The Yacht & Country Club of Stuart in Stuart

The Yacht & Country
Club of Stuart

Established 1988 · Intracoastal West · ZIP 32224

Stuart's original golf and boating community, gated with deep-water canal access.

Gated golf and boatingDeep-water canal accessSingle HOA
Live Market Pulse
64/100
Momentum
Balanced Market
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseBeachesMLS
$1.07M
Median Price
3.5mo
Supply
158days
Avg DOM
Balanced
Seller Leverage
$415/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"The Yacht & Country Club of Stuart is the area's original golf-course community, established in 1969 as Martin County's first, a gated community of single-family homes and villas with golf, tennis, a pool, and a deep-water canal that reaches the ocean through the Manatee Pocket. The read is established value with a boating edge: a single, relatively modest HOA runs the gates and grounds, the location is minutes from downtown Stuart and Hutchinson Island, and value turns on the lot (canal or fairway), an older home's condition, and confirming the HOA and any club membership."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

The Yacht & Country Club of Stuart market snapshot (as of June 13, 2026): the median sale price is about $1.1M ($415 per sq ft), with homes averaging 158 days on market and 3.5 months of supply, a balanced market. Based on 17 recent closings in live BeachesMLS data.

The Yacht & Country Club of Stuart is a gated golf and boating community in Stuart (ZIP 34996), Martin County, established in 1969 as the first golf-course community in the county (Stuart Yacht & Country Club profiles; Wikipedia).

It has over 524 single-family homes and villas, with a Charles Martyn-designed golf course that followed the first homes. Many properties have access to a deep-water canal that connects to the ocean via the Manatee Pocket, a real draw for boaters.

The community is run by a single HOA with a relatively modest monthly fee (reported around the low-to-mid hundreds in recent years) covering the gated entry, security, management, and common-area maintenance; confirm the current figure and whether golf or club membership is separate.

Because the homes are established, condition drives value within the community, alongside the lot. Confirm the HOA scope and any club membership, read the canal or fairway position, and read an older home's systems before you offer.

Best for

  • Buyers who want gated golf with deep-water boating access at an established-value price
  • Boaters who want canal access to the ocean via the Manatee Pocket
  • Buyers who value a single, relatively modest HOA minutes from downtown Stuart

Probably not for

  • Buyers who want new construction or a maintenance-free small home
  • Buyers who want a large-acreage or no-HOA property
  • Buyers who need to be directly on the ocean rather than canal-access

How Yacht & Country Club is performing right now

64/100
momentum
Balanced Market
Seller's marketBalancedBuyer's market
3.5Months of supplytight
94Median days on marketdays
4 : 5Under contract vs for salestrong demand
17Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
-25%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 13, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Yacht & Country Club listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in The Yacht & Country Club of Stuart buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Yacht & Country Club

Live MLS inventory for The Yacht & Country Club of Stuart. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Yacht & Country Club listings as of 2026-06-13, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Stuart~10 min · shopping and dining
Hutchinson Island beaches~15 min · east to the coast
Cleveland Clinic Martin (Stuart)~10 to 15 min · nearby hospital
I-95 / Florida's Turnpike~15 to 20 min · west
Manatee Pocket / ocean (by boat)By boat, varies · deep-water canal route
Palm Beach International (PBI)~50 to 60 min · south

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near The Yacht & CountryClub of Stuart with Momentum Realty’s local guides.

Lexington LakesLexington LakesStuart, FL · 0.3 miWilloughbyGolf ClubWilloughbyGolf ClubStuart, FL · 1.3 miGolden GateGolden GateStuart, FL · 1.4 miCamelliaCamelliaStuart, FL · 2.0 miRiver PinesRiver PinesStuart, FL · 2.4 miRustic HillsRustic HillsPalm City, FL · 2.5 miCrane Creek Country ClubCrane Creek Country ClubPalm City, FL · 2.7 miThe Florida ClubThe Florida ClubStuart, FL · 2.8 miRiver MarinaRiver MarinaStuart, FL · 2.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Yacht & Country Club (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Yacht & Country Club is served by Martin County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Yacht & Country Club address.

The takeaway

What actually shapes value at The Yacht & Country Club of Stuart, sourced and dated. We do not publish rumor.

Recent Developments in The Yacht & Country Club of Stuart

Our read on what is being built around Yacht & Country Club, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is the county's original golf community with a boating edge and a single, modest HOA. The watch items are the lot (canal versus fairway versus interior), an older home's condition, and confirming any club membership.

Martin County's first golf-course community (1969)

BullishAn established, recognized community with golf and deep-water boating access supports durable, value-oriented demand; confirm the club picture. impact
SignificanceRadius: Community

Martin County's first golf-course community (1969)

Deep-water canal access to the ocean

BullishCanal access to the ocean via the Manatee Pocket is a real draw for boaters and adds a premium to waterfront lots; confirm the route for your boat. impact
SignificanceRadius: Community

Deep-water canal access to the ocean

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting The Yacht & Country Club of Stuart, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 1969 onward
    History

    Established as Martin County's first golf-course community

    The Yacht & Country Club of Stuart was established in 1969 as the first golf-course community in Martin County, with homes built first and a Charles Martyn course following; it now has over 524 single-family homes and villas with deep-water canal access (community profiles; Wikipedia). Treat figures as reported and confirm. Why it matters: The established scale, the golf, and the boating access are the durable value; read the lot and the home. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Yacht & Country Club, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA scope and figure in writing, and whether golf or club membership is separate from the HOA.

2

Read the lot. Deep-water canal frontage and fairway lots carry premiums over interior lots; confirm the canal route to the ocean for boaters.

3

Inspect the seawall and dock on a canal home, not just the house.

4

Read an older home's condition, the roof, HVAC, and systems, since the stock is established.

5

Comp by lot type (canal, fairway, interior) and condition, not the community average.

Best Buy
A sound home on a deep-water canal or fairway lot with a clear HOA and club picture, priced to condition.
Biggest Risk
Underbudgeting an older home's systems or a canal home's seawall, or misreading the membership picture.
Best Lot
Deep-water canal and fairway lots carry premiums over interior lots.
Smart Timing
Confirm the HOA, any club membership, and a canal home's seawall before you write.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Yacht & Country Club of Stuart is a gated golf and boating community in Stuart (34996), Martin County, established in 1969 as the county's first golf-course community, with over 524 single-family homes and villas around a Charles Martyn-designed course, a pool, tennis, and a deep-water canal that connects to the ocean via the Manatee Pocket. A single HOA covers the gated entry, security, management, and common areas; confirm the figure and whether golf or club membership is separate. It is minutes from downtown Stuart and Hutchinson Island and is served by Martin County schools assigned by address; verify with the district.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: villas and interior homes
$610K to $825K

The lower end is villas and interior single-family homes. The single HOA is part of the value, so confirm its scope and any club cost first.

Lowest entry
Mid: updated homes on good lots
$825K to $1.50M

The core is updated single-family homes on fairway or near-water lots. Lot, condition, and the club picture separate these more than square footage.

Most inventory
High: deep-water canal homes
$1.50M to $2.19M

The top end is homes on deep-water canal frontage with docks and ocean access. These trade on the frontage, the seawall, and condition.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$610K to $825K
Entry: villas and interior homes
The lower end is villas and interior single-family homes. The single HOA is part of the value, so confirm its scope and any club cost first.
$825K to $1.50M
Mid: updated homes on good lots
The core is updated single-family homes on fairway or near-water lots. Lot, condition, and the club picture separate these more than square footage.
$1.50M to $2.19M
High: deep-water canal homes
The top end is homes on deep-water canal frontage with docks and ocean access. These trade on the frontage, the seawall, and condition.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Yacht & Country Club

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The gate, the golf, and the deep-water access are priced into every Yacht & Country Club listing. The deal is won on the lot, the canal or fairway position, and an older home's condition, not the sticker.

Jon Brooks · Founder, Momentum Realty
8.1B+ · Buy Score
Resale Strength8.2/10
Renovation Risk6.0/10
Location Efficiency8.4/10
Long-Term Defensibility8.2/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Yacht & Country Club is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
GolfLake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take
  • Deep-water canal and fairway lots carry premiums over interior lots.
  • On a canal home, the seawall and dock drive value alongside frontage.
  • Established stock means condition matters as much as the lot.

In an established golf and boating community like The Yacht & Country Club of Stuart, the lot type and condition together set value. Deep-water canal and fairway lots carry premiums over interior lots, and on canal homes the seawall and dock matter as much as the frontage. Compare a home against the closest sale in its own lot type and condition, and read the seawall and systems before the finishes.

Yacht & Country Club in 15 seconds.

Best forBuyers who want gated golf with deep-water boating access at an established-value price in Stuart.
Strong onMartin County's original golf community, canal access to the ocean, a single modest HOA, and a central Stuart location.
WatchThe HOA scope and any club membership, a canal home's seawall and dock, and an older home's systems.
Not forBuyers who want new construction, acreage, no HOA, or to be directly on the ocean.
The edgeLot type (canal, fairway, interior) drives value, so the right lot at the right condition is the find.

HOA, CDD & Fees

15-Second Take
  • A single, relatively modest HOA runs the gates and grounds.
  • Confirm whether golf or club membership is separate.
  • Deep-water canal and fairway lots carry premiums.
  • Inspect the seawall and dock on a canal home.
  • Established stock; read the systems.

The Yacht & Country Club of Stuart is run by a single HOA with a relatively modest monthly fee (reported around the low-to-mid hundreds in recent years) covering the gated entry, security, management, and common-area maintenance. Treat any figure as reported and confirm the current amount and whether golf or club membership is separate before you offer.

The HOA generally covers the gated entry, security, management, and common-area and garden maintenance; confirm exactly what is included and whether amenities or golf are separate.

Amenities include a golf course (Charles Martyn design), a swimming pool, and tennis courts, plus deep-water canal access. Confirm whether golf or club membership is bundled or separate, and the current dues.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Yacht & Country Club, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Yacht & Country Club, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Yacht & Country Club home worth?

Get a no-obligation home value based on real comparable sales in Yacht & Country Club matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full The Yacht & Country Club of Stuart home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in The Yacht & Country Club of Stuart year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The Yacht & Country Club of Stuart Market Scorecard

Strong seller's market

The Yacht & Country Club of Stuart is currently a strong seller's market. About 2.2 months of supply, a median asking price of $1,099,999, and homes go under contract in about 68 days.

2.2
Months supply
$1,099,999
Median list
$847,500
Median sold
$321
Per sqft
68
Days on mkt
7/6/39
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is The Yacht & Country Club of Stuart?
In Stuart (ZIP 34996), Martin County, minutes from downtown Stuart and about 15 minutes from the Hutchinson Island beaches, with deep-water canal access to the ocean via the Manatee Pocket.
Is it a gated community?
Yes. The Yacht & Country Club of Stuart is a gated community with a single HOA covering the entry, security, and common areas.
When was it established?
In 1969, as the first golf-course community in Martin County, with homes built first and a Charles Martyn course following.
How many homes are there?
Over 524 single-family homes and villas, an established, mid-density community.
Does it have ocean access?
Many properties have access to a deep-water canal that connects to the ocean via the Manatee Pocket, a draw for boaters. Confirm the route and any restrictions for your boat.
What are the HOA fees?
A single HOA covers the gated entry, security, management, and common areas, with a relatively modest monthly fee reported around the low-to-mid hundreds in recent years. Treat figures as reported and confirm the current amount and whether golf is separate.
Is golf included?
The community has a golf course, but whether membership is bundled or separate can vary; confirm the current arrangement and dues with the club.
What schools serve the community?
It is served by Martin County schools assigned by home address; assignments change, so verify the exact zoned schools with the Martin County School District.
What kinds of homes are there?
Established single-family homes and villas, on canal, fairway, and interior lots. Condition varies, so read the specific home.
Is it a good investment?
An established, recognized golf and boating community with a modest HOA supports value-oriented demand, but value turns on the lot type and an older home's condition. Run the HOA, any club cost, and a canal home's seawall first.
What should I check on a canal home?
The canal depth and the route to the ocean, the dock, the seawall age and condition, and a bindable insurance quote, in addition to the home's systems.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. In a golf and boating community where the lot type and the HOA and club costs drive value, having your own representation to read the lot and the dues is the highest-leverage decision you make.
You want gated golf with deep-water boating access at an established-value priceExcellent fit
You want canal access to the ocean via the Manatee PocketExcellent fit
You value a single, relatively modest HOA minutes from downtown StuartExcellent fit
You want new construction or a maintenance-free small homeProbably not
You want a large-acreage or no-HOA propertyProbably not
You need to be directly on the ocean rather than canal-accessProbably not

Get the inside read on Yacht & Country Club

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Yacht & Country Club home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Yacht & Country Club specialist will reach out personally, usually the same day.

The Yacht & Country Club of Stuart median home price history from 2012 to 2026, chart by Momentum Realty
Median sale price in The Yacht & Country Club of Stuart, Florida by year (2012 to 2026). Source: Momentum Realty.
BeachesMLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Martin County market guide or every community in the Neighborhood Finder.

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