Turtle Creek Ph 1B
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price in Turtle Creek Ph 1B is driven by size and vintage more than anything else. The typical home runs about 2,744 square feet and was built around 2016, which puts the median near $497,500 and per-foot pricing at roughly $169. This is a market where condition and square footage set the number, not a tidy price band — expect a wide spread depending on what a specific home offers.
The posture right now is slow and deliberate. With a median of 98 days on market and a heat score of 25, this is a patient market that favors prepared buyers. Sellers should price to the comps and plan for a longer marketing window; buyers have room to underwrite carefully rather than chase. Year-over-year values are up 4.7%, so the trend is steady rather than frothy.
Turtle Creek Ph 1B right now
🟡 Still climbing. The trailing-12-month median ($445K) is up 4.7% from the prior 12 months ($425K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Medium (13 and 13 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Turtle Creek Ph 1B market snapshot (as of July 15, 2026): the median sale price is about $445K ($179 per sq ft over the trailing 12 months of closed sales), and a median 82 days on market for closed sales. The trailing-12-month median is up 5% from the prior 12 months, computed from record-level Stellar MLS closed sales (13 closings in the current window).
Turtle Creek Ph 1B is a community of 687 homes in St Cloud, Osceola County, built between 2007 and 2019 (median 2017), with a median living area of about 2,469 square feet. 80% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Turtle Creek Ph 1B is a 386-home community in St Cloud built out between 2007 and 2019, weighted toward larger, mid-2010s construction. With a 79% homestead share, this reads as an owner-occupied enclave rather than an investor churn.
Who Turtle Creek Ph 1B is best for.
Best for
- Long-hold owner-occupants budgeting around the mid-$490s for a larger floor plan
- Buyers who value a patient market and want time to negotiate on condition
- Those prioritizing more square footage and mid-2010s construction over turn-key newness
Probably not for
- Investors chasing quick turnover or short-hold flips
- Anyone who may need to sell fast, given a 98-day median timeline
- Buyers seeking a small, low-maintenance footprint below the community's typical size
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($445K) IS the median in the snapshot above, and the move from 2025 ($425K) IS the +4.7% one-year change.
Windows contain 0 to 36 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Turtle Creek Ph 1B buying strategy.
If we were buying in Turtle Creek Ph 1B today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Turtle Creek Ph 1B.
A larger-home pocket that moves slowly
The homes here skew big — a median of 2,744 square feet — and the construction window from 2007 to 2019 means you are shopping a range of finish levels and floor plans rather than a single builder era. That variety is why price is condition-driven: two homes near the same square footage can land far apart depending on updates and layout.
At 98 days to a typical sale, this is not a market that rewards a rushed listing or a lowball flip. The high homestead share suggests homes are held and maintained, which tends to keep inventory turnover measured. Buyers willing to wait for the right floor plan are in a strong seat; sellers who prep and price realistically will transact without drama.
The location and the amenities are priced into every listing in Turtle Creek Ph 1B. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Turtle Creek Ph 1B buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.1). Basis: Recent Direction +4.7% year-over-year; Owner Commitment 80% owner-occupied; Pricing Power 94.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a slow, condition-driven market like this, the number that matters is the one your specific home earns — not a neighborhood average. We underwrite each home against real comps, set a marketing window that reflects a 98-day median rather than wishful thinking, and keep buyers from overpaying when patience is the smarter play.
Turtle Creek Ph 1B in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Turtle Creek Ph 1B buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Turtle Creek Ph 1B sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Turtle Creek Ph 1B, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Turtle Creek Ph 1B home worth?
Get a no-obligation home value based on real comparable sales in Turtle Creek Ph 1B, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Turtle Creek Ph 1B on the map →
Frequently Asked Questions
What is the median home price in Turtle Creek Ph 1B?
How long do homes in Turtle Creek Ph 1B take to sell?
How many homes are in Turtle Creek Ph 1B?
What share of Turtle Creek Ph 1B is owner-occupied?
When were the homes in Turtle Creek Ph 1B built?
Do cash buyers compete in Turtle Creek Ph 1B?
Who is the best real estate agent for Turtle Creek Ph 1B?
How do I find a top St Cloud real estate agent who knows Turtle Creek Ph 1B?
Can Momentum Realty connect me with an agent for Turtle Creek Ph 1B?
Should you buy in Turtle Creek Ph 1B?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (12 streets, ZIP 34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (165 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.