Twin Lakes Ph 1
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Twin Lakes Ph 1 is a newer-construction pocket in St Cloud, with homes built between 2016 and 2024 and a median build year around 2018. Price here is driven less by age and more by condition, lot, and finish level. The median sits at $440,000, with a median of about $215 per square foot on a typical footprint near 1,864 square feet. Expect a wide spread around that median depending on how a given home shows.
The current posture favors patient buyers. Median days on market is 70 — meaningfully slower than a hot market — and prices are down 18.5% year over year off a thin sample of 17 closings. That combination means sellers should price to the current market, not last year's, and buyers have room to negotiate on homes that have been sitting. This is not a market where you overpay to win a bidding war.
Twin Lakes Ph 1 right now
🔴 Off the recent peak. The trailing-12-month median ($440K) is down 18.5% from the prior 12 months ($540K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Medium (17 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Twin Lakes Ph 1 right now
🔴 Off the recent peak. The trailing-12-month median ($440K) is down 18.5% from the prior 12 months ($540K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Medium (17 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Twin Lakes Ph 1 market snapshot (as of July 13, 2026): the median sale price is about $440K ($215 per sq ft over the trailing 12 months of closed sales), and a median 70 days on market for closed sales. The trailing-12-month median is down 18% from the prior 12 months, computed from record-level Stellar MLS closed sales (17 closings in the current window).
Twin Lakes Ph 1 is a community of 392 homes in St Cloud, Osceola County, built between 2016 and 2024 (median 2018.0), with a median living area of about 1,864 square feet. 80% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Twin Lakes Ph 1 is a compact, newer subdivision of roughly 392 homes in St Cloud, and with close to 80% carrying homestead exemption, it reads as an owner-occupied community rather than an investor block.
Who Twin Lakes Ph 1 is best for.
Best for
- Buyers targeting a newer home around the mid-$400s who value low near-term maintenance
- Patient buyers who can use the slower pace and softer pricing to negotiate
- Long-hold owner-occupants comfortable riding through a soft stretch
Probably not for
- Sellers who need to move quickly and expect last year's pricing
- Short-term flippers counting on rapid appreciation
- Buyers wanting older homes with mature landscaping or larger established lots
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($440K) IS the median in the snapshot above, and the move from 2025 ($540K) IS the -18.5% one-year change.
Windows contain 0 to 17 sales each (17 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Twin Lakes Ph 1 buying strategy.
If we were buying in Twin Lakes Ph 1 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Twin Lakes Ph 1.
A softening newer-build market
The headline number is the year-over-year decline of 18.5%, but read it with the small-sample caveat: only 17 closings sit in this window, so a few unusual sales move the median. What is harder to dismiss is the 70-day median on market. Homes are taking real time to sell here, which tells you buyers are being selective and pricing has to be honest to move.
Because the housing stock is young — nothing older than 2016 — you are largely comparing homes on condition, upgrades, and lot rather than on deferred maintenance. That makes the per-square-foot figure of about $215 a useful anchor, but only a starting point; a well-kept, upgraded home and a builder-basic one can both live inside this median. Do the comparison work property by property.
The location and the amenities are priced into every listing in Twin Lakes Ph 1. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Twin Lakes Ph 1 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.4). Basis: Recent Direction -18.5% year-over-year; Owner Commitment 80% owner-occupied; Pricing Power 90.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market with a 70-day median and a shrinking year-over-year median rewards precise pricing and disciplined negotiation — the opposite of guessing. We work the closings one at a time, adjust for condition and upgrades rather than leaning on the neighborhood median, and tell a seller plainly when the number needs to reflect today's market. For buyers, we point you toward the homes that have been sitting, where there is real leverage.
Twin Lakes Ph 1 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Twin Lakes Ph 1 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Twin Lakes Ph 1 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Twin Lakes Ph 1, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Twin Lakes Ph 1 home worth?
Get a no-obligation home value based on real comparable sales in Twin Lakes Ph 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Twin Lakes Ph 1 on the map →
Frequently Asked Questions
What is the median home price in Twin Lakes Ph 1?
How long do homes in Twin Lakes Ph 1 take to sell?
How many homes are in Twin Lakes Ph 1?
What share of Twin Lakes Ph 1 is owner-occupied?
When were the homes in Twin Lakes Ph 1 built?
Do cash buyers compete in Twin Lakes Ph 1?
Who is the best real estate agent for Twin Lakes Ph 1?
How do I find a top St Cloud real estate agent who knows Twin Lakes Ph 1?
Can Momentum Realty connect me with an agent for Twin Lakes Ph 1?
Should you buy in Twin Lakes Ph 1?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 34771/34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2016 (50 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($440K) IS the median in the snapshot above, and the move from 2025 ($540K) IS the -18.5% one-year change.
Windows contain 0 to 17 sales each (17 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 34771/34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2016 (50 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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