Summer Creek in Gainesville

Summer Creek

Established 1988 · Gainesville · Alachua County

An established late-1980s to early-1990s single-family community in northwest Gainesville off NW 39th Avenue, with a low HOA and the Buchholz school zone.

NW Gainesville, establishedSingle-family, 1987 to 1993 reportedLow HOA reported
Live Market Pulse
66/100
Momentum
Balanced Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Summer Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$314K
Median Price
2mo
Supply
24days
Avg DOM
Balanced
Seller Leverage
$207/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Summer Creek is an established single-family community in northwest Gainesville, reported as built between roughly 1987 and 1993, off NW 39th Avenue, with homes reported roughly 1,200 to 2,260 square feet on lots from about 0.11 to 0.39 acre and a low monthly HOA (community profiles). The read is settled, attainable value in a popular northwest area near schools, parks, and medical and retail corridors, where condition and the lot drive the number. The buy turns on the specific home, its age and condition, the lot, the HOA, and an honest renovation read. Confirm the parcel, ZIP, HOA dues, flood zone, and zoned schools with the listing."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Summer Creek market snapshot (as of June 18, 2026): the median sale price is about $314K ($207 per sq ft), with homes averaging 24 days on market and 2.0 months of supply, a balanced market (limited data). Based on 12 recent closings in live Stellar MLS data.

Summer Creek is an established single-family community in northwest Gainesville (ZIP reported around 32606), Alachua County, off NW 39th Avenue (community profiles). This config covers the Summer Creek community, including its phases; confirm the parcel with the listing.

Homes are single-family, reported as built between roughly 1987 and 1993, roughly 1,200 to 2,260 square feet with an average near 1,560 square feet, on lots reported from about 0.11 to 0.39 acre; treat figures as reported and confirm per home.

The community is reported to have a low monthly HOA and to sit near restaurants, banks, medical centers, schools, and parks in the northwest part of Gainesville.

Because this is an established community, the decision is home-specific. Read the home's age and condition, the lot, the HOA and what it covers, and comp within Summer Creek by condition; confirm the zoned schools.

Best for

  • Buyers who want a settled single-family community in northwest Gainesville with a low HOA
  • Buyers who value the northwest school, park, and retail corridors
  • Buyers who want an established home over new construction
  • Buyers who will read condition, the lot, and the HOA before they offer

Probably not for

  • Buyers who want no HOA and full control of the yard
  • Buyers who want acreage or a rural setting
  • Buyers who want a historic or in-town Gainesville home
  • Buyers who want a turnkey home with no renovation reserve

How Summer Creek is performing right now

66/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
2Months of supplytight
23Median days on marketdays
1 : 2Under contract vs for salestrong demand
12Sold in last 12 monthsliquidity
+11%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 18, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Summer Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Summer Creek buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Summer Creek

Live MLS inventory for Summer Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Summer Creek listings as of 2026-06-18, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

NW 39th Avenue corridor~1 to 4 min · corridor, approximate
Santa Fe College~5 to 10 min · approximate
North Florida Regional Medical Center~6 to 12 min · approximate
Interstate 75~6 to 12 min · regional access, approximate
University of Florida~12 to 18 min · south, approximate
Northwest shopping and dining~4 to 9 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Summer Creek with Momentum Realty’s local guides.

FOFletcher OaksGainesville, FL · 0.2 miBWBuckridge WestGainesville, FL · 0.3 miFMFoxcroft ManorGainesville, FL · 0.3 miTITimberwayGainesville, FL · 0.3 miKWKimberly WoodsGainesville, FL · 0.4 miREThe ReserveGainesville, FL · 0.4 miVWVillage of WeatherlyGainesville, FL · 0.4 miTLTara Lane Homes for Sale in Gainesville, FLGainesville, FL · 0.4 miHUHuntingtonGainesville, FL · 0.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Summer Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Alachua County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Summer Creek is served by Alachua County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Summer Creek address.

The takeaway

What actually shapes value in Summer Creek, sourced and dated. We do not publish rumor.

Recent Developments in Summer Creek

Our read on what is being built around Summer Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is an established late-1980s to early-1990s single-family community in northwest Gainesville with a low HOA. The watch items are home age and condition, the lot, the HOA, and the zoned schools.

Settled NW community with a low HOA

BullishA settled community with a low HOA near the NW 39th Avenue corridor, schools, and medical and retail supports steady demand; confirm the HOA and the parcel. impact
SignificanceRadius: Community

Settled NW community with a low HOA

Late-1980s to early-1990s housing stock

NeutralHomes of this era can mean roof, HVAC, and systems updates; read condition and price the renovation per home. impact
SignificanceRadius: On-site

Late-1980s to early-1990s housing stock

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Summer Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. Reported
    Community

    Established single-family community off NW 39th Avenue

    Summer Creek is reported as an established single-family community in northwest Gainesville built between roughly 1987 and 1993, off NW 39th Avenue, with homes roughly 1,200 to 2,260 square feet on lots from about 0.11 to 0.39 acre and a low monthly HOA (community profiles). Treat figures as reported and confirm. Why it matters: A settled NW community with a low HOA is the story; value turns on the home, the lot, and condition. Source

Development alerts for Summer CreekGet a short monthly email when something new is approved, funded, or opens near Summer Creek.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Summer Creek, this is the order of operations we would run, and the one we run for our clients.

1

Read the home's age and condition, the roof, HVAC, electrical, and plumbing, and price any renovation honestly.

2

Confirm the HOA dues and what they cover, reported as a low monthly fee, plus any restrictions.

3

Read the lot, the size and position, since lots run from about 0.11 to 0.39 acre.

4

Confirm the zoned schools by address with the district.

5

Comp within Summer Creek by condition, not the broader Gainesville average, and cross-shop nearby NW communities like Huntington.

Best Buy
An updated home on a good lot with the low HOA and schools confirmed.
Biggest Risk
Underbudgeting renovation on a late-1980s home, or comparing a small lot to a larger one.
Best Lot
A larger, well-positioned lot toward the upper end of the range supports value.
Smart Timing
Confirm condition, the HOA, the lot, and schools before you write.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Summer Creek is an established single-family community in northwest Gainesville (ZIP reported around 32606), Alachua County, off NW 39th Avenue. Homes are reported as built between roughly 1987 and 1993, roughly 1,200 to 2,260 square feet with an average near 1,560 square feet, on lots from about 0.11 to 0.39 acre, with a low monthly HOA. The community is near restaurants, banks, medical centers, schools, and parks. This config covers the Summer Creek community and its phases; confirm the HOA dues, the lot, and the zoned schools per parcel with the listing and the district.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller or original-condition home
$2K to $278K

The most attainable homes are smaller or original-condition ones that need updating. Price the renovation before assuming value.

Lowest entry
Mid: updated home
$278K to $380K

The middle is updated homes. Condition, the kitchen and systems, and the lot separate these more than square footage alone.

Most inventory
High: larger home on a bigger lot
$380K to $430K

The top end is larger homes on the bigger lots toward 0.39 acre. These trade on the lot, the home, and condition.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$2K to $278K
Entry: smaller or original-condition home
The most attainable homes are smaller or original-condition ones that need updating. Price the renovation before assuming value.
$278K to $380K
Mid: updated home
The middle is updated homes. Condition, the kitchen and systems, and the lot separate these more than square footage alone.
$380K to $430K
High: larger home on a bigger lot
The top end is larger homes on the bigger lots toward 0.39 acre. These trade on the lot, the home, and condition.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Gainesville locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Summer Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The settled NW community and the low HOA are priced into every Summer Creek listing. The deal is won on the home, the lot, and condition, not the sticker.

Jon Brooks · Founder, Momentum Realty
8.1A- · Buy Score
Resale Strength8.1/10
Renovation Risk5.0/10
Location Efficiency8.3/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage7.9/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Summer Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Lots reported from about 0.11 to 0.39 acre.
  • A larger, well-positioned lot supports value.
  • Confirm the HOA dues and any restrictions per home.

In a settled community like Summer Creek, the home and the lot set value together, and the low HOA and the school and retail corridors are part of the appeal. Compare a home against the closest sale within the community by condition and lot, and confirm the HOA and the schools before the finishes.

Summer Creek in 15 seconds.

Best forBuyers who want a settled single-family community in northwest Gainesville with a low HOA near the NW 39th Avenue corridor.
Strong onA low HOA, the northwest school, park, and retail corridors, and access to Santa Fe College and Interstate 75.
WatchHome age and condition on a late-1980s to early-1990s housing stock, the lot, the HOA, and the zoned schools.
Not forBuyers who want no HOA, acreage, or a historic in-town Gainesville home.
The edgeCondition and the lot define value here, so matching a sound home on a good lot is the find.

HOA, CDD & Fees

15-Second Take
  • Low monthly HOA reported; confirm the dues and coverage.
  • Built roughly 1987 to 1993; a renovation read matters per home.
  • Off NW 39th Avenue near schools, parks, and medical and retail.
  • Confirm the zoned schools with the district by address.
  • Comp within Summer Creek by condition, not the city average.

Summer Creek is reported to have a low monthly HOA. Treat any figure as reported and confirm the current dues, what they cover, and any restrictions before you offer. Confirm CDD/HOA with the listing.

The HOA reportedly supports common-area maintenance at a low monthly cost. Confirm exactly what the dues cover and any restrictions for the specific home.

No private golf club is confirmed. The setting is a settled single-family community in northwest Gainesville near schools, parks, and corridors. Confirm any amenities with the listing.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Summer Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Huntington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Summer Creek home worth?

Get a no-obligation home value based on real comparable sales in Summer Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Summer Creek on the map →
Or get your Summer Creek home value & selling guide →

Real comps, not a Zestimate.

Summer Creek Market Scorecard

Strong seller's market

Summer Creek is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,049,500, and homes go under contract in about 72 days.

1.8
Months supply
$1,049,500
Median list
$847,500
Median sold
$321
Per sqft
72
Days on mkt
6/7/39
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Summer Creek?
Summer Creek is an established single-family community in northwest Gainesville (ZIP reported around 32606), off NW 39th Avenue. Confirm the parcel with the listing.
What kinds of homes are in Summer Creek?
Single-family homes reported as built between roughly 1987 and 1993, roughly 1,200 to 2,260 square feet, on lots from about 0.11 to 0.39 acre. Confirm sizes and dates per home.
Does Summer Creek have an HOA?
Yes. Summer Creek is reported to have a low monthly HOA. Confirm the current dues, what they cover, and any restrictions before you offer.
How big are the lots in Summer Creek?
Lots are reported from about 0.11 to 0.39 acre. Confirm the exact lot size and position for the specific home.
What schools serve Summer Creek?
School assignments are by home address and change over time, so verify the exact zoned elementary, middle, and high schools with the district before you rely on them.
Is Summer Creek close to Santa Fe College?
Yes. Santa Fe College is reported as roughly 5 to 10 minutes away, with the NW 39th Avenue corridor, Interstate 75, and northwest shopping nearby. Drive times are approximate and vary with traffic.
Is Summer Creek in a flood zone?
Flood status varies by lot. Confirm the FEMA flood zone and any drainage history for the specific parcel before you offer.
How far is Summer Creek from the University of Florida?
The University of Florida is reported as roughly 12 to 18 minutes south. Drive times are approximate and vary with traffic.
Is Summer Creek a good investment?
A settled NW community with a low HOA near schools and corridors supports steady demand, but value is home specific. Confirm condition, the lot, the HOA, and the schools before deciding.
What should I budget for renovation in Summer Creek?
Because the housing stock is from the late 1980s to early 1990s, budget for the roof, HVAC, electrical, plumbing, and finishes as needed. Price the work honestly before judging any list price; the figure is home specific.
What does the low HOA cover?
The HOA reportedly supports common-area maintenance at a low monthly cost. Confirm exactly what the current dues cover and any restrictions for the specific home.
Should I use the listing agent to buy in Summer Creek?
No. The listing agent works for the seller. In a settled community where condition and the lot drive value, having your own representation to read the home, the HOA, and the comps is the highest-leverage decision you make.
You want a settled single-family community in northwest Gainesville with a low HOAExcellent fit
You value the northwest school, park, and retail corridorsExcellent fit
You will read condition, the lot, and the HOA before you offerExcellent fit
You want no HOA and full control of the yardProbably not
You want acreage or a rural settingProbably not
You want a turnkey home with no renovation reserveProbably not

Get the inside read on Summer Creek

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Summer Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Summer Creek specialist will reach out personally, usually the same day.

Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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