Mariner Cay
Condos for Sale in Stuart, FL

Mariner Cay is a quiet Stuart residential enclave where the market turns on individual property attributes—lot position, water access, and condition—rather than volume or pace. Thin inventory means patience and precision matter more than speed.

BeachesMLS sales records identify 28 homes in Mariner Cay that have changed hands since 2001, built between 1972 and 2022 (median 1976), with a median living area of about 1,871 sq ft and a typical 3-bedroom, 2.5-bath layout. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 3 qualified sales in Mariner Cay across 2024–2024, median $1.40M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Mariner Cay is too small for its own price trend, so here is the market around it.

In ZIP 34996, 190 homes are on the market and 18% are under contract — a steady corner of Stuart.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34996 (Stuart), 152 homes closed in the last 12 months at a median of $320K ($223/sq ft), up 2.6% year over year, with a median 56 days on market. Right now 35 active and 5 pending listings put supply at about 3.9 months — a buyer's market. See the live ZIP 34996 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Mariner Cay specifically. Momentum Research analysis of MLS records.

• Port Salerno · Elementary
• Dr. David L. Anderson · Middle
• Martin County · High

Zoned schools reflect the assignments reported on recent Mariner Cay listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Mariner Cay address.

Mariner Cay doesn't have the clubhouse, the guarded gate, or the amenity calendar that defines many Martin County subdivisions. What it offers is Stuart address proximity and waterfront-adjacent living in a low-profile setting. Homes here are older, and value hinges on upkeep, updates, and whether your lot touches water or simply sits near it. The spread between a well-maintained canal-front property and a dated interior lot can be substantial.

The two recent closings tell you this is not a churn market. Listings linger if priced aggressively; properly positioned homes find their buyer, often someone who has watched the neighborhood and knows exactly what they want. There's no developer marketing, no model center. You're buying into an established Stuart grid where the house and the water do the talking.

Understand that condition is destiny here. A turnkey home on the right lot commands attention; a fixer on the wrong side of the street can sit through multiple price cuts. Buyers come prepared with inspection budgets and renovation timelines, or they come ready to pay for someone else's finished work. This is not a starter-home zip code, and it's not a flip-and-flip-again market—transactions are deliberate.

In a thin-inventory Stuart neighborhood like Mariner Cay, you need a broker who knows how to read between the listings—what's overpriced, what's been quietly updated, which properties will move and which will expire. Momentum's team watches the Martin County waterfront corridors daily, tracks off-market signals, and won't waste your time on listings that don't pencil. Whether you're buying one of the rare turnkey canal homes or selling into a market with two comps, we price with precision and manage expectations from day one. We work this coast; we know when to push and when to walk.

Listings in this community report association dues of about $894 per month ($10,728 a year) — the median AssociationFee across 87 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.