Sportsman Harbor 3
Homes for Sale in Welaka, FL
True comps, carrying-cost math, and listings before the portals.

Sportsman Harbor 3 is a small pocket in Welaka where price is driven almost entirely by condition and the individual property, not by a uniform product. With a build range spanning 1955 to 2024 and a median year built of 1991, you are looking at everything from mid-century structures to recent construction sitting side by side. There is no single "comp" that covers the whole neighborhood, so pricing here rewards close, property-by-property analysis.
The market posture is quiet and thin — this is a 136-home community, and turnover moves at its own pace. For a buyer, that means patience and a willingness to underwrite condition carefully rather than lean on neighborhood averages. For a seller, it means realistic pricing tied to your home's actual state and updates, not to a headline number pulled from a very different vintage down the street.
Who Sportsman Harbor 3 is best for.
Best for
- Buyers seeking a compact, lower-maintenance home who will budget for inspections and possible updates
- Second-home or recreational buyers drawn to a river-adjacent Welaka setting
- Value-focused buyers comfortable underwriting an older structure property-by-property
Probably not for
- Buyers who need a large floor plan and lots of square footage
- Buyers who want a uniform, new-construction subdivision with clean, plentiful comps
- Buyers who need quick resale liquidity in a fast-moving market
The market around Sportsman Harbor 3
Sportsman Harbor 3 is a small community — 27 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32193, 31 homes are on the market and 13% are under contract — a slower corner of Welaka.
Across Putnam County, 520 homes are active and 132 pending (20% under contract).
The housing mix here is 55% manufactured home, 46% single family residence.
ZIP and county figures describe the wider market, not Sportsman Harbor 3 specifically. Momentum Research analysis of MLS records.
The Sportsman Harbor 3 buying strategy.
If we were buying in Sportsman Harbor 3 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sportsman Harbor 3.
A mixed-vintage pocket where condition rules
The defining feature here is spread. A median year built of 1991 sits in the middle of a range that runs from 1955 all the way to 2024, so two homes on the same block can be generations apart in construction, systems, and finish. That makes due diligence — roof, HVAC, plumbing, and structure — the single most important part of any purchase, because the median tells you very little about the specific house in front of you.
Homes trend smaller, with a median living area near 1,344 square feet, which suits buyers who want a manageable footprint rather than a sprawling floor plan. Homestead share sits at about 41 percent, meaning a meaningful portion of the properties are not owner-occupied primary residences — consistent with a Welaka location that draws second-home and recreational interest along the river corridor.
The location and the amenities are priced into every listing in Sportsman Harbor 3. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, mixed-vintage market like Sportsman Harbor 3, the wrong comp can cost you real money on either side of the table. We price and evaluate homes individually — reading condition, age, and updates against a small pool of activity — so you are not overpaying on an older structure or underselling an updated one. When the fit is wrong, we will say so plainly.
Sportsman Harbor 3 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sportsman Harbor 3 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sportsman Harbor 3 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sportsman Harbor 3, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sportsman Harbor 3 home worth?
Get a no-obligation home value based on real comparable sales in Sportsman Harbor 3, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Sportsman Harbor 3 on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Sportsman Harbor 3?
What share of Sportsman Harbor 3 is owner-occupied?
When were the homes in Sportsman Harbor 3 built?
Do cash buyers compete in Sportsman Harbor 3?
Who is the best real estate agent for Sportsman Harbor 3?
How do I find a top Welaka real estate agent who knows Sportsman Harbor 3?
Can Momentum Realty connect me with an agent for Sportsman Harbor 3?
Should you buy in Sportsman Harbor 3?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32189/32193)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2012 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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