Palma Del Mar IV Homes for Sale in St. Petersburg, FL

Waterfront condominium · St. Petersburg · ZIP 33715

A waterfront condominium on Isla Del Sol in Boca Ciega Bay, minutes from St. Pete Beach in St. Petersburg. The read is the floor, the view, the building reserves, and the condo fee, not a headline number.

Waterfront condo livingIsla Del Sol golf settingMinutes to St. Pete Beach

Live Market Pulse

42/100
Momentum

Buyer-Leaning Market

Most homes here are condominium units, so the read is the floor, the view, the building reserves, the milestone-inspection status, and the monthly condo fee, not a single price.

Free · No obligation

Unlock Off-Market Palma Del Mar IV

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$290K

Median Price

18mo

Supply

72days

Avg DOM

Soft

Seller Leverage

$326/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Palma Del Mar IV is one of the Palma Del Mar condominium associations on Isla Del Sol, a small island in Boca Ciega Bay near St. Pete Beach in St. Petersburg. Governed by Palma Del Mar Condo Association of Saint Petersburg Number 4, the phase is reported to date to about 1981, part of the broader Palma Del Mar community built from the late 1970s to the early 1980s, with a high-rise tower and surrounding villas; confirm the building, the unit mix, and the era for the specific structure. The draw is waterfront and bay views, a resort-style island setting with heated pools and spas, and quick access to the Gulf beaches and the Isla Del Sol golf and country club. The read here is the condominium itself: the floor, the view, the building reserves, the special-assessment history, the milestone-inspection status, and the monthly condo fee matter as much as the unit. Leasing runs on a longer-term basis with a minimum term reported across the Palma Del Mar associations rather than nightly or weekly stays, so this is an owner-occupied and seasonal island community, not a transient rental building."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Palma Del Mar IV market snapshot (as of June 25, 2026): the median sale price is about $290K ($326 per sq ft), with homes averaging 72 days on market and 18.0 months of supply, a buyer-leaning market. Based on 4 recent closings in live Stellar MLS data.

Palma Del Mar IV is part of the Palma Del Mar condominium community on Isla Del Sol, a small island in Boca Ciega Bay in St. Petersburg, Pinellas County (ZIP 33715). The community was built from the late 1970s to the early 1980s and sits within the Isla Del Sol island setting, a short drive from St. Pete Beach and Fort De Soto Park.

The Number 4 association is a Florida condominium corporation under Chapter 718, Florida Statutes; the association record dates to December 1979, and the phase IV building is reported to date to about 1981 with a high-rise tower and surrounding villas. Confirm the building, the unit count, and the era for the specific structure. These are condominium units rather than single-family homes, so the spread between listings comes down to the floor, the water or bay view, the building reserves, and the level of interior updates far more than lot or yard.

A monthly condo fee applies that typically covers building insurance, water and sewer, cable and internet, the heated pools and spa, the grounds, exterior maintenance, and reserves. Confirm the current fee, the reserve study, the milestone-inspection status, and any planned assessment for the specific building before you offer, since coastal condo carrying costs have moved sharply in recent years.

Leasing is permitted on a longer-term basis with a minimum term reported across the Palma Del Mar associations rather than nightly or weekly stays, so this is an owner-occupied and seasonal island community, not a vacation-rental building. For a buyer who wants low-maintenance waterfront living near the beaches, the work is reading the building reserves, the flood and insurance picture, and the condo fee as carefully as the view.

Quick Match

Who Palma Del Mar IV is best for.

Best for

Buyers who want low-maintenance waterfront condo living near St. Pete Beach
Those drawn to an island setting with bay views and heated pools
Buyers who will read the condo reserves and fee as carefully as the unit
Second-home or seasonal owners who lease long-term, not nightly

Probably not for

Buyers who want a single-family home with a private yard
Those who need nightly or weekly short-term rental income
Buyers uneasy with coastal flood, insurance, and assessment risk
Anyone who wants the lowest possible monthly carrying cost

Market Pulse

How Palma Del Mar IV is performing right now

42/100
momentum

Buyer-Leaning Market

Seller's marketBalancedBuyer's market

18Months of supplytight

35Median days on marketdays

0 : 6Under contract vs for salestrong demand

4Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+30%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Palma Del Mar IV listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Palma Del Mar II or St. Petersburg. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now6 : 0active : pending

For sale6

Pending0

Sold 12mo4

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Palma Del Mar IV buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Palma Del Mar IV

Live MLS inventory for Palma Del Mar IV. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 1 daysTop listing

$499,900

2 bd · 2 ba · 1,150 sqft · built 1981

6322 Palma Del Mar Boulevard #606, ST PETERSBURG, 33715

Strong resaleGolfLakefront

Listed by REAL BROKER, LLC

Active · 162 days

$475,000

2 bd · 2 ba · 1,150 sqft · built 1981

6322 Palma Del Mar Boulevard #706, ST PETERSBURG, 33715

Strong resaleReno opportunityBest value

Listed by COLDWELL BANKER REALTY

Active · 194 days

$425,000

2 bd · 2 ba · 890 sqft · built 1981

6322 Palma Del Mar Boulevard #209, ST PETERSBURG, 33715

Strong resaleLakefront

Listed by COMPASS FLORIDA LLC

Active · 1 days

$395,000

2 bd · 2 ba · 1,150 sqft · built 1981

6322 Palma Del Mar Boulevard #G402, ST PETERSBURG, 33715

Strong resaleRenovatedBest value

Listed by MILLER REALTY & MANAGEMENT

Active · 31 days

$385,000

2 bd · 2 ba · 890 sqft · built 1981

6322 Palma Del Mar Boulevard #213, ST PETERSBURG, 33715

Strong resaleGolfPool

Listed by VINTAGE REAL ESTATE SERVICES

Active · 40 days

$265,000

2 bd · 2 ba · 890 sqft · built 1981

6343 Palma Del Mar Boulevard #126, ST PETERSBURG, 33715

RenovatedBest value

Listed by DESTINATION FLORIDA RENTALS & REAL ESTATE

Active and pending Palma Del Mar IV listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Palma Del Mar IV on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take

Heated pools, spas, clubhouse, and grounds are association-owned
Condo fee scope and reserves vary; confirm in writing
The floor, the view, and condition drive resale here
No CDD on Isla Del Sol; confirm any assessment
Isla Del Sol golf and country club membership is separate and optional

Palma Del Mar IV is one of the Palma Del Mar condominium associations on Isla Del Sol in St. Petersburg, governed by Palma Del Mar Condo Association of Saint Petersburg Number 4 under Chapter 718, Florida Statutes. The phase is reported to date to about 1981, part of the Palma Del Mar community built from the late 1970s to the early 1980s, with a high-rise tower and surrounding villas; confirm the building and unit mix for the specific structure. Units trade by floor and view in a waterfront island setting on Boca Ciega Bay, many with private balconies and bay views. The community offers heated pools and spas, a clubhouse with recreation rooms, picnic and barbecue areas, and a car wash, set within the broader Isla Del Sol island near the Isla Del Sol Yacht and Country Club. There is no CDD. A condominium association governs the building, with a monthly condo fee covering building insurance, water, sewer, cable, internet, the pools, grounds, and reserves; confirm the current fee, reserve study, milestone-inspection status, and flood and insurance picture per building. Leasing is allowed on a longer-term basis with a minimum term rather than nightly or weekly stays.

Nearby & Commute

How far is everything?

The takeaway

Isla Del Sol trades a single-family yard for an island address minutes from the Gulf beaches, downtown St. Petersburg, and the Skyway.

Drive times from Palma Del Mar IV. They are approximate and vary with traffic and your exact start point.

St. Pete Beach~10 min · ~4 miles

Fort De Soto Park~15 min · ~8 miles

Downtown St. Petersburg~15-20 min · ~9 miles

Sunshine Skyway / I-275~10 min · ~5 miles

St. Pete-Clearwater Airport~30 min · ~18 miles

Tampa Int'l Airport~40 min · ~28 miles

Distances and drive times are approximate. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Palma Del Mar IV Homes for Sale in St with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Palma Del Mar IV (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Palma Del Mar IV is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Palma Del Mar IV address.

The takeaway

What actually shapes value in Palma Del Mar IV: a waterfront island location near St. Pete Beach, an older condominium with rising coastal carrying costs, post-Helene flood and insurance exposure, and Florida condo reserve rules. Each item is sourced and dated. We do not publish rumor.

Recent Developments in Palma Del Mar IV

Development Intelligence

Our read on what is being built around Palma Del Mar IV, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishIsland demand near the Gulf beaches supports values, but the main swing factor is the condo carrying cost: insurance, reserve funding, the milestone-inspection picture, and any assessment on the older buildings are the key read for resale. Post-Helene flood and insurance costs are a real layer to confirm per building.

Waterfront island location near St. Pete Beach

Ongoing

BullishMajor impact

SignificanceRadius: Area

Boca Ciega Bay views minutes from the Gulf beaches and the Isla Del Sol golf club are a durable demand driver that newer inland builds cannot reproduce.

Older coastal condominium buildings

Early 1980s

NeutralNotable impact

SignificanceRadius: Community

Construction reported around 1981 means structural milestone inspections and reserve funding matter; confirm the building is current.

Hurricane Helene coastal flood exposure

2024

BearishMajor impact

SignificanceRadius: Area

Helene brought record storm surge to low-lying St. Petersburg and barrier-island areas in 2024; confirm the building's flood elevation, repairs, and current insurance.

Florida condo reserve-funding rules

Ongoing

BearishNotable impact

SignificanceRadius: Area

State reserve rules and rising insurance have lifted condo fees across coastal Florida; budget the full carrying cost per building.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Palma Del Mar IV, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

September 2024
Environment
Hurricane Helene drives record storm surge across St. Petersburg and Tampa Bay
WUSF reported on September 27, 2024 that storm surge from a distant Hurricane Helene created major problems around the Tampa Bay area, with St. Petersburg recording more than six feet of surge that flooded low-lying and barrier-island neighborhoods, surpassing prior records. Why it matters: Isla Del Sol is a low-lying barrier-island setting, so the flood and insurance picture is a real, building-specific carrying cost. Confirm the elevation, any storm history and repairs, and current flood and wind coverage before you offer. Source
October 2023
Community
Palma Del Mar reported as a five-phase, late-1970s to early-1980s island condominium community
A St. Petersburg brokerage guide (Buy In The Bay Realty Group, updated October 2023) describes the Palma Del Mar condos on Isla Del Sol as built between 1978 and 1981 across five phases with five separate associations, with Palma Del Mar IV reported as built in 1981 and adjacent to the Isla Del Sol Yacht and Country Club. Why it matters: Each phase sets its own fee, reserves, and leasing rule, so the condo fee, the reserve picture, and the milestone-inspection status are the real, ongoing carrying cost to confirm for the Number 4 building specifically. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Palma Del Mar IV buying strategy.

If we were buying in Palma Del Mar IV, this is the order of operations we would run, and the one we run for our clients.

Read the condo fee and reserves first. The monthly fee, reserve study, and assessment history drive the true cost on an older coastal building.

Compare floor and view stack by stack. Higher floors and water or bay views set the spread far more than square footage.

Confirm the leasing rule in writing. Palma Del Mar IV allows longer-term leasing with a minimum term, not nightly stays; verify the current rule before buying to rent.

Check insurance, flood, and milestone status. After Helene in 2024, confirm coverage, the elevation and flood picture, and the structural milestone inspection for the specific building.

Weigh the nearby sibling, Palma Del Mar II, on floor, view, reserves, and total carrying cost.

The Quick Decision

Best Buy

A higher-floor unit with a water or bay view in a building with funded reserves and a clean milestone-inspection picture.

Biggest Risk

Underbudgeting the condo fee, the flood and wind insurance, and a possible special assessment on an older coastal building.

Best Lot

Water and bay views over interior-facing stacks; the floor and view drive value here, not a lot.

Smart Timing

Weigh updated units against fixer prices and the building reserve and post-Helene insurance picture before you anchor on a number.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Palma Del Mar IV Homes For Sale

What your money buys in Palma Del Mar IV.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Palma Del Mar IV today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller or interior-facing units

$270K to $280K

Smaller one-bedroom units or interior-facing stacks, the value way into the island and the amenities. Confirm current pricing on the live listings below.

Lowest entry

Core: balcony units with a partial view

$280K to $480K

One and two-bedroom units with a balcony and a partial bay view, the heart of the Palma Del Mar IV market. Confirm current pricing on the live listings below.

Most inventory

High: higher-floor full bay views

$480K to $480K

Higher-floor two-bedroom units with full bay views and interior updates, the strongest resale here. View, floor, and updates separate these most. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$290K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$270K to $280K

Entry: smaller or interior-facing units

Smaller one-bedroom units or interior-facing stacks, the value way into the island and the amenities. Confirm current pricing on the live listings below.

$280K to $480K

Core: balcony units with a partial view

One and two-bedroom units with a balcony and a partial bay view, the heart of the Palma Del Mar IV market. Confirm current pricing on the live listings below.

$480K to $480K

High: higher-floor full bay views

Higher-floor two-bedroom units with full bay views and interior updates, the strongest resale here. View, floor, and updates separate these most. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Palma Del Mar IV, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Golf and lake lots resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Palma Del Mar IV is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Unit Value

The unit premium.

In a condo the value the market gives back at resale is set by the unit, not a lot: the floor, the view line (direct versus partial), and the exposure. The interior can be renovated, but the floor and view cannot, so higher floors and better views hold their value better. How much more they command varies by building, line, and condition, which is why we read it unit by unit against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Palma Del Mar IV holds value.

Our read on the factors that protect resale here, and the one to manage.

Waterfront island location near the beachesStrong

Older coastal building stockWatch it

Confirm reserves and milestone statusManage it

Confirm flood elevation and insuranceWatch it

Read the floor, view, and condition per unitManage it

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Palma Del Mar IV

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Ignoring the optional club cost
Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.

Ignoring the club decision

The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.

Skipping the systems check

A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The island and the view are priced into every listing. The deal is won or lost on the building reserves, the flood and insurance math, and an honest read of the condo fee.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.8B · Buy Score

Resale Strength7.9/10

Renovation Risk4.5/10

Location Efficiency8.6/10

Long-Term Defensibility7.8/10

Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Palma Del Mar IV is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Unit Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

The floor and view drive resale more than finishes
Confirm the stack, the view, and any water exposure
Read condition and updates on the specific unit
Confirm flood elevation and insurance per building
Comp the specific unit, not the area average

In a condominium like this, the floor and the view set the floor on resale while the unit itself can be updated. Read the stack, the view, and any water exposure first, confirm the reserves, the milestone-inspection status, and the flood and insurance picture per building, then price the condition of the unit against the closest comparable sale rather than an area average.

The 15-Second Verdict

Palma Del Mar IV in 15 seconds.

Best forBuyers who want low-maintenance waterfront condo living near St. Pete Beach.

Strong onAn island setting with bay views, heated pools and spas, minutes from the Gulf beaches and the golf club.

WatchCondo fees, flood and wind insurance, and assessment risk on an older coastal building.

Sweet spotA higher-floor unit with a water or bay view in a building with funded reserves and a clean milestone picture.

Not forBuyers who want a single-family yard, nightly rental income, or the lowest carrying cost.

HOA, CDD & Fees

15-Second Take

Monthly condo fee, not a flat HOA due
Building insurance, water, cable often included
Carry your own HO-6 plus a flood quote
Confirm reserves, milestone status, and assessments
No CDD on Isla Del Sol

Palma Del Mar IV is a condominium, so a monthly condo association fee applies rather than a standard HOA due. Reported figures vary by building and unit size and have moved with coastal insurance; confirm the exact monthly fee, the reserve study, the milestone-inspection status, and any planned assessment for the specific building before you offer.

The condo fee typically covers building insurance, water and sewer, cable and internet, the heated pools and spa, the grounds, exterior maintenance, and reserves. Owners still carry their own interior (HO-6) policy and, on the bayfront, should confirm flood coverage separately from the master policy. There is no CDD on the island. The Isla Del Sol Yacht and Country Club nearby offers separate, optional memberships.

Run Your Numbers

Tools for a Palma Del Mar IV buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Palma Del Mar IV.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Palma Del Mar IV

Price it to the floor, the view, and the comps, not the Zestimate.

If you are selling in Palma Del Mar IV, the right list price comes from recent comparable condo sales matched to your floor, your view, your interior updates, and the building reserve and insurance picture, not an automated estimate.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Palma Del Mar IV, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Palma Del Mar II, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Palma Del Mar IV home worth?

Get a no-obligation home value based on real comparable sales in Palma Del Mar IV matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Palma Del Mar IV on the map →
Or get your Palma Del Mar IV home value & selling guide →

Real comps, not a Zestimate.

How much local inventory is already under contract

14% of homes for sale in ZIP 33715 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Palma Del Mar Iv St Petersburg Market Scorecard

Strong buyer's market

Palma Del Mar Iv St Petersburg is currently a strong buyer's market. About 18.0 months of supply, a median asking price of $410,000, and homes go under contract in about 36 days.

18.0

Months supply

$410,000

Median list

$290,000

Median sold

$423

Per sqft

Days on mkt

6/0/4

Active/Pend/Sold

Typical home value in the 33715 ZIP is $463,753, about 11.2% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Palma Del Mar IV located?

Palma Del Mar IV is on Isla Del Sol, a small island in Boca Ciega Bay in St. Petersburg, Pinellas County, Florida (ZIP 33715), minutes from St. Pete Beach and the Pinellas Bayway.

Is Palma Del Mar IV a condo or single-family community?

It is a condominium community. The phase is reported to date to about 1981, part of the Palma Del Mar community built from the late 1970s to the early 1980s, with a high-rise tower and surrounding villas, many with bay views. Confirm the building and unit mix for the specific structure.

How is Palma Del Mar IV different from the other Palma Del Mar buildings?

Palma Del Mar IV is governed by its own association, Palma Del Mar Condo Association of Saint Petersburg Number 4. Each Palma Del Mar association sets its own fee, reserves, and leasing rule, so confirm the documents for the specific building.

What are the condo fees in Palma Del Mar IV?

Palma Del Mar IV is governed by a condominium association with a monthly condo fee. Reported figures vary by building and unit size; confirm the current fee, the reserve study, and any assessment before you offer.

Can I rent out a unit in Palma Del Mar IV?

Leasing is allowed on a longer-term basis. The Palma Del Mar associations report a minimum lease term rather than nightly or weekly stays, so this is an owner-occupied and seasonal community, not a vacation-rental building. Confirm the current leasing rule in the Number 4 governing documents before buying to rent.

Does Palma Del Mar IV have a CDD?

No. There is no Community Development District here. The carrying cost is the monthly condo fee plus insurance and taxes; confirm the figures per unit and building.

What amenities does Palma Del Mar IV have?

The community offers heated pools and spas, a clubhouse with recreation rooms, picnic and barbecue areas, and a car wash, set within the Isla Del Sol island near the Isla Del Sol Yacht and Country Club.

Did Hurricane Helene affect Isla Del Sol?

Hurricane Helene in September 2024 pushed record storm surge across low-lying St. Petersburg and the barrier-island areas, including Isla Del Sol. Confirm the specific building's flood elevation, any storm history, repairs, and current flood and wind insurance before you offer.

What schools serve Palma Del Mar IV?

The area is served by Pinellas County Public Schools. Assignment is by address, so confirm the current zoned elementary, middle, and high school for a specific unit with the district.

How far is Palma Del Mar IV from St. Pete Beach?

Isla Del Sol connects to St. Pete Beach and the Gulf via the Pinellas Bayway, with the beach only a short drive away. We will map your real drive times.

What does a unit in Palma Del Mar IV cost?

We do not publish a price figure here. Pricing tracks the specific floor, view, interior updates, and the building reserve picture. Confirm current pricing on the live listings on this page; we pull exact comps before you offer.

Is Palma Del Mar IV a good investment?

It offers a strong waterfront island location near the beaches, but as an older coastal condo the building reserves, flood and wind insurance, and condo fee decide the true cost. We give you the honest trade-offs.

What should I check before buying an older coastal condo here?

Confirm the reserve study, the structural milestone inspection status, the flood elevation and insurance, and any special assessment, along with the floor and view. These drive value far more than square footage.

Why are coastal condo fees rising in Florida?

Insurance costs and new state reserve-funding rules have raised condo carrying costs across coastal Florida. Confirm how a specific building has responded before you offer.

Do I need my own agent to buy a condo here?

Yes. The listing agent works for the seller. Your own agent confirms the reserves, the milestone and assessment picture, the flood and insurance status, pulls true comps, and negotiates for you. Momentum Realty represents you, not the seller.

The Verdict

Should you buy in Palma Del Mar IV?

An honest fit check. We will tell you when it is not your community.

You want low-maintenance waterfront condo living near the beachesExcellent fit

You are drawn to an island setting with bay views and heated poolsExcellent fit

You will read the reserves and condo fee as carefully as the unitExcellent fit

You are a seasonal or second-home owner who leases long-term, not nightlyExcellent fit

You will confirm the flood, insurance, and milestone picture per buildingExcellent fit

You want a single-family home with a yardProbably not

You need nightly or weekly short-term rental incomeProbably not

You are uneasy with coastal flood, insurance, and assessment riskProbably not

You want the lowest possible monthly carrying costProbably not

You will not confirm reserves and post-Helene insurance per buildingProbably not

Get the inside read on Palma Del Mar IV

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Palma Del Mar IV home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Palma Del Mar IV specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Palma Del Mar IV — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Palma Del Mar IV Homes for Sale in St. Petersburg, FL

The 60-Second Overview

Who Palma Del Mar IV is best for.

Best for

Probably not for

How Palma Del Mar IV is performing right now

Homes For Sale Right Now in Palma Del Mar IV

Palma Del Mar IV on the map.

The Club & Membership

How far is everything?

Nearby Communities

Schools

Recent Developments in Palma Del Mar IV

Waterfront island location near St. Pete Beach

Older coastal condominium buildings

Hurricane Helene coastal flood exposure

Florida condo reserve-funding rules

Hurricane Helene drives record storm surge across St. Petersburg and Tampa Bay

Palma Del Mar reported as a five-phase, late-1970s to early-1980s island condominium community

The Palma Del Mar IV buying strategy.

The full read, only if you want it.

What your money buys in Palma Del Mar IV.

What ~$290K buys here.

Renovation & Resale Intelligence

The renovation premium.

The unit premium.

How well Palma Del Mar IV holds value.

5 Mistakes Buyers Make in Palma Del Mar IV

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Ignoring the club decision

Skipping the systems check

Momentum Buy Score.

Why our read on Palma Del Mar IV is different.

Which Lots & Views Hold Value Best

Palma Del Mar IV in 15 seconds.

HOA, CDD & Fees

Tools for a Palma Del Mar IV buy.

Price it to the floor, the view, and the comps, not the Zestimate.

In Palma Del Mar IV, condition and view decide your number

What is your Palma Del Mar IV home worth?

Price History: What Homes Here Have Actually Sold For

Palma Del Mar Iv St Petersburg Market Scorecard

Frequently Asked Questions

Should you buy in Palma Del Mar IV?

Get the inside read on Palma Del Mar IV

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.