Whispering Pines
Homes for Sale in Georgetown, FL
All 13 homes for sale in Georgetown, FL · median $246,900 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-11-12, 3 recorded sales closed at a median of $220,000, $138 per square foot, a median 26 days on market, sellers accepting 98% of original asking. At the median price and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $3,710 ($3,040 with the full homestead exemption).
Price in Whispering Pines is driven almost entirely by condition and structure, not by any uniform build type. With homes dating from 1910 to 2024 and a median build year of 1984, you are looking at a market where two houses at similar square footage can sell far apart depending on updates, systems, and how the land is used. The median sits at $215,000 on roughly $138 per square foot, which tells you the money follows the renovation more than the address.
The current posture is warm. A median of 25 days on market and a heat score of 65 point to steady demand and limited standing inventory, so sellers with a clean, updated home have leverage right now. Buyers should come prepared to move on the right listing but should still underwrite each property on its own merits, because the spread here is wide and the median is a midpoint, not a floor or a ceiling.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Whispering Pines right now
🟢 Still climbing. The trailing-12-month median ($220K) is up 27.9% from the prior 12 months ($172K) and up 588% since 2012. With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: Low (3 and 7 sales in the two windows).
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· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Whispering Pines right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Whispering Pines market snapshot (as of November 12, 2026): the median sale price is about $220K ($138 per sq ft over the trailing 12 months of closed sales), and a median 26 days on market for closed sales. The trailing-12-month median is up 28% from the prior 12 months and up 588% since 2012, computed from record-level realMLS closed sales (3 closings in the current window).
In ZIP 32139 (Georgetown), 20 homes closed in the last 12 months at a median of $265K ($176/sq ft), with a median 43 days on market. See the live ZIP 32139 housing market and the Putnam County market.
County records show 23 qualified sales in Whispering Pines across 2024–2025 (15 in 2024, 8 in 2025), median $140,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Whispering Pines is a community of 202 homes in Georgetown, Putnam County, built between 1970 and 2024 (median 1987), with a median living area of about 1,344 square feet. 22% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Whispering Pines is a small, older-rooted market in Georgetown where the housing stock spans more than a century and the value case is condition-first. It rewards buyers who can read a house rather than a price tag.
Who Whispering Pines is best for.
Best for
- Buyers with a modest budget who want value near the mid-$200s and can weigh a home on its own condition
- Renovation-minded buyers willing to update an older property to build equity
- Investors evaluating individual properties in a market with a meaningful non-owner-occupied share
Probably not for
- Buyers who need turnkey, newer construction with predictable finishes
- Buyers seeking a narrow, uniform price range with little variation between homes
- Buyers unwilling to budget for inspections and potential system updates on older housing stock
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($220K) IS the median in the snapshot above, and the move from 2025 ($172K) IS the +27.9% one-year change.
Windows contain 1 to 16 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
28% of homes for sale in ZIP 32139 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
The Whispering Pines buying strategy.
If we were buying in Whispering Pines today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whispering Pines.
A condition-driven market with a long build history
With 294 homes and a build range running from 1910 to 2024, this is not a cookie-cutter subdivision. The median home is about 1,296 square feet and was built around 1984, so the typical property is modest in size and mature in age. That combination means inspection, systems, and prior updates matter more here than in a market built all at once, and pricing reflects that variability rather than a single template.
The trend line is steep: up 34.6% year over year and up 572% since 2012. Those are strong figures, but they describe past movement, not a promise. The homestead share sits near 23.7%, which signals a meaningful non-owner-occupied component in the mix. For a buyer, that argues for careful comps and a close look at each home's condition; for a seller, it argues for presenting a property that stands out in a market where quality varies widely.
The location and the amenities are priced into every listing in Whispering Pines. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Whispering Pines buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.7). Basis: Long-Term Appreciation +588% since 2012; Recent Direction +27.9% year-over-year; Owner Commitment 22% owner-occupied; Pricing Power 97.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market this varied in age and condition is exactly where a median number can mislead. We underwrite each property individually — build era, systems, square footage, and how it compares to what has actually closed in the last window — so you are not paying for the trend line and are not surprised by the repair list. In a warm market that still moves in about 25 days, that discipline is what keeps you from overpaying or underpricing.
Whispering Pines in 15 seconds.
Tools for a Whispering Pines buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whispering Pines sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Whispering Pines, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
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Get a no-obligation home value based on real comparable sales in Whispering Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Housing distress & ownership in Whispering Pines, Georgetown
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Frequently Asked Questions
What is the median home price in Whispering Pines?
How long do homes in Whispering Pines take to sell?
How many homes are in Whispering Pines?
What share of Whispering Pines is owner-occupied?
When were the homes in Whispering Pines built?
Have Whispering Pines home prices gone up?
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Where is Whispering Pines, and what county is it in?
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Should you buy in Whispering Pines?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (15 streets, ZIP 32139)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2011 (106 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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