Aerial view of Hillcrest Of Rogeros

Hillcrest Of Rogeros
Homes for Sale in Palatka, FL

Community in Palatka · Putnam County · ZIP 32177
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data22 years of closingsUpdated twice daily

As of September 2026, the MLS records 3 closed sales in Hillcrest Of Rogeros in Palatka, FL since 2004, the most recent in May 2010. Across Palatka as a whole, 43 homes closed in the last 12 months at a median of $210,000, 61 median days on market, with 8 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $3,550 ($2,870 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Hillcrest Of Rogeros is a small pocket in Palatka, and with a market this size the headline is that price is set home by home, not by a neighborhood trend line. Condition, lot, and updates drive the number here more than any comp average — expect a wide spread and few true apples-to-apples matches.

For a buyer, that means underwriting each property on its own merits rather than assuming a going rate. For a seller, it means the right pricing comes from an honest read of your specific home against Putnam County's broader Palatka market, not from a neighborhood-wide figure that doesn't really exist at this scale.

The 60-Second Overview

This is a small Palatka enclave in Putnam County where inventory is thin and each listing tends to stand alone. Treat it as a case-by-case market rather than one with a predictable rhythm.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a clear target who can be patient and move quickly when the right home lists
  • Buyers comfortable underwriting a home on its own condition and lot rather than a neighborhood comp average
  • Buyers who want a small, quiet Palatka pocket over a large master-planned community

Probably not for

  • Buyers who want a wide selection of homes on the market at once
  • Buyers who rely on predictable, well-established neighborhood price trends
  • Buyers on a tight timeline who can't wait for the right property to surface

The market around Hillcrest Of Rogeros

Hillcrest Of Rogeros is too small for its own price trend, so here is the market around it.

In ZIP 32177, 168 homes are on the market and 26% are under contract — a steady corner of Palatka.

Across Putnam County, 705 homes are active and 167 pending (19% under contract).

ZIP and county figures describe the wider market, not Hillcrest Of Rogeros specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Hillcrest Of Rogeros, Palatka

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
50.0%
1 of 2 listings · auction 1
Distress share trend — 50.0% now (2026-09-04 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Hillcrest Of Rogeros today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hillcrest Of Rogeros.

Best Buy
Buyers who want a specific home in Palatka and can wait for it to appear.
Biggest Risk
Thin inventory makes pricing and timing harder to read.
Sweet Spot
A well-matched property bought on its own merits, not a market average.
Avoid If
You need selection and a steady stream of options to choose from.

A thin market rewards patience

When a community carries few active listings at any given time, the usual signals — days on market, list-to-sale ratios, seasonal swings — get noisy. One motivated seller or one dated home can skew the picture, so the smart move is to read individual properties closely instead of leaning on averages.

The upside of that thinness is that a buyer who knows exactly what they want and is ready to move can act decisively when the right home surfaces. The tradeoff is timing: you may wait for the property that fits, and you should be prepared to move when it does.

The location and the amenities are priced into every listing in Hillcrest Of Rogeros. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small Palatka market like this, the value we add is judgment on individual homes — how a specific lot, condition, and set of updates should translate into price when there's no deep pool of comparables to lean on. We'll tell you plainly whether a given listing is fairly priced and whether this pocket of Putnam County actually fits what you're after.

Hillcrest Of Rogeros in 15 seconds.

Best forBuyers who want a specific home in Palatka and can wait for it to appear.
Biggest advantageA small, low-noise pocket where a prepared buyer can act decisively.
Biggest riskThin inventory makes pricing and timing harder to read.
Sweet spotA well-matched property bought on its own merits, not a market average.
Avoid ifYou need selection and a steady stream of options to choose from.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hillcrest Of Rogeros sales matched to your home.

What is your Hillcrest Of Rogeros home worth?

Get a no-obligation home value based on real comparable sales in Hillcrest Of Rogeros, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers with a clear target who can be patient and move quickly when the right home listsExcellent fit
Buyers comfortable underwriting a home on its own condition and lot rather than a neighborhood comp averageExcellent fit
Buyers who want a small, quiet Palatka pocket over a large master-planned communityExcellent fit
Buyers who want a wide selection of homes on the market at onceProbably not
Buyers who rely on predictable, well-established neighborhood price trendsProbably not
Buyers on a tight timeline who can't wait for the right property to surfaceProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2004 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,355/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.