Mariner Cay Yacht Club in Stuart

Mariner Cay Yacht Club
Homes for Sale in Stuart, FL

All 261 homes for sale in Stuart, FL · median $459,000 · 311 homes for sale in 34997 · Martin County homes for sale

Community in Stuart · Martin County · ZIP 34997
26 homesBuilt 1978–2004
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Photo via Beaches MLS

Built fromLive Beaches MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Mariner Cay Yacht Club in Stuart, FL has 1 home for sale. As of September 2026, the MLS records 9 closed sales in Mariner Cay Yacht Club in Stuart, FL since 2012, the most recent in July 2025. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).

Mariner Cay Yacht Club key facts
LocationStuart, Martin County, FL · ZIP 34997
Homes in the community26 (FL DOR 2025 assessment roll)
Years built1978–2004 (median 1983.0)
Typical living area2,805 sq ft (median)
Amenities listed by sellersBoating, Clubhouse, Gated with Guard, Pool, Tennis Court(s)
For sale right now1 active, 0 pending · median asking $2,569,000
Owner-occupied (homestead) share81%

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Mariner Cay Yacht Club key facts,” movewithmomentum.com/neighborhoods/mariner-cay-yacht-club, data as of September 20, 2026.

Live · Mariner Cay Yacht Club Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Martin: 24% (398 of 1,681)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
81%
Owner-occupied · Mariner Cay Yacht Club
21 of 26 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · Mariner Cay Yacht Club
incl. 12% trust or LLC-held · 8% out-of-state
26
Homes in the community
26 residential parcels (FL DOR 2025)
Track record · 14 years of records
4
Recorded sales · 2024-2025
median $2.20M · qualified sales on the county roll (FL DOR 2025)
Est. 1978
Community established
homes built 1978-2004, median 1983 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Mariner Cay Yacht Club is a waterfront-oriented community in Stuart, and the current MLS snapshot is thin — no median price and no amenity detail carry through from active listings as of mid-2026. That means pricing here is best understood as condition- and location-driven rather than set by any published band; individual homes will move on their own merits, not on a neighborhood-wide number.

For a buyer, the practical takeaway is to underwrite each listing on its own: waterfront position, dock or slip access, and condition will do the heavy lifting on value. For a seller, the absence of a clear comparable set cuts both ways — it argues for a disciplined, evidence-based price rather than anchoring to a figure that the current data does not support.

The 60-Second Overview

Mariner Cay Yacht Club sits in Stuart, in Martin County, on the Treasure Coast. With no amenities surfacing from current listings and no median on the board, treat this as a community you evaluate house by house.

BeachesMLS sales records identify 8 homes in Mariner Cay Yacht Club that have changed hands since 2012, built between 1980 and 2001 (median 1982), with a median living area of about 2,986 sq ft and a typical 3-bedroom, 3-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 4 qualified sales in Mariner Cay Yacht Club across 2024–2025 (1 in 2024, 3 in 2025), median $2.20M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Boating-minded buyers who want a waterfront-oriented Stuart address and will verify slip and dock rights before offering
  • Buyers comfortable underwriting a home on its own condition and position rather than a neighborhood price band
  • Long-horizon owners prepared to do full diligence on HOA rules and what conveys

Probably not for

  • Buyers who need a firm median and comparable set to feel confident on price
  • Buyers expecting a documented amenity package from the community itself
  • Buyers wanting a quick, low-diligence purchase with no surprises to chase down

The market around Mariner Cay Yacht Club

Mariner Cay Yacht Club is too small for its own price trend, so here is the market around it.

In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Mariner Cay Yacht Club specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Mariner Cay Yacht Club, Stuart

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-23)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Mariner Cay Yacht Club

Live MLS inventory for Mariner Cay Yacht Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Mariner Cay Yacht Club listings as of 2026-09-26, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Every Home for Sale in Mariner Cay Yacht Club Right Now (1)

All 1 active and pending Mariner Cay Yacht Club listings with a detail page, newest first, refreshed twice a day from the MLS.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Port Salerno · Elementary
  • Dr. David L. Anderson · Middle
  • Martin County · High

Zoned schools reflect the assignments reported on recent Mariner Cay Yacht Club listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Mariner Cay Yacht Club address.

If we were buying in Mariner Cay Yacht Club today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mariner Cay Yacht Club.

Best Buy
Buyers drawn to a waterfront-oriented Stuart address who are willing to evaluate one home at a time.
Biggest Risk
Thin data — no median and no documented amenities in the current feed.
Sweet Spot
A well-positioned home where dock or slip access and condition are clearly documented.
Avoid If
You need a predictable comparable set and published amenities before you'll commit.

A waterfront name that still trades on the individual home

The name points to a boating-and-water orientation, but current MLS listings don't itemize community amenities, so we won't claim features we can't document. What matters here is what each specific property offers — proximity to the water, any dock or slip rights conveyed, lot position, and the condition of the home itself.

Because there's no reliable price band or amenity list in the current feed, expect a wide spread between homes based on those individual factors. Do the diligence: confirm what conveys, confirm HOA rules on boating and slips, and price off the actual condition in front of you rather than a community-level assumption.

“

The location and the amenities are priced into every listing in Mariner Cay Yacht Club. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When the data is thin, local read matters more, not less. We work the Stuart and Martin County waterfront market directly, we'll verify what actually conveys with each home, and we'll price and negotiate off documented condition and position instead of guesswork. If a listing doesn't hold up on the diligence, we'll tell you.

Mariner Cay Yacht Club in 15 seconds.

Best forBuyers drawn to a waterfront-oriented Stuart address who are willing to evaluate one home at a time.
Biggest advantageA boating-leaning location on Martin County's Treasure Coast.
Biggest riskThin data — no median and no documented amenities in the current feed.
Sweet spotA well-positioned home where dock or slip access and condition are clearly documented.
Avoid ifYou need a predictable comparable set and published amenities before you'll commit.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Mariner Cay Yacht Club homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Mariner Cay Yacht Club.
In short
  • HOA dues reported around $575/month (about $6,900/yr) · median of 3 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $575 per month ($6,900 a year) — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mariner Cay Yacht Club sales matched to your home.

What is your Mariner Cay Yacht Club home worth?

Get a no-obligation home value based on real comparable sales in Mariner Cay Yacht Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Stuart →

Real comps, not an automated estimate.
How much local inventory is already under contract

24% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).

Frequently Asked Questions

How many homes are in Mariner Cay Yacht Club?
The Florida DOR 2025 assessment roll shows 26 homes in Mariner Cay Yacht Club (public records).
What share of Mariner Cay Yacht Club is owner-occupied?
81% of Mariner Cay Yacht Club parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Mariner Cay Yacht Club built?
Homes in Mariner Cay Yacht Club were built between 1978 and 2004, with a median year built of 1983.0 (FL DOR 2025 roll).
Who is the best real estate agent for Mariner Cay Yacht Club?
The best agent for Mariner Cay Yacht Club is one who actively works Stuart and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Mariner Cay Yacht Club.
How do I find a top Stuart real estate agent who knows Mariner Cay Yacht Club?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Mariner Cay Yacht Club and the wider Stuart area.
Can Momentum Realty connect me with an agent for Mariner Cay Yacht Club?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Mariner Cay Yacht Club purchase or sale - no call center and no pressure.
Where is Mariner Cay Yacht Club, and what county is it in?
Mariner Cay Yacht Club is in Stuart, Martin County, FL, ZIP 34997. The community's center is about 5 miles southeast of the center of Stuart (straight-line).
Boating-minded buyers who want a waterfront-oriented Stuart address and will verify slip and dock rights before offeringExcellent fit
Buyers comfortable underwriting a home on its own condition and position rather than a neighborhood price bandExcellent fit
Long-horizon owners prepared to do full diligence on HOA rules and what conveysExcellent fit
Buyers who need a firm median and comparable set to feel confident on priceProbably not
Buyers expecting a documented amenity package from the community itselfProbably not
Buyers wanting a quick, low-diligence purchase with no surprises to chase downProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 34997))
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (9 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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