built around a shared clubhouse or pool system — pricing and appeal rest on the home itself and its lot, not on a resort-style package. At roughly 80% of homes carrying homestead exemptions, the ownership pattern skews toward longer-term occupancy rather than fast investor turnover, which tends to support a steadier, more predictable resale rhythm even with a thin closings sample.
The location and the amenities are priced into every listing in Indian Lakes Ph 5 & 6. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only a handful of closings feeding the current data, pricing a home correctly in Indian Lakes Ph 5 & 6 takes more than pulling a median — it means walking comparable floor plans, weighing which updates actually move the $193.61-per-square-foot baseline, and knowing which nearby sales are truly comparable in condition. That's the kind of granular, on-the-ground read we bring to every listing and offer in this community.
Indian Lakes Ph 5 & 6 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Indian Lakes Ph 5 & 6 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Indian Lakes Ph 5 & 6 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Indian Lakes Ph 5 & 6, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Indian Lakes Ph 5 & 6 home worth?
Get a no-obligation home value based on real comparable sales in Indian Lakes Ph 5 & 6, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Indian Lakes Ph 5 & 6?
How long do homes in Indian Lakes Ph 5 & 6 take to sell?
How many homes are in Indian Lakes Ph 5 & 6?
What share of Indian Lakes Ph 5 & 6 is owner-occupied?
When were the homes in Indian Lakes Ph 5 & 6 built?
Do cash buyers compete in Indian Lakes Ph 5 & 6?
Who is the best real estate agent for Indian Lakes Ph 5 & 6?
How do I find a top St Cloud real estate agent who knows Indian Lakes Ph 5 & 6?
Can Momentum Realty connect me with an agent for Indian Lakes Ph 5 & 6?
Should you buy in Indian Lakes Ph 5 & 6?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2009 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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