SUMMERLAND ESTATES
Homes for Sale in Summerland Key, FL
True comps, carrying-cost math, and listings before the portals.
The 60-Second Overview
SUMMERLAND ESTATES market snapshot (as of July 27, 2026): the median sale price is about $4.28M, and a median 114 days on market for closed sales.
SUMMERLAND ESTATES is a community of 265 homes in Summerland Key, Monroe County, built between 1943 and 2024 (median 1982.0), with a median living area of about 1,364 square feet. 39% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 27 of each year, from record-level floridakeys closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($4.28M) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The SUMMERLAND ESTATES buying strategy.
If we were buying in SUMMERLAND ESTATES today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SUMMERLAND ESTATES.
A closer look at the SUMMERLAND ESTATES market
Homes in SUMMERLAND ESTATES trade around a median of $4.28M, where condition and lot do more to set the final number than the asking price does.
The housing stock is 265 homes built between 1943 and 2024, and 39% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in SUMMERLAND ESTATES. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in SUMMERLAND ESTATES buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.7). Basis: Long-Term Appreciation +2606% since 2012; Owner Commitment 39% owner-occupied; Pricing Power 98.8% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a SUMMERLAND ESTATES buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SUMMERLAND ESTATES sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in SUMMERLAND ESTATES, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your SUMMERLAND ESTATES home worth?
Get a no-obligation home value based on real comparable sales in SUMMERLAND ESTATES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in SUMMERLAND ESTATES on the map →
Frequently Asked Questions
What is the median home price in SUMMERLAND ESTATES?
How long do homes in SUMMERLAND ESTATES take to sell?
How many homes are in SUMMERLAND ESTATES?
What share of SUMMERLAND ESTATES is owner-occupied?
When were the homes in SUMMERLAND ESTATES built?
Do cash buyers compete in SUMMERLAND ESTATES?
Have SUMMERLAND ESTATES home prices gone up?
Who is the best real estate agent for SUMMERLAND ESTATES?
How do I find a top Summerland Key real estate agent who knows SUMMERLAND ESTATES?
Can Momentum Realty connect me with an agent for SUMMERLAND ESTATES?
Data sources & freshness
| Community market stats | floridakeys closed sales, 12-month windows ending July 27, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (7 streets, ZIP 33042/33043)) |
| Historical depth | Closed-sale records back to 2001 (54 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More Summerland Key & The Florida Keys & Monroe County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of The Florida Keys & Monroe County or the full Neighborhood Finder.