Mcgregors
Homes for Sale in Palatka, FL
All 115 homes for sale in Palatka, FL · median $249,000 · 120 homes for sale in 32177 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COLDWELL BANKER BEN BATES INC · via realMLS
As of November 2026, Mcgregors in Palatka, FL has 2 homes for sale. Homes listed or recently sold were built 1940–2023; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 61 ft).
Last 30 days in Mcgregors: 1 new listing (median asking $214,900). As of November 14, 2026, realMLS.

Price in Mcgregors is driven by condition and structure, not by a clean bracket. With a housing stock spanning from 1897 to 2023 and a median build year of 1958, you are looking at a market where two homes on the same block can trade very differently depending on how much of the original structure has been updated. The median living area sits at just 1,200 square feet, so a large share of this inventory is compact and older — the value story is about what has been renovated, replaced, or left alone.
For a buyer, that means underwriting each home on its own merits: roof, systems, and foundation age matter more here than any neighborhood average. For a seller, condition is your lever — a genuinely updated older home stands out against a stock where the median year built is 1958. With a homestead share of 33%, a meaningful portion of these 78 homes are held as something other than owner-occupied residences, which shapes both the mix you will tour and the negotiation posture across the community.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Mcgregors right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Mcgregors is an older, small-footprint pocket of Palatka in Putnam County, where a 1897-to-2023 build range and a 1958 median mean you are choosing between original character and completed updates rather than a uniform product.
realMLS (Northeast Florida) sales records identify 20 homes in Mcgregors that have changed hands since 2001, built between 1915 and 2023 (median 1957), with a median living area of about 1,325 sq ft and a typical 3-bedroom, 1.5-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Mcgregors across 2024–2025 (2 in 2024, 1 in 2025), median $300,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Mcgregors. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Mcgregors; content deemed reliable but not guaranteed.
Who Mcgregors is best for.
Best for
- Buyers wanting a compact home near the 1,200-square-foot median who value character over size
- Renovation-minded buyers who can budget for systems work on an older structure
- Investors comfortable with a market where roughly a third of homes are homesteaded
Probably not for
- Buyers who need turnkey new construction with modern layouts
- Buyers seeking large square footage well above the 1,200-square-foot median
- Buyers who cannot carry the inspection and repair risk of pre-war and mid-century homes
The market around Mcgregors
Mcgregors is too small for its own price trend, so here is the market around it.
In ZIP 32177, 165 homes are on the market and 21% are under contract — a steady corner of Palatka.
Across Putnam County, 807 homes are active and 125 pending (13% under contract).
In ZIP 32177 (Palatka), 102 homes closed in the last 12 months at a median of $190K ($156/sq ft), up 0.7% year over year, with a median 72 days on market. Right now 9 active and 2 pending listings. See the live ZIP 32177 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Mcgregors specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Mcgregors
Live MLS inventory for Mcgregors. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Mcgregors listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Mcgregors on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
The Mcgregors buying strategy.
If we were buying in Mcgregors today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mcgregors.
An age-driven market, not a price-tier one
The defining fact here is the spread in age. A median year built of 1958 against a range that reaches back to 1897 and forward to 2023 tells you the community was built out over more than a century, and that the homes standing today reflect very different eras of construction, materials, and maintenance. Square footage reinforces the point: a 1,200-square-foot median keeps this on the compact end, which tends to favor buyers focused on a manageable footprint over sprawl.
With only about a third of the 78 homes carrying a homestead exemption, ownership here is mixed between owner-occupants and holders using property differently. That matters for anyone weighing resale posture or the pace of turnover. Treat every listing as an individual underwriting problem — inspection findings on an older structure will move value more than any headline figure.
The location and the amenities are priced into every listing in Mcgregors. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market defined by age and condition rather than tidy price tiers, our job is to read each home individually — separating cosmetic updates from structural ones, and telling you when an older Palatka home is a fair deal or a project you are not set up for. We work the numbers that actually exist here and skip the ones that do not.
Mcgregors in 15 seconds.
Tools for a Mcgregors buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mcgregors sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mcgregors, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mcgregors home worth?
Get a no-obligation home value based on real comparable sales in Mcgregors, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palatka →
Recently off market in Mcgregors
Homes in Mcgregors that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2519 W Main Street · off market
Housing distress & ownership in Mcgregors, Palatka
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Mcgregors
The newest homes for sale in Mcgregors right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 2601 W Main Street $214,900 · 3 bd · 2 ba · 1,032 sq ft · listed Oct 30, 2026 Courtesy of TIMBER TO TIDES REALTY LLC
- 200 Benham Street $54,000 · 3 bd · 2 ba · 1,399 sq ft · listed Aug 14, 2026 Courtesy of REALHOME SERVICES AND SOLUTIONS INC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Mcgregors Palatka Right Now (2)
All 2 active and pending Mcgregors Palatka listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2601 W Main Street · $214,900 · 3 bd / 2 ba · listed Oct 29, 2026 · listed by Timber To Tides Realty Llc
- 200 Benham Street · $54,000 · 3 bd / 2 ba · listed Aug 15, 2026 · listed by Realhome Services And Solutions Inc
More Palatka home searches
- All homes for sale in Palatka, FL
- Homes for sale in Putnam County, FL
- Palatka waterfront homes for sale
- Homes from $300K to $500K in Palatka
- Palatka home values: what is my house worth?
- ZIP 32177 housing scorecard
Palatka guides & data
- Market data
- Property taxes (Putnam County)
- Homestead exemption (Putnam County)
- Home insurance cost
- HOA database
- New construction
- New construction (Putnam County)
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- St Johns Avenue (3 homes on record)
23% of homes for sale in ZIP 32177 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Email me new listings in Mcgregors
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Mcgregors
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Mcgregors will answer, and the answer is published on this page for the next buyer.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Mcgregors Palatka year by year since 2013, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
Is Mcgregors a buyer's or seller's market right now?
How many homes are in Mcgregors?
What share of Mcgregors is owner-occupied?
When were the homes in Mcgregors built?
Who is the best real estate agent for Mcgregors?
How do I find a top Palatka real estate agent who knows Mcgregors?
Can Momentum Realty connect me with an agent for Mcgregors?
Where is Mcgregors, and what county is it in?
How far is Mcgregors from downtown Jacksonville and the beach?
Should you buy in Mcgregors?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32177/32666)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2011 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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See how Mcgregors fits the bigger picture — live prices, inventory, and Momentum Scores:




