Surfside Estates Homes for Sale in Flagler Beach, FL

Established 1988 · Intracoastal West · ZIP 32224

An age-restricted beachside manufactured-home community near Flagler Beach, where buyers own a share with no lot rent.

Age-restricted 55+Beachside, own a shareNo lot rent

Live Market Pulse

48/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Surfside Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseDBAAR

$239K

Median Price

12mo

Supply

75days

Avg DOM

Soft

Seller Leverage

$149/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Surfside Estates is an age-restricted, 55-and-older beachside manufactured-home community along the Beverly Beach stretch near Flagler Beach, and the read is affordable coastal living with real ownership: buyers own a share of the community rather than renting a lot, with a single monthly maintenance fee that bundles services. The draw is the beachside location at a manufactured-home price, with shared facilities and a low monthly. The trade-offs are manufactured-home financing, the age and condition of individual homes, and confirming the ownership and fee structure, which sources describe in more than one way. It suits a value-minded 55-plus buyer who wants the coast without a site-built price."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Surfside Estates market snapshot (as of June 25, 2026): the median sale price is about $239K ($149 per sq ft), with homes averaging 75 days on market and 12.0 months of supply, a buyer-leaning market (limited data). Based on 1 recent closings in live Daytona-area MLS data.

The community is structured around ownership rather than lot rent: sources describe that when you purchase a home you own a share of the beachside community with no lot rent, paying a monthly maintenance fee reported around $180 that includes wifi, internet, cable, lawn maintenance, management, and use of the facilities (mhvillage.com, 2026).

It is a sizable community of roughly 270 home sites, giving it an established, neighborly scale with shared amenities along the coast. Sources also reference a land-lease structure with higher lot rent, so the ownership and fee structure should be confirmed for the specific home, since it materially affects cost (mhvillage.com, 2026).

The setting is beachside near Flagler Beach, pairing coastal access with an affordable, low-maintenance lifestyle for residents 55 and older. As an age-restricted, share-ownership manufactured-home community, the practical diligence items are the ownership and fee structure, manufactured-home financing, the home's age and condition, the Flagler County tax line, and the FEMA flood zone.

Quick Match

Who Surfside Estates is best for.

Best for

Buyers 55 and older who want affordable beachside living with shared amenities
Value-minded buyers who want to own a share with no lot rent and a bundled monthly fee
Seasonal and right-sizing buyers comfortable with manufactured-home ownership

Probably not for

Buyers who want a site-built home or fee-simple land ownership
Buyers under the community's age requirement
Buyers who will not confirm the ownership and fee structure or arrange manufactured-home financing

Market Pulse

How Surfside Estates is performing right now

48/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

12Months of supplytight

75Median days on marketdays

0 : 1Under contract vs for salestrong demand

1Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+10%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Surfside Estates listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare Friendly Shores or Flagler Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now1 : 0active : pending

For sale1

Pending0

Sold 12mo1

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Surfside Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Surfside Estates

Live MLS inventory for Surfside Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

5 Windward Drive home for sale in Surfside Estates

Active · 75 daysTop listing

$219,788

2 bd · 2 ba · 1,332 sqft · built 1986

5 Windward Drive, Flagler Beach, 32136

Strong resaleReno opportunityBest value

Listed by Realty Pros Assured

Interactive Map

Surfside Estates on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Surfside Estates. They are approximate and vary with traffic and your exact start point.

Atlantic beachwalk to a short drive · beachside community on the barrier island (approximate, confirm)

Flagler Beach pier and downtown~8 to 12 min · shops, dining, and the pier (approximate, confirm)

Interstate 95~15 min · via SR-100 (approximate, confirm)

Palm Coast Town Center~15 to 20 min · shopping and dining (approximate, confirm)

St. Augustine~35 to 40 min · north via A1A or I-95

Ormond Beach~25 to 30 min · south via A1A (approximate, confirm)

Daytona Beach~35 to 40 min · south via I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Surfside Estates Homes for Sale in Flagler Beach, FL with Momentum Realty’s local guides.

SISunset Inlet Homes for Sale in Beverly Beach, FLBeverly Beach, FL · 1.1 mi SWSea Watch Villas in Flagler Beach, FLFlagler Beach, FL · 1.4 mi

Aliki Gold Coast Homes for Sale in Flagler Beach, FLFlagler Beach, FL · 1.6 mi ACAliki Condominiums in Flagler Beach, FLFlagler Beach, FL · 1.6 mi BPBeach Park Village Homes for Sale in Flagler Beach, FLFlagler Beach, FL · 3.0 mi

Grand Haven Homes for Sale in Palm Coast, FLPalm Coast, FL · 3.5 mi

Fuquay Subdivision Homes for Sale in Flagler Beach, FLFlagler Beach, FL · 3.5 mi VPVista Par Homes for Sale in Palm Coast, FLPalm Coast, FL · 3.7 mi MDMarina del Palma Yacht Club Homes for Sale in Palm Coast, FLPalm Coast, FL · 3.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Surfside Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Flagler County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Surfside Estates is served by Flagler County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Surfside Estates address.

The takeaway

What actually affects an age-restricted beachside manufactured-home community here, sourced and dated. We do not publish rumor.

Recent Developments in Surfside Estates

Development Intelligence

Our read on what is being built around Surfside Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe community is established and built out, so there is no new competing supply inside it. The relevant factors for a coastal manufactured-home community are the ownership and fee structure, the county tax and flood picture, and coastal insurance.

Ownership and fee structure

NeutralSources describe both share-ownership with no lot rent and a monthly maintenance fee, and a land-lease structure with higher lot rent; confirm which applies to the specific home, since it materially changes the cost. impact

SignificanceRadius: Community-wide

Ownership and fee structure

Coastal flood and insurance

NeutralA beachside manufactured-home community carries flood and wind considerations; pull the FEMA flood zone and a bindable quote for the specific home. impact

SignificanceRadius: Community-wide

Coastal flood and insurance

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Surfside Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2024
Taxes
Flagler County millage and the carrying-cost picture
Property taxes near Flagler Beach are driven by the Flagler County millage and applicable district rates published by the Flagler County Property Appraiser, with homestead status and assessed value shaping the bill; for a share-ownership community, the monthly maintenance fee pairs with taxes to set the carrying cost. Why it matters: Read the millage, the maintenance fee, and the ownership structure together, and add a coastal flood and wind quote, to understand the true monthly before you write. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Surfside Estates buying strategy.

If we were buying in Surfside Estates, this is the order of operations we would run, and the one we run for our clients.

Confirm the ownership and fee structure. Verify whether the specific home is share-ownership with no lot rent and the reported maintenance fee near $180, or a land-lease site with lot rent, since the difference materially changes cost.

Confirm the age restriction. This is an age-restricted, 55-and-older community; verify the current age and occupancy rules before you write.

Verify financing early. Manufactured homes and share purchases can require specialized financing; confirm your lender will finance the specific home and ownership type before you go far.

Pull the flood zone and insurance quote. On a beachside manufactured home, get the FEMA flood zone and a bindable flood and wind quote for the specific home during diligence.

Inspect the home. Focus on the roof, tie-downs, skirting, HVAC, plumbing, and electrical, and price any updates in.

The Quick Decision

Best Buy

A well-kept home with a confirmed share-ownership structure, the maintenance fee verified, financing lined up, and the flood picture checked.

Biggest Risk

Confirming the ownership versus land-lease structure, manufactured-home financing, and coastal insurance.

Best Lot

Homes closer to the beach or with the best positions carry a premium over interior sites.

Smart Timing

Affordable beachside 55-plus homes move when priced right; a prepared buyer with financing and the structure confirmed can act quickly.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Surfside Estates is an age-restricted, 55-and-older manufactured-home community at 2847 Oceanview Boulevard in the Beverly Beach area near Flagler Beach, Flagler County, ZIP 32136, on the barrier-island coast, with roughly 270 home sites. It is structured around ownership: sources describe that buyers own a share of the beachside community with no lot rent and pay a monthly maintenance fee reported around $180 that includes wifi, internet, cable, lawn maintenance, management, and use of the facilities, though some sources reference a land-lease structure with lot rent, so the structure should be confirmed per home. The beachside setting pairs coastal access with affordable, low-maintenance living for residents 55 and older. Practical diligence centers on the ownership and fee structure, manufactured-home financing, the home's age and condition, the Flagler County tax line, and the FEMA flood zone.

Surfside Estates Homes For Sale

What your money buys in Surfside Estates.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Surfside Estates today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: older homes needing updates

$239K to $239K

The lower-priced end is older manufactured homes that need cosmetic or systems work. Confirm the ownership structure and the maintenance fee, inspect, and price the updates in before you write.

Lowest entry

Mid: updated homes near the amenities

$239K to $239K

The core is well-kept, updated homes in good condition with comfortable access to the community's shared facilities. Condition and position separate these more than size does.

Most inventory

High: best-positioned beachside homes

$239K to $239K

The top is homes with the best beachside positions or fullest updates. Position and condition drive the premium; price each on its location, condition, and the closest comparable sale rather than a fixed band.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$239K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$239K to $239K

Entry: older homes needing updates

The lower-priced end is older manufactured homes that need cosmetic or systems work. Confirm the ownership structure and the maintenance fee, inspect, and price the updates in before you write.

$239K to $239K

Mid: updated homes near the amenities

The core is well-kept, updated homes in good condition with comfortable access to the community's shared facilities. Condition and position separate these more than size does.

$239K to $239K

High: best-positioned beachside homes

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Surfside Estates, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Surfside Estates is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Surfside Estates holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Intracoastal West locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Surfside Estates

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

At Surfside Estates the beachside location and the own-a-share, no-lot-rent affordability are the product. The deal is in confirming the ownership and fee structure, lining up financing, and reading the flood and tax math, not in a sticker on an affordable coastal home.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.8B · Buy Score

Resale Strength6.4/10

Renovation Risk5.8/10

Location Efficiency8.2/10

Long-Term Defensibility7.0/10

Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Surfside Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take

Homes with the best beachside positions carry a premium here.
Interior sites are the value play.
Position and condition drive price; confirm the ownership structure as part of value.

In a beachside manufactured-home community, the price drivers after condition are the home's position and the ownership structure. At Surfside Estates, homes with the best beachside positions command a premium over interior sites, and whether a home is share-ownership with no lot rent or a land-lease site materially affects value and carrying cost. The honest approach is to compare a home against the closest sale of similar position, condition, and ownership structure, and to weigh the maintenance fee or lot rent, taxes, financing, and coastal insurance as part of the all-in cost.

The 15-Second Verdict

Surfside Estates in 15 seconds.

Best forBuyers 55 and older who want affordable beachside living with shared amenities and real share ownership.

Strong onCoastal value: a beachside location at a manufactured-home price, with a bundled monthly fee and shared facilities.

WatchConfirming the ownership versus land-lease structure, manufactured-home financing, and coastal insurance.

Not forBuyers who want a site-built home or fee-simple land, or who are under the age requirement.

The edgeA beachside community where you own a share with no lot rent and a low bundled monthly fee is hard to match on the coast.

HOA, CDD & Fees

15-Second Take

Confirm whether the home is share-ownership with no lot rent or a land-lease site with lot rent.
On the ownership side, the bundled fee near $180 covers wifi, cable, lawn, and facilities.
Pair the fee with taxes and a coastal flood quote to see the true monthly.

On the share-ownership side, the community is reported to charge a monthly maintenance fee around $180 that includes wifi, internet, cable, lawn maintenance, management, and use of the facilities, with no lot rent; other sources reference a land-lease structure with lot rent from roughly $350 to $650. Confirm which structure and fee apply to the specific home with the community before you buy. We do not publish a figure we have not verified.

The reported maintenance fee covers wifi, internet, cable, lawn maintenance, management, and use of the community facilities; confirm the exact inclusions and structure for the specific home (mhvillage.com, 2026).

There is no golf or private club; the community core is its shared beachside facilities funded through the maintenance fee.

Run Your Numbers

Tools for a Surfside Estates buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxFlagler County millage and the homestead picture.Rent vs buyThe breakeven on owning in Surfside Estates.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Surfside Estates

Thinking of selling in Surfside Estates?

Your buyer is cross-shopping the other affordable beachside and 55-and-older communities near Flagler Beach, so sell what is specific and verifiable: the ownership structure and the monthly fee, the home's condition and updates, the beachside position, and a clean flood and tax picture.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Surfside Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Friendly Shores, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Surfside Estates home worth?

Get a no-obligation home value based on real comparable sales in Surfside Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Surfside Estates on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Flagler County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,899/mo

Flagler County typical true cost to own

$136/mo

Flagler County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Flagler County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Surfside Estates Market Scorecard

Buyer-Leaning Market (limited data)

Surfside Estates is currently a buyer-leaning market (limited data). About 12.0 months of supply, a median asking price of $219,788, and homes go under contract in about 80 days.

12.0

Months supply

$219,788

Median list

$239,000

Median sold

$149

Per sqft

Days on mkt

1/0/1

Active/Pend/Sold

Typical home value in the 32136 ZIP is $453,904, about 25.8% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Frequently Asked Questions

Where is Surfside Estates?

It is an age-restricted manufactured-home community at 2847 Oceanview Boulevard in the Beverly Beach area near Flagler Beach, Flagler County, ZIP 32136, on the barrier-island coast (mhvillage.com; watsonrealtycorp.com, 2026).

Is it age-restricted?

Yes. It is an age-restricted, 55-and-older community; confirm the current age and occupancy rules with the community before you write (mhvillage.com, 2026).

Do you own the land or a share?

Sources describe a share-ownership structure where you own a share of the beachside community with no lot rent and pay a monthly maintenance fee, though other sources reference a land-lease structure with lot rent; confirm which applies to the specific home (mhvillage.com, 2026).

What does the monthly fee cover?

On the share-ownership side, the reported monthly maintenance fee near $180 includes wifi, internet, cable, lawn maintenance, management, and use of the facilities; confirm the exact fee and inclusions for the specific home (mhvillage.com, 2026).

What kinds of homes are there?

Manufactured homes in an established beachside community of roughly 270 home sites; confirm the size, age, and condition for the specific home (mhvillage.com, 2026).

Will a lender finance a home here?

Manufactured homes and share purchases can require specialized financing; confirm your lender will finance the specific home and ownership type before you go far.

Is it on the beach?

It is a beachside community on the barrier island near Flagler Beach; confirm the exact beach access and position for the specific home (mhvillage.com, 2026).

Is it in a flood zone?

As a beachside manufactured-home community, expect flood and wind exposure; pull the FEMA flood zone for the specific home and a bindable flood and wind quote during diligence.

What are the taxes like?

Property taxes are driven by the Flagler County millage and applicable rates published by the Flagler County Property Appraiser, with homestead status and assessed value shaping the bill; pair taxes with the maintenance fee to see the carrying cost (Flagler County PA, 2024).

What schools serve the community?

It is in the Flagler County School District, with assignments set by address; verify the current zoned schools using the district locator, though buyers here are typically past school age.

How does it compare to a lease-land park?

On the share-ownership side, you own a share with no lot rent, which differs from a lease-land park where you pay rent for the site; confirm which structure applies to the specific home (mhvillage.com, 2026).

Is it a good value?

It offers affordable beachside living with shared amenities and, on the ownership side, real share ownership with no lot rent, but value turns on confirming the structure, the fee, financing, and the flood picture, so verify those and run the all-in monthly before deciding.

Who is the best real estate agent for Surfside Estates?

The best agent for Surfside Estates is one who actively works Flagler Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Surfside Estates.

How do I find a top Flagler Beach real estate agent who knows Surfside Estates?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Surfside Estates and the wider Flagler Beach area.

Can Momentum Realty connect me with an agent for Surfside Estates?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Surfside Estates purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Surfside Estates?

An honest fit check. We will tell you when it is not your community.

You are 55 or older and want affordable beachside living with shared amenitiesExcellent fit

You want to own a share with no lot rent and a bundled monthly feeExcellent fit

You will confirm the ownership structure, financing, and the flood picture before buyingExcellent fit

You want a site-built home or fee-simple land ownershipProbably not

You are under the community's age requirementProbably not

You will not confirm the ownership and fee structure or arrange manufactured-home financingProbably not

Get the inside read on Surfside Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Surfside Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

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A Momentum Realty Surfside Estates specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

Surfside Estates Homes for Sale in Flagler Beach, FL

The 60-Second Overview

Who Surfside Estates is best for.

Best for

Probably not for

How Surfside Estates is performing right now

Homes For Sale Right Now in Surfside Estates

Surfside Estates on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Surfside Estates

Ownership and fee structure

Coastal flood and insurance

Flagler County millage and the carrying-cost picture

The Surfside Estates buying strategy.

The full read, only if you want it.

What your money buys in Surfside Estates.

What ~$239K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Surfside Estates holds value.

5 Mistakes Buyers Make in Surfside Estates

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Surfside Estates is different.

Which Lots & Views Hold Value Best

Surfside Estates in 15 seconds.

HOA, CDD & Fees

Tools for a Surfside Estates buy.

Thinking of selling in Surfside Estates?

In Surfside Estates, condition and view decide your number

What is your Surfside Estates home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Surfside Estates Market Scorecard

Frequently Asked Questions

Should you buy in Surfside Estates?

Get the inside read on Surfside Estates

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.

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