Monroe Cotton Mills in Monroe

Monroe Cotton Mills
Homes for Sale in Monroe, GA

All 122 homes for sale in Monroe, GA · median $435,000 · 168 homes for sale in 30655 · Walton County homes for sale

Community in Monroe · Walton County · ZIP 30655
Median sale $309K
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Photo courtesy of Kerri Spinks · via Georgia MLS

Built fromLive Georgia MLS data2 years of closingsUpdated twice daily

As of September 2026, Monroe Cotton Mills in Monroe, GA has 2 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $309,000, $172 per square foot, a median 97 days on market, sellers accepting 87% of original asking. Homes listed or recently sold were built 1920–2024. At the median price and Walton County's 2025 rate of 28.24 mills, annual property tax runs about $3,490.

Monroe Cotton Mills key facts
LocationMonroe, Walton County, GA · ZIP 30655
Home types (current listings and sales)single-family 100%
Amenities listed by sellersNear Shopping, None
Sale prices, last 12 months$309,000 median across 3 closed sales · $172 per sq ft
Days on market (closed sales)97 median
For sale right now2 active, 0 pending · median asking $305,000 · 8.0 months of supply

Data as of September 20, 2026. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Market figures describe homes, not residents. Cite as: Momentum Realty, “Monroe Cotton Mills key facts,” movewithmomentum.com/neighborhoods/monroe-cotton-mills, data as of September 20, 2026.

Last 30 days in Monroe Cotton Mills: 2 new listings (median asking $305,000). As of September 22, 2026, Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

Live · Monroe Cotton Mills Housing Pulse Georgia MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$309K
Median sold · 12 mo
$172/sf
Sold $/sqft · 12 mo
peak $172 in 2026
87.1%
Sale vs ask
Tempo
8.0mo
Supply
3 to 6 months is the balanced band
97days
Median DOM · closed
97 days at the 2026 low
0%
Under contract
Walton: 18% (698 of 3,872)
2 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 2 a year
Track record · 2 years of records
1,800sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Monroe Cotton Mills is pricing at a median of $309,000, with price per square foot at $171.67 — a level that points to a market where condition and finish quality are doing most of the work on final sale price, rather than a uniform product type setting the tone.

A median of 97 days on market is long by most standards, and with only a handful of closings in the current window, this is a thin, slow-moving market rather than one with a clear, fast-turning rhythm. Sellers should price to the data rather than to expectation, and buyers have room to negotiate on terms and timeline.

Monroe Cotton Mills Housing Pulse · Momentum Research · as of September 20, 2026

Monroe Cotton Mills right now

🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 23, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Monroe Cotton Mills market snapshot (as of September 20, 2026): the median sale price is about $309K ($172 per sq ft over the trailing 12 months of closed sales), a median 97 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market.

In ZIP 30655 (Monroe), 154 homes closed in the last 12 months at a median of $370K ($181/sq ft), up 4.8% year over year, with a median 62 days on market. Right now 54 active and 8 pending listings put supply at about 6.2 months — a buyer's market. See the live ZIP 30655 housing market.

Georgia MLS sales records identify 6 homes in Monroe Cotton Mills that have changed hands since 2024, built between 1920 and 1926 (median 1920), with a median living area of about 868 sq ft and a typical 2-bedroom, 1-bath layout; 100% are single-family homes. Source: Georgia MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community. Georgia has no statewide parcel roll comparable to Florida’s DOR file, so ownership and homestead shares are not shown.

Monroe Cotton Mills sits in Monroe, Walton County, with pricing and pace data reflecting a small, currently quiet segment of the local market rather than a high-volume, fast-turning community.

Best for

  • Buying with flexibility on closing timeline and willingness to negotiate given the slower pace.
  • Evaluating a specific home on its own condition and price rather than relying on a fast-moving comp set.
  • Trading up or down within Walton County and comfortable researching amenities independently.

Probably not for

  • Needing a quick close in a market currently averaging 97 days on market.
  • Wanting a confirmed slate of community amenities before deciding — none are currently identified in MLS listings.
  • Relying on a high volume of recent comparable sales to validate pricing decisions.

Housing distress & ownership in Monroe Cotton Mills, Monroe

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-09-06 → 2026-09-20)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Monroe Cotton Mills

Live MLS inventory for Monroe Cotton Mills. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Monroe Cotton Mills listings as of 2026-09-22, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Tap any home to ask about it.

Every Home for Sale in Monroe Cotton Mills Right Now (2)

All 2 active and pending Monroe Cotton Mills listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 125 E 5th Street · $375,000 · 3 bd / 2.5 ba · listed Aug 27, 2026 · listed by Virtual Properties Realty.com
  • 116 Norris Street · $235,000 · 1 bd / 1 ba · listed Aug 14, 2026 · listed by Keller Williams Realty Atl. Partners

Listing locations from Georgia MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Harmony · Elementary
  • Carver · Middle
  • Monroe Area · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Monroe Cotton Mills listings and can change; always confirm with the Walton County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Monroe Cotton Mills address.

If we were buying in Monroe Cotton Mills today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monroe Cotton Mills.

Best Buy
Buying with a longer timeline and room to negotiate on price or terms.
Biggest Risk
A median of 97 days on market means holding costs and timeline uncertainty for anyone needing a fast close.
Sweet Spot
Working with a home whose condition and pricing are already aligned with the current $309,000 median.
Avoid If
Needing a fast, competitive close or clear amenity data to inform the decision.

A Market Defined by Patience

The numbers here tell a straightforward story: a median sale price of $309,000 against price per square foot of $171.67, paired with a median of 97 days on market. That combination suggests homes here are not moving on urgency — buyers are taking time to evaluate, and sellers who price realistically from the outset tend to fare better than those testing the market.

With only a small number of closings recorded in the current window, this is not a data-rich, high-frequency market. That cuts both ways: it means less noise from bidding wars or rapid re-pricing, but it also means each comparable sale carries more weight, and a buyer or seller should look closely at individual property condition and history rather than lean on broad trend lines.

The location and the amenities are priced into every listing in Monroe Cotton Mills. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market with limited recent closings and a long median time on market, pricing strategy and negotiation matter more than usual. We track the current GAMLS data closely so pricing conversations — on either side of the transaction — are grounded in what has actually closed, not in assumption.

Monroe Cotton Mills in 15 seconds.

Best forBuying with a longer timeline and room to negotiate on price or terms.
Biggest advantagePrice per square foot around $171.67 leaves negotiating room in a market that is not moving quickly.
Biggest riskA median of 97 days on market means holding costs and timeline uncertainty for anyone needing a fast close.
Sweet spotWorking with a home whose condition and pricing are already aligned with the current $309,000 median.
Avoid ifNeeding a fast, competitive close or clear amenity data to inform the decision.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Monroe Cotton Mills homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Monroe Cotton Mills.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monroe Cotton Mills sales matched to your home.

What is your Monroe Cotton Mills home worth?

Get a no-obligation home value based on real comparable sales in Monroe Cotton Mills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Monroe →

Real comps, not an automated estimate.
How much local inventory is already under contract

12% of homes for sale in ZIP 30655 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).

Frequently Asked Questions

What is the median home price in Monroe Cotton Mills?
The median sale price in Monroe Cotton Mills was $309K over the 12 months ending September 20, 2026 (3 closed sales, Georgia MLS).
How long do homes in Monroe Cotton Mills take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 97 days on market (3 sales, Georgia MLS).
Is Monroe Cotton Mills a buyer's or seller's market right now?
As of September 20, 2026, Monroe Cotton Mills leans toward buyers: 8.0 months of supply at the current sales pace (Georgia MLS live counts).
Who is the best real estate agent for Monroe Cotton Mills?
The best agent for Monroe Cotton Mills is one who actively works Monroe and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Monroe Cotton Mills.
How do I find a top Monroe real estate agent who knows Monroe Cotton Mills?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Monroe Cotton Mills and the wider Monroe area.
Can Momentum Realty connect me with an agent for Monroe Cotton Mills?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Monroe Cotton Mills purchase or sale - no call center and no pressure.
Where is Monroe Cotton Mills, and what county is it in?
Monroe Cotton Mills is in Monroe, Walton County, GA, ZIP 30655.
Buying with flexibility on closing timeline and willingness to negotiate given the slower pace.Excellent fit
Evaluating a specific home on its own condition and price rather than relying on a fast-moving comp set.Excellent fit
Trading up or down within Walton County and comfortable researching amenities independently.Excellent fit
Needing a quick close in a market currently averaging 97 days on market.Probably not
Wanting a confirmed slate of community amenities before deciding — none are currently identified in MLS listings.Probably not
Relying on a high volume of recent comparable sales to validate pricing decisions.Probably not

Data sources & freshness

Live listingsGeorgia MLS, refreshed twice daily (last: September 22, 2026)
Community market statsGeorgia MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesGeorgia MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (6 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

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Nearby Communities

Explore more neighborhoods near Monroe Cotton Mills with Momentum Realty’s local guides.

DDowntown0.2 mi awayMDMadison Davis0.3 mi away · 2 for saleOAOverlook At0.4 mi away · 1 for saleTOThe Overlook Of0.5 mi awayWalker Suburban0.5 mi away · 1 for saleAPAlcovy Place0.5 mi away · median $1.61M, 4 sales/12 moMAMonroe Area0.5 mi away · 1 for saleSRSaddle Ridge Farms0.5 mi away · median $244K, 3 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Monroe Cotton Mills? 3 recorded closings; median 97 days on market (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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