Indian Lakes Ph 7
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Indian Lakes Ph 7 is a built-out pocket of St Cloud where the homes date to a fairly tight 2002–2011 window, with the typical house landing around 2006 and roughly 2,597 square feet. That size and vintage do most of the pricing work here: the median sits at $407,250, or about $211 per square foot, and what moves a given home up or down that line is condition and updates rather than any wide spread in age or floor plan.
The current posture leans toward buyers. Homes are taking about 70 days to sell and the median is down 5.3% year over year, so sellers should price to the current market rather than last year's, and buyers have room to be selective. With a homestead share above 82%, most of these homes are owner-occupied and turnover is modest — only four closings inside the measured window — so patience matters on both sides of the table.
Indian Lakes Ph 7 right now
🟡 Off the recent peak. The trailing-12-month median ($407K) is down 5.3% from the prior 12 months ($430K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (4 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Indian Lakes Ph 7 right now
🟡 Off the recent peak. The trailing-12-month median ($407K) is down 5.3% from the prior 12 months ($430K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (4 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Indian Lakes Ph 7 market snapshot (as of July 13, 2026): the median sale price is about $407K ($211 per sq ft over the trailing 12 months of closed sales), and a median 71 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
Indian Lakes Ph 7 is a community of 158 homes in St Cloud, Osceola County, built between 2002 and 2011 (median 2006.0), with a median living area of about 2,597 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a stable, largely owner-occupied St Cloud community of 158 homes built in a narrow mid-2000s window, so buyers are choosing between similar-vintage houses where condition, not age, sets the price.
Who Indian Lakes Ph 7 is best for.
Best for
- Buyers targeting a roughly 2,600-square-foot home in the low-$400s who value knowing what they are getting
- Owner-occupiers planning to stay a while in a stable, low-turnover neighborhood
- Value-minded buyers willing to take on a dated home below the median and update it
Probably not for
- Sellers who need to move fast and cannot sit through a roughly 70-day marketing window
- Buyers counting on near-term price gains after a 5.3% year-over-year dip
- Anyone wanting a wide mix of home ages, sizes, or new-construction options
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($407K) IS the median in the snapshot above, and the move from 2025 ($430K) IS the -5.3% one-year change.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Indian Lakes Ph 7 buying strategy.
If we were buying in Indian Lakes Ph 7 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Indian Lakes Ph 7.
Condition, not vintage, drives the number
Because the homes cluster so tightly in age and size, there is less variety here than in a mixed-vintage neighborhood. The upside for a buyer is predictability: you generally know what a 2,597-square-foot, mid-2000s home should look like. The variable is upkeep — a home that has kept current with roof, systems, and finishes will command a premium over the $211-per-square-foot midpoint, while a dated one should trade below it.
The 70-day median days-on-market tells you this is not a bidding-war environment right now. Combined with the 5.3% year-over-year decline in the median, that means well-prepared, correctly priced listings still move, but overpriced ones sit. For sellers, staging and pre-listing repairs are worth more here than in a faster market; for buyers, the pace gives you time to inspect and negotiate.
The location and the amenities are priced into every listing in Indian Lakes Ph 7. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Indian Lakes Ph 7 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.9). Basis: Recent Direction -5.3% year-over-year; Owner Commitment 82% owner-occupied; Pricing Power 96.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With so few closings in the current window and homes that look alike on paper, pricing this community comes down to reading condition against a thin comp set. We walk the home, weigh its updates against the $407,250 median, and set a strategy that fits a market running near 70 days — so sellers do not chase the price down and buyers do not overpay for deferred maintenance.
Indian Lakes Ph 7 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Indian Lakes Ph 7 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Indian Lakes Ph 7 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Indian Lakes Ph 7, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Indian Lakes Ph 7 home worth?
Get a no-obligation home value based on real comparable sales in Indian Lakes Ph 7, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Indian Lakes Ph 7?
How long do homes in Indian Lakes Ph 7 take to sell?
How many homes are in Indian Lakes Ph 7?
What share of Indian Lakes Ph 7 is owner-occupied?
When were the homes in Indian Lakes Ph 7 built?
Do cash buyers compete in Indian Lakes Ph 7?
Who is the best real estate agent for Indian Lakes Ph 7?
How do I find a top St Cloud real estate agent who knows Indian Lakes Ph 7?
Can Momentum Realty connect me with an agent for Indian Lakes Ph 7?
Should you buy in Indian Lakes Ph 7?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2007 (31 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($407K) IS the median in the snapshot above, and the move from 2025 ($430K) IS the -5.3% one-year change.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2007 (31 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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