Aerial view of S Summerland Key Yac

S Summerland Key Yac
Homes for Sale in Summerland Key, FL

All 22 homes for sale in Summerland Key, FL · median $1,275,000 · 21 homes for sale in 33042 · Monroe County homes for sale

Community in Summerland Key · Monroe County · ZIP 33042
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Florida Keys MLS data19 years of closingsUpdated twice daily

Nearby homes for sale

No active listings inside S SUMMERLAND KEY YAC right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

24923 Park Drive
$899K · 0.1 mi away
2 bd · 1 ba
24923 Park Drive
Listed by Island Real Estate Company Florida Keys
27 N Lake Drive
$799K · 0.1 mi away
3 bd · 1 ba
27 N Lake Drive
Listed by Taylor & Assoc. RE, Inc.
96 John Street
$535K · 0.1 mi away
3 bd · 2 ba
96 John Street
Listed by Berkshire Hathaway HomeServices Knight & Gardner Realty
24840 Park Drive
$950K · 0.2 mi away
3 bd · 2 ba
24840 Park Drive
Listed by LAER Realty
24740 Park Drive
$649K · 0.2 mi away
2 bd · 2 ba
24740 Park Drive
Listed by Coldwell Banker Schmitt Real Estate Co
486 S Airport Drive
$1.30M · 0.3 mi away
2 bd · 2 ba
486 S Airport Drive
Listed by Keller Williams Key West Compass Realty

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The market around S Summerland Key Yac

S Summerland Key Yac is too small for its own price trend, so here is the market around it.

In ZIP 33042, 146 homes are on the market and 18% are under contract — a slower corner of Summerland Key.

Across Monroe County, 1,294 homes are active and 245 pending (16% under contract).

ZIP and county figures describe the wider market, not S Summerland Key Yac specifically. Momentum Research analysis of MLS records.

If we were buying in S Summerland Key Yac today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in S Summerland Key Yac.

The location and the amenities are priced into every listing in S Summerland Key Yac. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the S Summerland Key Yac homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in S Summerland Key Yac.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed S Summerland Key Yac sales matched to your home.

What is your S Summerland Key Yac home worth?

Get a no-obligation home value based on real comparable sales in S Summerland Key Yac, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Summerland Key →

Real comps, not an automated estimate.

Data sources & freshness

Under-contract sharesFlorida Keys MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2007 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Keys MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Keys MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
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Common questions about S Summerland Key Yac

Where is S Summerland Key Yac?

S Summerland Key Yac is a community in Summerland Key, Monroe County, Florida, ZIP 33042.

Are there homes for sale in S Summerland Key Yac right now?

No active listings inside S Summerland Key Yac at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does S Summerland Key Yac have an HOA or CDD?

No HOA is on record for S Summerland Key Yac in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Summerland Key & The Florida Keys & Monroe County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of The Florida Keys & Monroe County or the full Neighborhood Finder.

Nearby Communities

Explore more neighborhoods near S Summerland Key Yac with Momentum Realty’s local guides.

Summerland Key Cove0.2 mi away · median $1.04M, 16 sales/12 moSummerland Estates0.4 mi away · median $4.28M, 5 sales/12 moSummerland Cove Isle0.6 mi away · median $2.36M, 8 sales/12 moSummerland Key Gard0.8 mi awaySummerland Beach0.9 mi away · median $2.28M, 4 sales/12 moDobie S1.0 mi awaySnug Harbor (Monroe)1.1 mi awayVenture Out1.9 mi away · median $668K, 22 sales/12 mo

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Monroe County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$5,685/mo
Monroe County typical true cost to own
$365/mo
Monroe County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.