Little Pine
Island Homes for Sale in Green Cove Springs, FL

Established resale and land market · Green Cove Springs · ZIP 32043

An established riverfront pocket south of downtown Green Cove Springs on the St. Johns River, mixing resale homes with larger residential homesites, for buyers who value acreage and water access over a subdivision amenity package.

Established resaleGreen Cove Springs, Clay CountyRiverfront area, larger lots
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a shardless preview page; no live listing data is attached yet. Verify current inventory and pricing with an agent before you rely on anything here.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
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Median Price
0mo
Supply
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Avg DOM
Soft
Seller Leverage
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Median $/Sqft
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1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Little Pine Island is best read as an area, not a single platted subdivision: recent local MLS activity mixes built single-family resales with vacant land and homesite sales along the St. Johns River south of downtown Green Cove Springs. The edge here is space and water proximity rather than a shared amenity package, so the parcel itself, its utilities, and its flood status matter more than the area name. Confirm HOA status directly, since it was not verifiable in this fast-mode pass."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Little Pine Island is an established residential area on the St. Johns River south of downtown Green Cove Springs, in Clay County, including streets such as Dianthus Street. Homes here sit on larger-than-typical residential lots, and recent local MLS activity includes both built-home resales and vacant residential land or homesite sales, with some recent land listings running past an acre and a half.

Because the local market mixes home sales with raw land sales, this is not a single-phase or single-era subdivision built to one plan. Buyers should expect meaningfully varied home ages and conditions, and should verify whether a specific parcel is served by county water and sewer or by well and septic before pricing it against other comps.

The bigger picture is location. Green Cove Springs is the Clay County seat, and the area south along the St. Johns River tends to be quieter and lower-density than in-town neighborhoods, trading a longer drive north for more space and proximity to the river.

Best for

  • Buyers who want river or waterway proximity and larger lots rather than a dense platted subdivision
  • Buyers comfortable verifying utilities, flood zone, and condition on a specific parcel
  • Buyers who want room to build or renovate rather than move into a fixed subdivision plan

Probably not for

  • Buyers who want a documented HOA amenity package
  • Buyers who need a short commute directly into downtown Jacksonville
  • Buyers who want a single consistent home era and floor plan across the area

How Green Cove Springs is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Little Pine Island update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Green Cove Springs listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Little Pine Island buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Green Cove Springs10 to 15 min · approximate
Downtown Jacksonville40 to 50 min · approximate, via US-17
Middleburg20 to 25 min · approximate
Orange Park25 to 30 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Little PineIsland Homes for Sale in Green Cove Springs, FL with Momentum Realty’s local guides.

CCColee CoveLanding Homes for Sale in StSt. Augustine, FL · 4.6 miOGOak Grove Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 4.8 miRiverTown Homes for Sale in StRiverTown Homes for Sale in StSt. Johns, FL · 5.4 miAHAgricola: A 4,000-Home New-Urban Community for Green Cove SpringsJacksonville, FL · 5.6 miWaterSong at RiverTown Homes for Sale in StWaterSong at RiverTown Homes for Sale in StSt. Johns, FL · 6.5 miOGOak Grove Estates Homes for Sale in StSt. Augustine, FL · 7.3 miReverie at SilverLeaf Homes for Sale in StReverie at SilverLeaf Homes for Sale in StSt. Augustine, FL · 7.4 miSouthbank (Lake Asbury, Green Cove Springs) Homes for SaleSouthbank (Lake Asbury, Green Cove Springs) Homes for SaleGreen Cove Springs, FL · 7.4 miGovernors Pointe Homes for Sale in Green Cove Springs, FLGovernors Pointe Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 7.5 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Green Cove Springs (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Green Cove Springs is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Clay High School (Clay County District Schools)

Middle

Green Cove Springs Junior High School or your address-zoned middle school

Elementary

Charles E. Bennett Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Green Cove Springs address.

The takeaway

Clay County, including the Green Cove Springs area along the St. Johns River, has continued to see steady population growth, which keeps demand for larger-lot and waterway-adjacent residential parcels like Little Pine Island in the conversation.

Recent Developments in Little Pine Island

Our read on what is being built around Green Cove Springs, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet neutral to modestly positive. Continued Clay County growth and interest in larger residential lots support demand, but buyers should weigh rising insurance costs and unverified home-condition variance across an area built out over different periods.

Clay County growth along the river corridor

2020 to 2026
BullishNotable impact
SignificanceRadius: County

Clay County has been among the growing Jacksonville-area counties, with continued residential interest along the St. Johns River south of Green Cove Springs. Sustained population growth generally supports demand for larger residential lots and waterway-adjacent parcels.

Florida homeowners insurance costs

2024 to 2026
BearishNotable impact
SignificanceRadius: Region

Florida homeowners insurance premiums have remained elevated statewide, and waterway-adjacent parcels can carry additional flood-insurance considerations. Get a bindable quote, including flood coverage, for the specific parcel before you commit.

Mixed home and land market

2026
NeutralMinor impact
SignificanceRadius: Community

Recent local MLS activity in this area includes both built-home resales and vacant land or homesite sales. That mix means pricing and condition vary parcel to parcel more than in a single-era subdivision, so comp selection matters.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Little Pine Island, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Little Pine IslandGet a short monthly email when something new is approved, funded, or opens near Little Pine Island.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Green Cove Springs, this is the order of operations we would run, and the one we run for our clients.

    1

    Ask for the age and condition history of the specific home, or the utility and access details of the specific parcel if it is vacant land, before you write an offer.

    2

    Confirm whether the parcel is served by county water and sewer or by well and septic, since this varies across the area.

    3

    Verify the exact zoned elementary, middle, and high schools by the address with the Clay County District Schools.

    4

    Get a bindable homeowners insurance quote for the specific parcel, including flood insurance given the riverfront-adjacent location.

    5

    Compare the specific home or lot against recent nearby resale and land comps rather than relying on a single area-wide price.

    Best Buy
    A well-maintained home or a buildable homesite with confirmed river or waterway access.
    Biggest Risk
    Unverified home condition or parcel utility access across a mixed home-and-land area.
    Best Lot
    Favor parcels with confirmed river or waterway frontage and confirmed utility access.
    Smart Timing
    Resale and land market; timing depends on individual seller motivation, not a builder release schedule.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established resale, mixing single-family homes with larger residential homesites

    Built

    Not identified in available research; verify by parcel record

    Lot size

    Varies; recent listings have included parcels running past an acre and a half, verify per parcel

    Property mix

    Includes both built homes and vacant residential land, per recent MLS activity

    Costs & Fees

    HOA

    Not confirmed in available research; verify with the county or a title search

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primarily owner-occupied resale homes and residential homesites

    Amenities

    Marketed

    No formal subdivision-wide amenities identified in available research

    Waterway access

    Area is described by residents as having access to the St. Johns River and surrounding waterways; verify access on the specific parcel

    Location

    Town

    Green Cove Springs, Clay County

    Position

    South of downtown Green Cove Springs along the St. Johns River corridor

    Jacksonville

    Roughly 40 to 50 min drive, approximate

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    Smaller or more original-condition homes, and smaller vacant parcels, tend to sit at the lower end of what is available in the area.

    Lowest entry
    The Core

    Mid-size homes or larger buildable homesites with confirmed utility access make up the middle of the market here.

    Most inventory
    The Top

    The largest waterway-adjacent parcels and the most updated homes sit at the top; verify frontage, utilities, and condition closely before paying a premium.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    Smaller or more original-condition homes, and smaller vacant parcels, tend to sit at the lower end of what is available in the area.
    The Core
    Mid-size homes or larger buildable homesites with confirmed utility access make up the middle of the market here.
    The Top
    The largest waterway-adjacent parcels and the most updated homes sit at the top; verify frontage, utilities, and condition closely before paying a premium.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVerify by inspection
    Utility access (well/septic vs county)Confirm per parcel
    HOA/amenity clarityNot confirmed
    Lot/waterway accessKey value driver, verify frontage
    Location accessSouth of downtown, longer commute

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Green Cove Springs

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a subdivision amenity package, it is river access and room, so verify the parcel, not just the area name.

    Jon Brooks · Founder, Momentum Realty
    5.8C+ · Buy Score
    Resale Strength5.5/10
    Renovation Risk4.8/10
    Location Efficiency6.5/10
    Long-Term Defensibility5.2/10
    Carrying Cost Advantage5.5/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Green Cove Springs is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Lot sizes vary meaningfully in this area, with some recent listings running past an acre and a half.
    • River or waterway frontage is the key differentiator between parcels here, more than home age alone.
    • Ask specifically whether a parcel has wetland-adjacent restrictions before building or renovating.
    • Verify well and septic versus county utility access on the specific parcel.
    • Confirm any flood zone designation for the specific parcel with the county before you buy.

    In an area like Little Pine Island, where recent MLS activity mixes built homes with vacant land, the lot itself, not a shared subdivision plan, is the main variable. Parcels with confirmed river or waterway frontage tend to carry the most durable value, but larger lot sizes can also mean wetland or setback restrictions that affect what you can build or add. Verify flood zone status, well and septic or county utility access, and any waterway-frontage rights on the exact parcel before you rely on general area information.

    Green Cove Springs in 15 seconds.

    Best forBuyers who want river or waterway proximity and larger lots in Clay County.
    Biggest advantageLarger-than-typical residential lots with St. Johns River area access, south of downtown Green Cove Springs.
    Biggest riskUnverified home condition and mixed utility access across a home-and-land market.
    Sweet spotA confirmed-access homesite or a well-maintained home with documented updates.
    Avoid ifYou need a documented HOA amenity package or a short Jacksonville commute.

    HOA, CDD & Fees

    15-Second Take
    • HOA status is not confirmed; verify with a title search.
    • No CDD was identified, but confirm it on the parcel's tax record.
    • No verified area-wide amenities were identified in available research.
    • Confirm well and septic versus county utilities on the specific parcel.
    • Get a bindable homeowners insurance quote, including flood coverage, for the specific address.

    Available research did not confirm whether Little Pine Island has an active homeowners association or, if so, what the current dues are. Confirm directly with the county or a title search before you buy.

    Not verified in available research. If an HOA exists, confirm in writing exactly what it covers.

    No golf course or private club is identified with this community.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Green Cove Springs, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Governors Landing, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Green Cove Springs home worth?

    Get a no-obligation home value based on real comparable sales in Green Cove Springs matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Little Pine Island on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Little Pine Island year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,806/mo
    Clay County typical true cost to own
    $99/mo
    Clay County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Little Pine Island are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Little Pine Island a new-construction community?
    No. It is an established residential area on the St. Johns River south of downtown Green Cove Springs, mixing resale homes with vacant residential land and homesite sales.
    How big are the lots?
    Lot sizes vary. Recent listings have included parcels running past an acre and a half. Verify the exact lot size on the specific listing or parcel record.
    Is there an HOA, and how much are the dues?
    Available research did not confirm whether Little Pine Island has an active homeowners association or a current dues amount. Confirm directly with the county or a title search before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this area, but CDD status is best confirmed on the specific parcel's tax record with the Clay County Property Appraiser.
    What amenities does the area have?
    No verified area-wide amenities were identified in available research. The area's main draw is space and proximity to the St. Johns River. Confirm any specific parcel's waterway access directly.
    Is Little Pine Island gated or age-restricted?
    There is no verified information that the area is gated or age-restricted. Confirm access details directly.
    What schools serve the area?
    It is in the Clay County District Schools, with Clay High School commonly serving the area. The zoned elementary and middle schools should be verified by the specific address.
    How is the commute to Jacksonville?
    Downtown Jacksonville is roughly a 40 to 50 minute approximate drive via US-17. Other drive times on this page are approximate estimates.
    What is the biggest risk of buying here?
    Unverified condition and utility access. Because the area mixes homes of different ages with vacant land, confirm the specific parcel's utilities, flood zone, and, for a home, the age of major systems before you commit.
    How should I evaluate a specific home or lot here?
    Focus on confirmed utilities, flood zone status, and waterway access rather than the area name alone, since there is no single shared subdivision plan here.
    Should I get my own agent for a purchase here?
    Yes. Your own agent can review comps, condition, utilities, and disclosures and represent your interests, rather than relying on generic online estimates.
    How current is the data on this page?
    This is a fast-mode preview page and does not yet carry live local listing data. Always confirm current pricing and availability with an agent before you make an offer.
    Who is the best real estate agent for Little Pine Island?
    The best agent for Little Pine Island is one who actively works Green Cove Springs and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Little Pine Island.
    How do I find a top Green Cove Springs real estate agent who knows Little Pine Island?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Little Pine Island and the wider Green Cove Springs area.
    Can Momentum Realty connect me with an agent for Little Pine Island?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Little Pine Island purchase or sale - no call center and no pressure.
    You want river or waterway proximity and larger-than-typical residential lots.Excellent fit
    You are comfortable verifying utilities, flood zone, and condition on a specific parcel.Excellent fit
    You want space to build or renovate rather than a fixed subdivision plan.Excellent fit
    You commute north toward Jacksonville or Orange Park and can accept a longer drive.Excellent fit
    You require a documented HOA amenity package.Probably not
    You need a short commute to downtown Jacksonville.Probably not
    You want a single consistent home era and floor plan across the area.Probably not
    You are not prepared to verify well and septic or utility access yourself.Probably not

    Get the inside read on Green Cove Springs

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Green Cove Springs home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Green Cove Springs specialist will reach out personally, usually the same day.

    Median sale price in Little Pine Island, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Clay County market guide or every community in the Neighborhood Finder.

    Get my Clay County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

    Looking to buy here? Search homes for sale →

    What’s your home worth in your area?

    A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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