Reverie at SilverLeaf in St. Augustine

Reverie at SilverLeaf Homes for Sale in St. Augustine, FL

New 55+ active-adult community · Inside the SilverLeaf master plan · ZIP 32092

The no-CDD value play in St. Johns 55-plus living, with a pickleball-and-wellness lifestyle.

55+ active adult, gatedNo CDD, HOA steps upPickleball & resort clubhouse
Live Market Pulse
71/100
Momentum
Seller's Market
A new active-adult market where the recurring-cost math, no CDD against a stepping-up HOA, and lot position drive the decision more than the model home; budget the post-step-up dues.
Free · No obligation
Unlock Off-Market Reverie at SilverLeaf

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$414K
Median Price
2.7mo
Supply
129days
Avg DOM
Strong
Seller Leverage
$225/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Reverie is a no-CDD value play in the St. Johns 55-plus market, not a beach-close premium story. The single-story, low-maintenance product and the pickleball-and-wellness amenity package fit the active-adult buyer, and inheriting SilverLeaf's rare no-CDD structure is the long-term saving. The work is modeling the HOA step-up that arrives with the finished clubhouse, pressing on builder incentives, and bringing your own agent to the first visit since the sales rep works for Dream Finders."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Reverie at SilverLeaf market snapshot (as of June 14, 2026): the median sale price is about $414K ($225 per sq ft), with homes averaging 129 days on market and 2.7 months of supply, a seller's market. Based on 67 recent closings in live realMLS data.

Reverie at SilverLeaf brings Dream Finders Homes into the St. Johns County 55-plus market, set as a gated active-adult enclave inside the large SilverLeaf master plan in St. Augustine. Built from 2023 with construction ongoing, it is designed around single-story, low-maintenance homes and a wellness-focused lifestyle, positioned as a value-oriented alternative to the premium coastal 55-plus communities.

The community's defining advantage is structural: it has no CDD. SilverLeaf is known for being one of the rare large St. Johns master plans developed without a CDD, and Reverie inherits that, which is unusual and valuable in a county where most new communities carry a CDD assessment. The HOA does step up once the clubhouse opens, which buyers should plan for, but avoiding a CDD entirely is a meaningful long-term saving.

Being inside SilverLeaf gives Reverie residents both a dedicated 55-plus amenity center and access to the broader master plan's parks, trails, retail, and recreation, with the bonus that family can live in SilverLeaf's all-ages neighborhoods nearby. The lifestyle leans heavily into pickleball, wellness, and a curated social calendar run by a dedicated lifestyle team.

Best for

  • Active adults 55 and better who want a new, single-story, low-maintenance home
  • Value-focused buyers who want top-rated St. Johns County with no CDD
  • Buyers who want a pickleball-and-wellness lifestyle with a curated social calendar
  • Buyers who like a dedicated 55-plus center plus SilverLeaf's broader recreation

Probably not for

  • Buyers who want a beach-close address rather than an inland location
  • Buyers who cannot budget for the HOA step-up after the clubhouse opens
  • Buyers who want an all-ages, multigenerational neighborhood
  • Buyers who want a golf-centered active-adult community

How Reverie at SilverLeaf is performing right now

71/100
momentum
Seller's Market
Seller's marketBalancedBuyer's market
2.7Months of supplytight
129Median days on marketdays
35 : 15Under contract vs for salestrong demand
67Sold in last 12 monthsliquidity
+0%Median price since 2025appreciation
+3%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 14, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Reverie at SilverLeaf listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Reverie at SilverLeaf buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Reverie at SilverLeaf

Live MLS inventory for Reverie at SilverLeaf. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Reverie at SilverLeaf listings as of 2026-06-14, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • 14,000 SF clubhouse with fitness and a resort pool
  • Six tournament-class pickleball courts
  • Dedicated lifestyle team curates clubs and events
  • Walking and biking trails throughout the community
  • Plus access to SilverLeaf's broader parks and recreation

Reverie at SilverLeaf centers on a 14,000-square-foot clubhouse, the heart of the community, with a state-of-the-art fitness center and a resort-style pool, plus social spaces for clubs and gatherings. The standout outdoor feature is six tournament-class pickleball courts, making pickleball a genuine centerpiece, alongside scenic walking and biking trails woven through the community. A dedicated lifestyle team curates a full calendar of clubs, classes, fitness and wellness programs, and social events, so the community's social life is organized rather than left to chance. Beyond the gates, residents tap into SilverLeaf's broader amenities, parks, trails, retail, additional fitness, and dog parks, which extends the recreation well past Reverie's own clubhouse. The full amenity experience and the higher HOA arrive together when the clubhouse opens, so buyers should understand both.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

SilverLeaf master-plan amenitiesWithin the community
SR 16 / St. Johns Parkway retailAbout 10 minutes
I-95 accessAbout 10 to 15 minutes
Historic St. AugustineAbout 30 minutes
Atlantic beachesAbout 30 minutes
St. Johns Town CenterAbout 30 to 35 minutes

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Reverie at SilverLeaf Homes for Sale in St with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Reverie at SilverLeaf (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Reverie at SilverLeaf is served by St. Johns County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public PreK-5 (SilverLeaf-area zoned)

Wards Creek Elementary School

Public Middle 6-8

Pacetti Bay Middle School

Public High 9-12

Tocoi Creek High School

Public K-8 (opening 2026-2027, inside SilverLeaf)

SilverLeaf K-8 (School QQ)

Private 9-12 (St. Augustine)

St. Joseph Academy

Buying with schools in mind? We can confirm the exact zoned schools for any Reverie at SilverLeaf address.

The takeaway

What is actually shaping value around Reverie is the build-out of the SilverLeaf master plan and St. Johns County's investment around it: new K-8 schools opening inside SilverLeaf for 2026-2027, the steady growth of SilverLeaf's own retail and amenities, and the county's reputation for top-rated schools and no-CDD value at Reverie specifically. Each item is sourced and linked.

Recent Developments in Reverie at SilverLeaf

Our read on what is being built around Reverie at SilverLeaf, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe net read is steady and improving. SilverLeaf's continued build-out adds schools, retail, and amenities a short drive from Reverie's gates, and the rare no-CDD structure keeps the long-term carrying cost competitive even as the HOA steps up with the finished clubhouse.

New K-8 school opening inside SilverLeaf for 2026-2027

2026
BullishMajor impact
SignificanceRadius: Master plan

A new St. Johns K-8 campus opening inside SilverLeaf adds top-rated school capacity within the master plan, a long-run positive for the whole community even for an age-qualified enclave's resale appeal.

SilverLeaf retail and amenities continue to build out

Ongoing
BullishNotable impact
SignificanceRadius: Master plan

As SilverLeaf adds neighborhood-serving shops, restaurants, and recreation, everyday convenience improves for Reverie residents, a steady tailwind for value.

No CDD is rare for new St. Johns construction

Ongoing
BullishMajor impact
SignificanceRadius: Community

Most new St. Johns master plans carry a CDD assessment; SilverLeaf and Reverie do not, a genuine long-term saving that keeps the all-in cost competitive.

HOA steps up when the clubhouse opens

Ongoing
NeutralMajor impact
SignificanceRadius: Community

The HOA rises from the low-$200s to the high-$300s per month once the amenity center is complete; budget the post-step-up figure, not the introductory rate.

Newer community means thin resale inventory

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Most homes are still builder sales, which gives Dream Finders some leverage; press on incentives and compare the preferred-lender offer against an outside lender.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Reverie at SilverLeaf, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. August 2026
    Schools

    New K-8 campus opening inside SilverLeaf for 2026-2027

    St. Johns County is opening a new K-8 academy (School QQ) inside the SilverLeaf development for the 2026-2027 school year, part of a rezoning that adds top-rated school capacity within the master plan and reassigns several SilverLeaf neighborhoods. Why it matters: New top-rated school capacity inside SilverLeaf strengthens the whole master plan's appeal, a long-run positive that supports value even for an age-qualified enclave at resale. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Reverie at SilverLeaf, this is the order of operations we would run, and the one we run for our clients.

1

Budget the post-step-up HOA. Model the high-$300s figure that arrives with the finished clubhouse, not the introductory low-$200s rate.

2

Bring your own agent first. Register before your first visit, because the Dream Finders rep works for the builder, not for you.

3

Run the all-in cost. Compare no-CDD-plus-higher-HOA against CDD communities and premium 55-plus options; the no-CDD label alone does not settle it.

4

Press on incentives. Most homes are builder sales; ask about closing-cost credits and compare any preferred-lender deal against an outside lender.

5

Weigh the lot and plan, and cross-shop Del Webb Nocatee if a beach-close premium 55-plus address matters more than value.

Best Buy
A single-story plan on a preserve or water lot, with the HOA step-up budgeted
Biggest Risk
Underbudgeting the HOA step-up that arrives with the finished clubhouse
Best Lot
Lot premiums and floor plan drive both price and long-term value
Smart Timing
Bring your own agent, press incentives, and model the all-in cost before you write
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Single-story, low-maintenance single-family and attached homes

Size

Roughly 1,500 to 3,100 SF, flexible active-adult floor plans

Era

New construction, built from 2023 and ongoing

Builder

Dream Finders Homes; age-qualified 55 and better

Costs & Fees

HOA

Low-$200s/mo now, stepping to high-$300s once the clubhouse opens

CDD

No CDD, rare for new St. Johns construction (confirm per parcel)

Property tax

St. Johns millage roughly 8 to 12 mills (confirm by address)

Amenities

Clubhouse

14,000 SF clubhouse with fitness center and resort-style pool

Pickleball

Six tournament-class pickleball courts

Lifestyle

Dedicated lifestyle team curating clubs, classes, and events

Master plan

Access to SilverLeaf's parks, trails, and recreation

Location

Area

Inside the SilverLeaf master plan, western St. Johns County, ZIP 32092

Access

Near St. Johns Parkway, SR 16, and CR 210, west of I-95

Nearby

About 30 minutes to St. Augustine, the beaches, and downtown

The Homes & Style

As of 2026, Reverie at SilverLeaf carries an average price around $493,000, placing it in the middle of the St. Johns 55-plus market, well below the premium coastal communities and above the inland Southside options. For a new, single-story, low-maintenance home in top-rated St. Johns County with no CDD, that is a competitive position.

Because this is new construction with ongoing building, watch the base-versus-configured price. Lot premiums, structural options, and design selections move the number, so decide your all-in budget before touring a model. As a newer community, resale inventory is still thin, so most buyers are choosing among builder homes, which gives Dream Finders some leverage but also means incentives are worth pressing on.

The recurring-cost story is the key to the value case, and it has two parts. Reverie has no CDD, which is a genuine long-term saving versus most new St. Johns communities. But the HOA steps up from the low-$200s to the high-$300s per month once the clubhouse opens, so model the post-step-up HOA, not the introductory rate, and compare the all-in cost against both CDD communities and premium 55-plus options. That is exactly the comparison the builder's rep will not run for you.

Reverie is built by Dream Finders Homes, a respected Jacksonville-based builder, and the product is single-story, low-maintenance homes from roughly 1,500 to 3,100 square feet with flexible floor plans, premium finishes, and energy-efficient features. The single-level designs and maintenance-light approach are tailored to the active-adult buyer who wants to lock and leave or simply skip the upkeep.

Reverie's amenities lean into an active, wellness-focused lifestyle. A 14,000-square-foot clubhouse anchors the community with a fitness center and a resort-style pool, and six tournament-class pickleball courts make pickleball a centerpiece, supporting friendly matches and resident tournaments. A dedicated lifestyle team curates a full calendar of clubs, classes, fitness programs, and social events.

The reason value-focused 55-plus buyers look at Reverie is the no-CDD structure, rare for new construction in St. Johns County. The catch to understand is the HOA: it is currently in the low-$200s per month and is scheduled to rise to the high-$300s once the clubhouse is complete. Even after that step-up, avoiding a CDD entirely keeps the long-term carrying cost competitive, but you should budget for the higher HOA from the start.

Living Here

Reverie at SilverLeaf centers on a 14,000-square-foot clubhouse, the heart of the community, with a state-of-the-art fitness center and a resort-style pool, plus social spaces for clubs and gatherings. The standout outdoor feature is six tournament-class pickleball courts, making pickleball a genuine centerpiece, alongside scenic walking and biking trails woven through the community.

A dedicated lifestyle team curates a full calendar of clubs, classes, fitness and wellness programs, and social events, so the community's social life is organized rather than left to chance. Beyond the gates, residents tap into SilverLeaf's broader amenities, parks, trails, retail, additional fitness, and dog parks, which extends the recreation well past Reverie's own clubhouse.

These amenities are funded through the HOA, with no CDD, covered next. The important nuance is timing: the HOA steps up once the clubhouse is complete, so the full amenity experience and the higher HOA arrive together, and buyers should understand both before committing.

Everyday shopping and dining are increasingly close as SilverLeaf builds out its own retail and conveniences, with the master plan designed to grow neighborhood-serving shops, restaurants, and services, and existing retail along the SR-16 corridor nearby. Daily errands do not require a long trip.

For more, historic downtown St. Augustine and its dining, shopping, and culture are about 30 minutes away, and the St. Johns Town Center and the broader St. Johns retail are a reasonable drive. The beaches, while not next door, are within a half-hour. The pattern fits the value proposition: everyday convenience close to home, with the coast and regional destinations a manageable drive.

Before You Offer

The first move in a new active-adult community is to model the recurring cost honestly. Reverie's no-CDD structure is a real long-term saving, but the HOA steps up from the low-$200s to the high-$300s per month once the clubhouse opens, so budget the post-step-up figure, not the introductory rate. Confirm the current dues, the projected dues, and exactly what they cover in writing for the specific home.

St. Johns County is largely inland here, west of I-95 and outside the coastal hurricane evacuation zones, which is part of the value case. Even so, pull the FEMA flood designation for the exact homesite before you write, since SilverLeaf has lakes, ponds, and preserve edges, and a home backing water can sit in a different zone than an interior lot. Get a bindable homeowners and flood quote during your contract period so the real monthly cost is set before you commit.

For internet, confirm what is wired to the specific Reverie homesite. New St. Johns master plans are increasingly served by fiber, but availability varies by phase, so verify rather than assume if working or streaming from home matters to you.

On taxes, St. Johns County millage runs lower than Duval, but a new-construction home is assessed at the new just value, so your first full tax bill reflects the completed home, not the lot. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1. Finally, register your own agent before your first visit, because Dream Finders' on-site rep works for the builder, not for you.

Comparisons

The honest way to place Reverie at SilverLeaf is against the other Northeast Florida 55-plus communities a buyer is realistically weighing. Each trades something different.

CommunityThe trade-off
Del Webb NocateePremium Del Webb 55-plus inside Nocatee, closer to the beach with a larger amenity campus and brand recognition; it trades higher and carries a CDD, where Reverie's draw is the no-CDD value.
TrailMarkAn all-ages, amenity-rich St. Johns community a short drive away; the choice is lifestyle, a multigenerational neighborhood versus a dedicated active-adult enclave.
AberdeenEstablished all-ages St. Johns master plan with a wide price range; more home for the money in some segments, but not a 55-plus, single-story, lock-and-leave product.

Reverie's case against this field is value: a new, single-story home in top-rated St. Johns County with no CDD and a strong pickleball-and-wellness amenity package, at a mid-market price. The case against it is the HOA step-up after the clubhouse opens and the inland location, where a buyer wanting the beach and the newest premium product would pay up for Del Webb Nocatee, and a buyer who wants a multigenerational neighborhood would look at the all-ages communities nearby.

Who It Fits

Reverie at SilverLeaf fits if you want

  • A new, single-story, low-maintenance active-adult home in top-rated St. Johns County.
  • The no-CDD value, rare for new St. Johns construction, even after the HOA step-up.
  • A pickleball-and-wellness lifestyle with a curated social calendar.
  • A dedicated 55-plus amenity center plus access to SilverLeaf's broader recreation.
  • The option for family to live in SilverLeaf's all-ages neighborhoods nearby.

Consider elsewhere if you want

  • A beach-close 55-plus address; Reverie is inland, about 30 minutes from the coast.
  • To skip the HOA step-up; the dues rise meaningfully once the clubhouse opens.
  • An all-ages, multigenerational neighborhood rather than an age-qualified enclave.
  • A golf-centered active-adult community; Reverie's focus is pickleball and wellness.
  • An established resale market; this is a newer community with thin resale inventory.
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry
$357K to $375K

Smaller single-story plans on standard lots, the lowest-cost route into the no-CDD St. Johns 55-plus market.

Lowest entry
The Core
$375K to $570K

Mid-size single-story homes with popular options, the heart of the active-adult product here.

Most inventory
The Top
$570K to $697K

Larger plans with premium structural options on preserve or water lots, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$357K to $375K
The Entry
Smaller single-story plans on standard lots, the lowest-cost route into the no-CDD St. Johns 55-plus market.
$375K to $570K
The Core
Mid-size single-story homes with popular options, the heart of the active-adult product here.
$570K to $697K
The Top
Larger plans with premium structural options on preserve or water lots, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

New construction, uniform conditionStrong
No CDD, rare for new St. JohnsStrong
Active-adult amenity packageStrong
Top-rated St. Johns County schools nearbyPositive
HOA step-up after the clubhouse opensManage it

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Reverie at SilverLeaf

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

The brochure leads with the no-CDD headline. The real decision is whether the post-step-up HOA still wins the all-in math for you.

Jon Brooks · Founder, Momentum Realty
8.0A · Buy Score
Resale Strength7.8/10
Renovation Risk8.8/10
Location Efficiency7.6/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage7.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Reverie at SilverLeaf is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Lot premiums and floor plan drive price and long-term value
  • Preserve and water lots are the scarce premium positions
  • Single-story, low-maintenance product suits lock-and-leave living
  • New construction means condition is uniform; the lot is the variable
  • Confirm the all-in cost, including the HOA step-up, before you write

In a new active-adult community like Reverie, the variable is not condition, it is the lot, the floor plan, and the configured options. The single-story, low-maintenance homes come in fairly uniform new condition, so the part of your money the market gives back is the homesite, with preserve and water lots the scarce premium positions, and the structural options you choose. Read the lot premium and the plan against your budget and how you will actually use the space, model the post-step-up HOA into the all-in cost, and press on builder incentives before you commit.

Reverie at SilverLeaf in 15 seconds.

Best forActive adults 55 and better who want a new, single-story, no-CDD home in St. Johns County.
Biggest advantageNo CDD, rare for new St. Johns construction, plus a strong pickleball-and-wellness amenity package.
Biggest riskThe HOA step-up. Dues rise to the high-$300s once the clubhouse opens; budget for it.
Sweet spotA single-story plan on a premium lot with the post-step-up HOA modeled in.
Avoid ifYou want a beach-close, all-ages, or golf-centered 55-plus community.

No-CDD HOA & Fees

15-Second Take
  • No CDD, rare for new St. Johns construction
  • HOA steps up from low-$200s to high-$300s with the clubhouse
  • Dues fund the 55-plus amenity center and lifestyle team
  • Budget the post-step-up figure, not the intro rate
  • Confirm current and projected dues in writing

Reverie at SilverLeaf's cost structure is its calling card, with one wrinkle to understand. The community has no CDD, inheriting SilverLeaf's rare no-CDD status, which is genuinely uncommon for new construction in St. Johns County, where most master plans carry a CDD assessment. The HOA, however, steps up from the low-$200s per month to the high-$300s once the clubhouse is complete, so budget the post-step-up figure and confirm the current and projected dues in writing for the specific home before you write.

HOA dues fund the gated entry, the 55-plus amenity center once complete, the resort pool, fitness, pickleball, the lifestyle programming, and common-area and select exterior maintenance for the low-maintenance product. Confirm exactly what the dues cover for the specific home and floor plan.

Reverie's amenity center is a 14,000-square-foot clubhouse with a fitness center and a resort-style pool, six tournament-class pickleball courts, and a dedicated lifestyle team, plus access to SilverLeaf's broader parks, trails, and recreation. It is a real active-adult amenity package, not a golf-and-country-club operation.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Reverie at SilverLeaf, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Del Webb Nocatee, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Reverie at SilverLeaf home worth?

Get a no-obligation home value based on real comparable sales in Reverie at SilverLeaf matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Reverie at SilverLeaf year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Reverie at SilverLeaf Market Scorecard

Seller's market

Reverie at SilverLeaf is currently a seller's market. About 2.7 months of supply, a median asking price of $444,990, and homes go under contract in about 131 days.

2.7
Months supply
$444,990
Median list
$413,500
Median sold
$233
Per sqft
131
Days on mkt
15/37/67
Active/Pend/Sold

Typical home value in the 32092 ZIP is $468,320, about 23.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Reverie at SilverLeaf located?
Reverie at SilverLeaf is inside the SilverLeaf master plan in St. Augustine, western St. Johns County, ZIP code 32092, about 30 minutes from the Atlantic beaches and historic St. Augustine, inland from the hurricane evacuation zones, between Jacksonville and St. Augustine.
Does Reverie at SilverLeaf have a CDD?
No. Reverie at SilverLeaf has no CDD, inheriting SilverLeaf's rare no-CDD status, which is uncommon for new construction in St. Johns County. The HOA, however, steps up from the low-$200s per month to the high-$300s once the clubhouse is complete, so budget for the higher dues even though there is no CDD.
Who builds Reverie at SilverLeaf?
Reverie at SilverLeaf is built by Dream Finders Homes, a respected Jacksonville-based builder, offering single-story, low-maintenance homes from roughly 1,500 to 3,100 square feet with flexible floor plans and energy-efficient features tailored to active adults.
How much do homes cost in Reverie at SilverLeaf?
As of 2026, Reverie at SilverLeaf carries an average price around $493,000, placing it in the middle of the St. Johns 55-plus market, below premium coastal communities and above inland Southside options. Price depends on plan, lot, and options, and most homes are builder sales given the community's newness.
What amenities does Reverie at SilverLeaf have?
Reverie at SilverLeaf centers on a 14,000-square-foot clubhouse with a fitness center and a resort-style pool, six tournament-class pickleball courts, walking and biking trails, and a dedicated lifestyle team curating clubs, classes, and events, plus access to SilverLeaf's broader parks, trails, retail, and recreation.
Is Reverie at SilverLeaf a 55+ community?
Yes. Reverie at SilverLeaf is a gated, age-qualified active-adult community for residents 55 and better, built by Dream Finders, set inside the larger SilverLeaf master plan, with the bonus that family can live in SilverLeaf's all-ages neighborhoods nearby.
What is the HOA at Reverie at SilverLeaf?
The HOA is currently in the low-$200s per month and is scheduled to rise to the high-$300s once the clubhouse is complete, since the higher dues fund the finished amenity center. There is no CDD. Confirm the current and projected HOA in writing for the specific home before you buy, and budget for the post-step-up figure.
What schools serve the SilverLeaf area?
SilverLeaf is in the top-rated St. Johns County School District, generally Wards Creek Elementary, Pacetti Bay Middle, and Tocoi Creek High, with a new K-8 academy opening inside SilverLeaf for 2026-2027. As an age-qualified community Reverie is for residents 55 and better, but schools matter for resale and for family in SilverLeaf's all-ages neighborhoods; confirm zoning by address.
Is Reverie at SilverLeaf a good place to live?
For active adults 55 and better who want a new, single-story, low-maintenance home in top-rated St. Johns County with no CDD, a strong pickleball-and-wellness amenity package, and a curated social calendar at a mid-market price, Reverie is a strong choice. The trade-offs are the HOA step-up after the clubhouse opens and an inland location about 30 minutes from the beach.
How is the commute and what is nearby?
SilverLeaf retail and the SR 16 corridor are minutes away, I-95 about ten to fifteen minutes, and historic St. Augustine, the beaches, and the St. Johns Town Center each about a thirty-minute drive.
Why does the agent advice matter so much here?
Dream Finders' on-site rep works for the builder. Your own agent represents you, models the HOA step-up, runs the all-in cost against other 55-plus communities, presses on incentives, and negotiates for you. Register your agent before your first visit.
Is Reverie at SilverLeaf a good investment?
The no-CDD value, top-rated St. Johns County, and the growing SilverLeaf master plan support long-run demand; returns depend on the lot, the plan, the price you pay, and the market. A local agent can show you recent comparable sales and run the all-in cost.
Who should I call about Reverie at SilverLeaf?
Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a local 55-plus specialist.
Do I need my own agent to buy in Reverie at SilverLeaf?
Yes. You and your agent sign a written buyer agreement that sets a negotiable compensation, and the seller or builder often offers to cover some or all of it. Dream Finders' rep works for the builder. Your own agent represents you, models the HOA step-up, runs the all-in cost against other 55-plus communities, presses on incentives, and negotiates for you. Register your agent before your first visit. Call (904) 351-6461.
Active adults 55 and better who want a new, single-story, low-maintenance homeExcellent fit
Value-focused buyers who want top-rated St. Johns County with no CDDExcellent fit
Buyers who want a pickleball-and-wellness lifestyle with a curated social calendarExcellent fit
Buyers who like a dedicated 55-plus center plus SilverLeaf's broader recreationExcellent fit
Buyers who will budget the HOA step-up and bring their own agent to the first visitExcellent fit
Buyers who want a beach-close address rather than an inland locationProbably not
Buyers who cannot budget for the HOA step-up after the clubhouse opensProbably not
Buyers who want an all-ages, multigenerational neighborhoodProbably not
Buyers who want a golf-centered active-adult communityProbably not
Buyers who want an established resale market rather than mostly builder inventoryProbably not

Get the inside read on Reverie at SilverLeaf

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Reverie at SilverLeaf home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Reverie at SilverLeaf specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Thinking about hiring an agent here? How to find the best real estate agent in Reverie at SilverLeaf — what to look for, questions to ask, and your local expert.

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