Budingtons
Homes for Sale in Palatka, FL
All 108 homes for sale in Palatka, FL · median $255,500 · 114 homes for sale in 32177 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COLDWELL BANKER BEN BATES INC · via realMLS
As of October 2026, the MLS records 8 closed sales in Budingtons in Palatka, FL since 2005, the most recent in October 2025. Across Palatka as a whole, 43 homes closed in the last 12 months at a median of $291,720, 62 median days on market, with 7 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,930 ($4,250 with the full homestead exemption).
Price here is driven by condition, not by a uniform product. With a housing stock spanning from 1885 to 2024 and a median build year of 1967, Budingtons is a mix of genuinely old homes, mid-century construction, and scattered new builds. Two houses on the same block can trade very differently depending on how much updating has been done, so the number that matters is the specific home in front of you, not a neighborhood average.
For buyers, that spread is the opportunity: an as-is older home and a renovated one are not the same purchase, and pricing rewards those who can read condition accurately. For sellers, it means the work you have (or have not) put in shows up directly at the closing table. A homestead share of about 42% tells you this is a mixed owner-occupant and non-owner market, so expect a range of upkeep across comparable addresses.
Nearby homes for sale
No active listings inside Budingtons right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Budingtons sits in Palatka, Putnam County, with roughly 125 homes and a median living area near 1,429 square feet. It is an older, compact-home market where age and condition, more than square footage, set the price.
realMLS (Northeast Florida) sales records identify 7 homes in Budingtons that have changed hands since 2007, built between 1950 and 1981 (median 1955), with a median living area of about 936 sq ft and a typical 3-bedroom, 1-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 10 qualified sales in Budingtons across 2024–2025 (8 in 2024, 2 in 2025), median $235,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Budingtons. Swipe to explore the community.
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BudingtonsPhotos from realMLS listings in Budingtons; content deemed reliable but not guaranteed.
Who Budingtons is best for.
Best for
- Buyers with a renovation budget who want to add value through updates
- Buyers seeking a modestly sized home rather than a large floor plan
- Investors comfortable underwriting older properties on a home-by-home basis
Probably not for
- Buyers who want turnkey, same-year construction with no surprises
- Buyers unwilling to budget for the systems work older homes can require
- Buyers counting on a guaranteed resale outcome rather than condition-driven value
The market around Budingtons
Budingtons is too small for its own price trend, so here is the market around it.
In ZIP 32177, 144 homes are on the market and 23% are under contract — a steady corner of Palatka.
Across Putnam County, 721 homes are active and 156 pending (18% under contract).
In ZIP 32177 (Palatka), 240 homes closed in the last 12 months at a median of $308K ($180/sq ft), down 2.9% year over year, with a median 64 days on market. Right now 13 active and 4 pending listings put supply at about 5.3 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Budingtons specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Budingtons, Palatka
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Budingtons buying strategy.
If we were buying in Budingtons today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Budingtons.
An old stock that trades on condition
The defining fact here is the age range: 1885 to 2024, with the median home built in 1967. That is a long timeline, and it means inventory is not standardized. You will find pre-war construction, post-war housing, and occasional recent builds inside the same community, each with different systems, foundations, and renovation histories. Inspection quality and honest assessment of mechanicals matter more here than in a subdivision of same-year homes.
Median living space near 1,429 square feet points to modestly sized homes rather than sprawling floor plans. Combined with the roughly 42% homestead share, the picture is a smaller-home market with a real mix of owner-occupied and non-owner-held properties. Value is unlocked through updates and condition, not floor area, so a buyer's renovation budget is often the deciding factor in what a given home is worth to them.
The location and the amenities are priced into every listing in Budingtons. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this varied by age and condition, the average is close to useless — what you need is a read on the individual home. We walk the property, weigh the systems and renovation history against comparable closings, and tell you plainly when an as-is older home is a project rather than a bargain. That candor protects both buyers pricing in future work and sellers deciding what to fix before listing.
Budingtons in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Budingtons buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Budingtons sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Budingtons, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Budingtons home worth?
Get a no-obligation home value based on real comparable sales in Budingtons, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Budingtons
Homes in Budingtons that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2608 Oak Street · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Budingtons?
What share of Budingtons is owner-occupied?
When were the homes in Budingtons built?
Who is the best real estate agent for Budingtons?
How do I find a top Palatka real estate agent who knows Budingtons?
Can Momentum Realty connect me with an agent for Budingtons?
Where is Budingtons, and what county is it in?
How far is Budingtons from downtown Jacksonville and the beach?
Should you buy in Budingtons?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32177)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2005 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Budingtons fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Budingtons. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.
- Palatka High School · High (assigned to 7 nearby communities)
- Robert H. Jenkins Junior Middle School or C. L. Overturf Jr. 6th Grade Center · Middle (assigned to 7 nearby communities)
- James A. Long Elementary School · PreK-5 (Putnam, Palatka area) · FLDOE grade B (assigned to 5 nearby communities)
- Palatka Jr.-Sr. High School · 7-12 (assigned to 4 nearby communities)
- William D. Moseley Elementary School · Elementary · FLDOE grade C (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Budingtons with Momentum Realty’s local guides.