W C MALONEY DIAGRAM
Homes for Sale in Key West, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
W C Maloney Diagram sits inside Key West, where land scarcity and historic fabric are the primary price drivers. A median price just over $1.2 million on a median living footprint of roughly 1,380 square feet tells you this market is not about size — it is about location, lot position, and the irreplaceable character of structures that span from 1889 to 2024, with a median build year of 1938. Buyers here are paying for Key West address and architectural provenance, not square footage.
The current market posture is worth reading carefully. A median of eight days on market signals that well-priced inventory still moves with urgency, but a year-over-year price shift of negative 30.6 percent — drawn from only four closings in the measurement window — is a thin data set and should not be treated as a trend. With a market heat score of 46 and just under 36 percent of homes carrying a homestead exemption, this subdivision skews meaningfully toward non-primary use. Sellers need accurate, current comps; buyers should not assume the price decline is structural without deeper due diligence.
W C MALONEY DIAGRAM right now
🔴 Off the recent peak. The trailing-12-month median ($1.23M) is down 30.6% from the prior 12 months ($1.78M). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level floridakeys closed sales, 12-month windows ending July 27. Confidence: Low (4 and 5 sales in the two windows).
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Updated July 27, 2026 · Live data: floridakeys, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
W C MALONEY DIAGRAM market snapshot (as of July 27, 2026): the median sale price is about $1.23M, and a median 8 days on market for closed sales. The trailing-12-month median is down 31% from the prior 12 months, computed from record-level floridakeys closed sales (4 closings in the current window).
W C MALONEY DIAGRAM is a community of 459 homes in Key West, Monroe County, built between 1889 and 2024 (median 1938.0), with a median living area of about 1,380 square feet. 36% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
W C Maloney Diagram is a platted Key West community of 459 homes whose building stock stretches back to the late nineteenth century, placing most of its value in historic fabric and Monroe County location rather than in modern construction or size. The combination of sub-two-week absorption and a majority of homes held outside homestead status reflects the investment and vacation-use dynamics common to the Florida Keys market.
Who W C MALONEY DIAGRAM is best for.
Best for
- A buyer with a budget comfortably above the $1,232,500 median who intends to hold long-term and understands Keys insurance and flood-zone carrying costs.
- An investor or second-home buyer seeking a non-primary-use property in a historically significant Key West plat, with capacity for deferred-maintenance risk on older stock.
- A seller holding a renovated, well-documented home who wants to test a market where correctly priced inventory can move in under two weeks.
Probably not for
- A buyer who needs to stretch to the median price point and has not fully modeled wind and flood insurance costs into their monthly budget.
- Anyone requiring volume comparables or pricing certainty — four closings in the measurement window does not support high-confidence valuation without additional data.
- A buyer expecting a large modern home for the price; median living area is roughly 1,380 square feet, and the value proposition here is location and history, not size.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 27 of each year, from record-level floridakeys closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.23M) IS the median in the snapshot above, and the move from 2025 ($1.78M) IS the -30.6% one-year change.
Windows contain 0 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The W C MALONEY DIAGRAM buying strategy.
If we were buying in W C MALONEY DIAGRAM today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in W C MALONEY DIAGRAM.
Historic Stock, Thin Liquidity, Real Complexity
The year-built range of 1889 through 2024 is one of the widest you will encounter in a single Monroe County plat. That spread means condition variance is extreme — a fully renovated Conch cottage and a deferred-maintenance vernacular home can exist on the same block, and the median price of $1,232,500 is an average of very different assets. Buyers who anchor to that median without accounting for condition, elevation certificate status, flood zone designation, and insurance exposure risk a significant mispricing. In the Keys, carrying costs tied to wind and flood coverage can materially change the economics of any individual purchase.
Only four closings underpin the current snapshot, which limits statistical reliability. Eight days median days-on-market could reflect genuine demand compression or simply that very few homes came to market and the motivated ones sold quickly. The market heat score of 46 places this community in a neutral-to-soft posture — not a seller's market by definition, but not distressed either. Anyone transacting here, on either side, should be working from actual recent closed data and should not extrapolate the year-over-year percentage change without understanding the small sample behind it.
The location and the amenities are priced into every listing in W C MALONEY DIAGRAM. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in W C MALONEY DIAGRAM buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.3). Basis: Recent Direction -30.6% year-over-year; Owner Commitment 36% owner-occupied; Pricing Power 90.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Pricing a home in W C Maloney Diagram correctly requires pulling apart condition, renovation scope, flood zone, and insurance cost — not simply indexing to the median. Momentum brings a disciplined, data-grounded approach to both list-price strategy and buyer offer analysis, and we will tell you plainly when a property's carrying costs or deferred maintenance change the investment calculus. In a market this illiquid, the difference between a well-supported price and a guess is the difference between closing in eight days and sitting.
W C MALONEY DIAGRAM in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a W C MALONEY DIAGRAM buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed W C MALONEY DIAGRAM sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in W C MALONEY DIAGRAM, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your W C MALONEY DIAGRAM home worth?
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Frequently Asked Questions
What is the median home price in W C MALONEY DIAGRAM?
How long do homes in W C MALONEY DIAGRAM take to sell?
How many homes are in W C MALONEY DIAGRAM?
What share of W C MALONEY DIAGRAM is owner-occupied?
When were the homes in W C MALONEY DIAGRAM built?
Do cash buyers compete in W C MALONEY DIAGRAM?
Who is the best real estate agent for W C MALONEY DIAGRAM?
How do I find a top Key West real estate agent who knows W C MALONEY DIAGRAM?
Can Momentum Realty connect me with an agent for W C MALONEY DIAGRAM?
Should you buy in W C MALONEY DIAGRAM?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | floridakeys closed sales, 12-month windows ending July 27, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (8 streets, ZIP 33040)) |
| Historical depth | Closed-sale records back to 2000 (114 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.
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