St Andrews Cove Condo
Homes for Sale in Clearwater, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat

St Andrews Cove is a small 1976-vintage condo community in Clearwater, and at this scale price is driven far more by unit condition than by any broad market trend. With a median around $102,000 and a median size near 710 square feet, this is compact, entry-level condo product where updated interiors and floor location will move a deal more than anything happening across Pinellas.
The current posture favors buyers who are patient. A median of roughly 101 days on market is slow, and the year-over-year median is down 32%, so sellers should price to condition and expect negotiation rather than competition. With only 9 homes in the snapshot and 4 recent closings, individual sales swing the numbers hard — treat every figure here as directional, not precise.
St Andrews Cove Condo right now
🔴 Off the recent peak. The trailing-12-month median ($102K) is down 32.0% from the prior 12 months ($150K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (4 and 3 sales in the two windows).
What's unique here: the median sale price is about 74% below the typical Pinellas County sale ($102K vs $390K, trailing 12 months, Stellar MLS records).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
St Andrews Cove Condo market snapshot (as of July 15, 2026): the median sale price is about $102K ($127 per sq ft over the trailing 12 months of closed sales), and a median 101 days on market for closed sales. The trailing-12-month median is down 32% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
St Andrews Cove Condo is a community of 9 homes in Clearwater, Pinellas County, built between 1976 and 1976 (median 1976), with a median living area of about 710 square feet. 11% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
St Andrews Cove is a small, older condo community where the pricing story is about square footage and interior condition, not amenities or scale. The thin sales volume means the headline stats can shift sharply on a single closing.
Who St Andrews Cove Condo is best for.
Best for
- Budget-conscious buyers targeting an entry-level price point around the low six figures
- Investors comfortable evaluating an older, small-footprint condo on condition and rental math
- Patient buyers willing to negotiate in a slow-moving market
Probably not for
- Buyers needing more than the roughly 710-square-foot median footprint
- Sellers who need to close fast given the extended days-on-market
- Anyone wanting new construction or a large amenity-rich community
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($102K) IS the median in the snapshot above, and the move from 2025 ($150K) IS the -32.0% one-year change.
Windows contain 0 to 12 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The St Andrews Cove Condo buying strategy.
If we were buying in St Andrews Cove Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Andrews Cove Condo.
Small pool, slow clock
Everything here was built in 1976, so buyers are shopping a single era of construction. That consistency simplifies comparisons — you are largely weighing one renovated or dated unit against another. With a median near 710 square feet and a median price per square foot around $127, the math rewards buyers who can read condition and see past cosmetics.
The homestead share is low, near 11%, which is common for compact condos at this price point and worth noting for anyone weighing owner-occupancy against investment use. Combined with a slow median days-on-market and a soft year-over-year read, the environment gives a prepared buyer room to negotiate. Sellers, in turn, need realistic pricing and clean presentation to avoid sitting.
The location and the amenities are priced into every listing in St Andrews Cove Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in St Andrews Cove Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (0.4). Basis: Recent Direction -32.0% year-over-year; Owner Commitment 11% owner-occupied; Pricing Power 78.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this small, the averages lie — four closings and nine units mean a single outlier can distort the picture. We read the individual comps, weigh condition against the median, and tell you plainly whether a given unit is priced to its actual state. On the sell side, we set expectations against a slow clock rather than a hopeful one.
St Andrews Cove Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St Andrews Cove Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Andrews Cove Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Andrews Cove Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Andrews Cove Condo home worth?
Get a no-obligation home value based on real comparable sales in St Andrews Cove Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in St Andrews Cove Condo?
How long do homes in St Andrews Cove Condo take to sell?
How many homes are in St Andrews Cove Condo?
What share of St Andrews Cove Condo is owner-occupied?
When were the homes in St Andrews Cove Condo built?
Do cash buyers compete in St Andrews Cove Condo?
Who is the best real estate agent for St Andrews Cove Condo?
How do I find a top Clearwater real estate agent who knows St Andrews Cove Condo?
Can Momentum Realty connect me with an agent for St Andrews Cove Condo?
Should you buy in St Andrews Cove Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 33755)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (56 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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