Plantation Farms
South Homes for Sale in Keystone Heights, FL

Acreage homesites · Keystone Heights · ZIP 32656

An established acreage section of the Plantation Farms community south of downtown Keystone Heights in Clay County, built around larger lots rather than a tight platted grid.

Acreage homesitesKeystone Heights, Clay CountyEstablished section
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Inventory here is thin and parcel-driven rather than a large standing pool of comparable resales. Confirm current availability and parcel specifics before you tour.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Plantation Farms South is the southern section of the wider Plantation Farms community, built on larger acreage parcels rather than uniform platted lots. A homeowners association is on record for the broader community going back to 1977, but whether this section carries dues, and what those dues cover, needs direct confirmation, since individual acreage listings here have referenced no HOA restrictions. Because lot size and home age vary parcel to parcel, comps need to be built listing by listing rather than off a single neighborhood median."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Plantation Farms South is a section of the established Plantation Farms community south of downtown Keystone Heights, in unincorporated Clay County. Rather than a single uniform grid of resale lots, the area is built around larger acreage parcels, several of which are zoned agricultural and residential.

Homes in the section are primarily site-built single-family houses, though some parcels are noted as suitable for manufactured or mobile homes, and lot sizes commonly run from about one to several acres, so buyers should expect real variation from parcel to parcel in home age, size, and improvements.

The setting trades on Keystone Heights' broader character: a small Clay County town near freshwater lakes and the Palatka to Lake Butler rail trail, with Gainesville, Jacksonville, and Starke all within a roughly half hour to hour drive.

Best for

  • Buyers who want acreage and room between neighbors within an established, named community
  • Buyers comfortable verifying HOA status and dues directly rather than assuming a standard fee structure
  • Buyers comfortable evaluating each home and parcel individually rather than relying on a uniform comp set

Probably not for

  • Buyers who want a small, tightly platted lot with uniform lot lines
  • Buyers who need a fully documented, active HOA amenity package on day one
  • Buyers who need a short commute into central Jacksonville

How Keystone Heights is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Plantation Farms South update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Keystone Heights listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Plantation Farms South buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Keystone Heights5 to 10 min · approximate
Gainesville30 to 40 min · approximate
Jacksonville45 to 60 min · approximate
Starke20 to 25 min · approximate
Palatka to Lake Butler rail trailMinutes · runs through the Keystone Heights area

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Plantation FarmsSouth Homes for Sale in Keystone Heights, FL with Momentum Realty’s local guides.

KCKeystone Club Estates Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 0.1 miAWAri Woods Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 0.2 miBakersfield Homes for Sale in Keystone Heights, FLBakersfield Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 0.6 miALAlan Lake Estates Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 0.7 miDSDeer Springs Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 1.2 miLBLake Brooklyn Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 1.3 miBedfordOaks Homes for Sale in Keystone Heights, FLBedfordOaks Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 2.0 miPlantation Farms Homes for Sale in Keystone Heights, FLPlantation Farms Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 2.1 miCLCrystal Lake Homesites Homes for Sale in Keystone Heights, FLKeystone Heights, FL · 2.4 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Keystone Heights (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Keystone Heights is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Keystone Heights Junior/Senior High School (Clay County School District, verify by address)

Middle

Keystone Heights Junior/Senior High School or your address-zoned middle school (verify by address)

Elementary

Keystone Heights Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Keystone Heights address.

The takeaway

Keystone Heights remains a small, lake-centered Clay County town whose appeal is rural and semi-rural space rather than new commercial growth.

Recent Developments in Plantation Farms South

Our read on what is being built around Keystone Heights, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishSteady demand for acreage living in the wider Jacksonville-Gainesville corridor, balanced against the practical tradeoffs of a rural setting and an HOA status that needs individual confirmation.

Area growth along the Jacksonville-Gainesville corridor

Ongoing
BullishNotable impact
SignificanceRadius: Region

Clay County has continued to add residents, and acreage sections like Plantation Farms South draw buyers priced out of tighter suburban lots closer to Jacksonville.

Insurance and well or septic costs

2026
NeutralNotable impact
SignificanceRadius: Community

Rural acreage parcels commonly rely on private well and septic systems rather than municipal utilities. Budget for inspection, maintenance, and homeowners insurance specific to the property before you commit.

Market conditions vary by parcel

2026
NeutralMinor impact
SignificanceRadius: Community

Because homes here differ widely in size, age, and lot acreage, pricing does not move as a single trend line the way it does in a uniform subdivision. Compare each listing on its own facts.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Plantation Farms South, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Plantation Farms SouthGet a short monthly email when something new is approved, funded, or opens near Plantation Farms South.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Keystone Heights, this is the order of operations we would run, and the one we run for our clients.

    1

    Confirm the exact lot acreage, zoning, and any easements on the specific parcel with the Clay County Property Appraiser before you tour.

    2

    Ask the Plantation Farms Homeowners Association directly whether this South section is a member section and what current dues, if any, apply.

    3

    Get a bindable homeowners insurance quote for the specific home, since rural construction type and age vary widely here.

    4

    Verify the exact zoned elementary, middle, and high schools by the home's address with the Clay County School District.

    5

    Ask whether the home is on a private well and septic system and request service and inspection records.

    Best Buy
    A well-maintained home on a confirmed-acreage parcel with clear HOA status and known well and septic condition.
    Biggest Risk
    Ambiguous HOA coverage for this section combined with wide variation in home age and lot size makes simple comps unreliable.
    Best Lot
    Acreage and space between neighbors are the draw; verify boundaries, zoning, and any easements before you commit.
    Smart Timing
    Inventory is thin and parcel-driven rather than tied to a release schedule.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Site-built single-family homes on acreage parcels, with some listings noting mobile-home-friendly zoning

    Lot size

    Roughly 1 to 5 acres per parcel, varies by lot

    Era

    Mixed ages of construction; verify the exact build year on any parcel

    Bedrooms

    Varies by home, typically 2 to 4

    Costs & Fees

    HOA

    A Plantation Farms Homeowners Association is on record for the broader community, on file since 1977; confirm with the association whether this South section carries dues

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primarily single-family residences on rural to semi-rural acreage lots

    Amenities

    Marketed

    No shared community amenities identified; individual acreage parcels rather than an amenitized tract

    Status

    Unincorporated Clay County setting near the Keystone Heights lakes area

    Location

    Town

    Keystone Heights, Clay County

    Downtown Keystone Heights

    A few minutes away

    Gainesville

    About 30 to 40 min (approximate)

    Jacksonville

    About 45 to 60 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the lower end of the market you will generally find smaller or older homes on acreage parcels that may need updating.

    Lowest entry
    The Core

    In the middle of the market, expect larger site-built homes on comparable acreage, with condition and recent updates driving most of the price difference between listings.

    Most inventory
    The Top

    At the upper end, look for newer or well-renovated homes on larger or more desirable parcels, potentially with additional outbuildings or improvements. Verify specifics on the current listing.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the lower end of the market you will generally find smaller or older homes on acreage parcels that may need updating.
    The Core
    In the middle of the market, expect larger site-built homes on comparable acreage, with condition and recent updates driving most of the price difference between listings.
    The Top
    At the upper end, look for newer or well-renovated homes on larger or more desirable parcels, potentially with additional outbuildings or improvements. Verify specifics on the current listing.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Parcel variationWide range by lot
    Utility setupPrivate well and septic typical
    HOA clarityMembership and dues unconfirmed for this section
    Comps reliabilityEvaluate parcel by parcel
    Road conditionVerify by parcel

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Keystone Heights

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a uniform subdivision, it is the parcel and its paperwork in front of you, so verify both before you commit.

    Jon Brooks · Founder, Momentum Realty
    6.0C · Buy Score
    Resale Strength5.4/10
    Renovation Risk5.6/10
    Location Efficiency6.0/10
    Long-Term Defensibility5.5/10
    Carrying Cost Advantage5.8/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Keystone Heights is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Lot sizes vary meaningfully, roughly one to several acres, so verify the exact parcel size.
    • Most parcels rely on private well and septic; get service and inspection records.
    • Confirm the specific parcel's zoning, since agricultural and residential designations both appear in this section.
    • Confirm HOA membership status and any easements or private road maintenance responsibility before you commit.
    • Acreage and space are the durable value here, more than a specific floor plan.

    In an acreage section like Plantation Farms South, the parcel itself, not a shared floor plan or amenity package, is the durable source of value. Lot size, zoning, well and septic condition, HOA membership status, and any easements or private road obligations all vary parcel to parcel and should be verified directly with the Clay County Property Appraiser, the homeowners association, and a qualified inspector before you buy.

    Keystone Heights in 15 seconds.

    Best forBuyers who want acreage within a named, established Keystone Heights community rather than a tight platted lot.
    Biggest advantageLarger lots and more space between neighbors than a standard platted subdivision.
    Biggest riskHOA coverage for this section is not clearly documented, and parcel-to-parcel variation makes comps unreliable.
    Sweet spotA well-kept home on a confirmed-acreage parcel with clear HOA status, well, and septic condition.
    Avoid ifYou need a fully documented active HOA amenity package or a small, uniform platted lot.

    HOA, CDD & Fees

    15-Second Take
    • A Plantation Farms Homeowners Association is on record for the broader community since 1977; confirm this section's status and dues directly.
    • No CDD identified, but confirm on the parcel's tax record.
    • No shared community amenities identified; this is an acreage section, not an amenitized neighborhood.
    • Some parcels are zoned agricultural and residential; confirm the specific parcel's zoning.
    • Budget for well, septic, and rural homeowners insurance as real carrying costs.

    A Plantation Farms Homeowners Association has been on record in Clay County since 1977 for the broader Plantation Farms community. Whether the South section is an active member of that association, and what current dues apply, has not been independently confirmed here; ask the association directly.

    What, if anything, the association funds for this section is unconfirmed. Confirm any private road maintenance agreements or easements that may apply to a specific parcel.

    There is no golf course or private club associated with this section.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Keystone Heights, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Plantation Farms West, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Keystone Heights home worth?

    Get a no-obligation home value based on real comparable sales in Keystone Heights matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Plantation Farms South on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Plantation Farms South year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,806/mo
    Clay County typical true cost to own
    $99/mo
    Clay County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Plantation Farms South are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Plantation Farms South a platted subdivision with an HOA?
    It is a section of the established Plantation Farms community in unincorporated Clay County, south of downtown Keystone Heights. A homeowners association has been on record for the broader community since 1977, but this section's membership status and dues are unconfirmed; ask the association directly.
    How big are the lots?
    Lot sizes vary by parcel, commonly running from about one to several acres. Verify the exact acreage of any specific parcel with the Clay County Property Appraiser.
    What types of homes are in the community?
    The section includes primarily site-built single-family homes, with some parcels noted as suitable for manufactured or mobile homes. Construction age and condition vary from parcel to parcel.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this section, but CDD status is best confirmed on the specific parcel's tax record with the Clay County Property Appraiser.
    Do homes here have city water and sewer?
    Parcels in this section typically rely on private well and septic systems rather than municipal utilities. Confirm the utility setup and get service records for any specific home.
    Is this section gated or age-restricted?
    No. Plantation Farms South is not gated and not age-restricted.
    What schools serve the community?
    It is in the Clay County School District. Keystone Heights Elementary School and Keystone Heights Junior/Senior High School serve the area; verify the exact zoned schools by the home's address.
    How far is Gainesville and Jacksonville?
    Gainesville is roughly a 30 to 40 minute approximate drive, and Jacksonville is roughly 45 to 60 minutes. Both drive times are approximate and vary by exact parcel location.
    What is the biggest risk of buying here?
    Unconfirmed HOA coverage for this section, combined with wide variation in home age, construction type, and lot size, means a simple neighborhood-wide comp does not reliably price any one listing.
    Is this a good fit if I want community amenities?
    No shared community amenities such as a pool or clubhouse have been identified for this section. The appeal is acreage and space, not managed amenities.
    How should I evaluate a specific parcel?
    Confirm the exact lot acreage, zoning, HOA status, well and septic condition, any easements, and the home's construction age and type directly with the Clay County Property Appraiser, the homeowners association, and a qualified inspector before you make an offer.
    Should I get my own agent for this kind of purchase?
    Yes. Acreage parcels with an unconfirmed HOA status carry utility, easement, and comps questions that differ from a standard subdivision purchase, and your own agent represents your interests through that evaluation.
    How current is the data on this page?
    Market figures come from live Clay County MLS data and update regularly. Always confirm current price and availability directly before you make an offer.
    Who is the best real estate agent for Plantation Farms South?
    The best agent for Plantation Farms South is one who actively works Keystone Heights and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Plantation Farms South.
    How do I find a top Keystone Heights real estate agent who knows Plantation Farms South?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Plantation Farms South and the wider Keystone Heights area.
    Can Momentum Realty connect me with an agent for Plantation Farms South?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Plantation Farms South purchase or sale - no call center and no pressure.
    You want acreage and space within a named, established Keystone Heights community.Excellent fit
    You are comfortable verifying HOA status and dues directly before you commit.Excellent fit
    You are comfortable evaluating well, septic, and parcel condition individually.Excellent fit
    You value proximity to Keystone Heights' lakes and the rail trail.Excellent fit
    You need a fully documented, active HOA amenity package on day one.Probably not
    You prefer the predictability of a small, uniform platted subdivision lot.Probably not
    You need a short commute into central Jacksonville.Probably not
    You are not prepared to evaluate well, septic, zoning, and rural utility conditions.Probably not

    Get the inside read on Keystone Heights

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Keystone Heights home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Keystone Heights specialist will reach out personally, usually the same day.

    Median sale price in Plantation Farms South, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Clay County market guide or every community in the Neighborhood Finder.

    Get my Clay County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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