Wilma in Tampa

Wilma Homes for Sale in Tampa, FL

City of Tampa neighborhood · Hillsborough County · ZIP 33604

A small established North Tampa pocket inside the City of Tampa, near ZooTampa at Lowry Park.

Inside the City of TampaNear ZooTampa at Lowry ParkEstablished city grid
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Wilma is a small named place inside the City of Tampa, not a gated master plan, so the honest read is by parcel and condition, not by one community average.
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Unlock Off-Market Wilma

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Wilma is a named populated place inside the City of Tampa (USGS GNIS, FID 2484760), in the established North Tampa and Lowry Park area near ZooTampa and the Hillsborough River, so the read is different from a gated suburb: it is a city street grid of older single-family homes where condition, roof age, insurability, and the FEMA flood zone drive the number far more than the Wilma name. As a city neighborhood it generally carries no community-wide HOA, though any specific platted subdivision or condo within the area can have its own structure, so confirm per parcel. Your leverage is buying the right block and reading the renovation and insurance math on an older home honestly."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Wilma is a small, named populated place located within the City of Tampa in Hillsborough County, recorded by the USGS Geographic Names Information System (GNIS feature FID 2484760) at roughly latitude 28.024 and longitude -82.469. It sits in the established North Tampa and Lowry Park area, near ZooTampa at Lowry Park and the Hillsborough River.

Because Wilma is part of the City of Tampa rather than a stand-alone master plan, its census and community data are reported as part of the City of Tampa (HometownLocator GNIS profile, 2026). The surrounding area is an established early 20th century street grid of single-family homes, with the nearby Lowry Park and Sulphur Springs neighborhoods setting the broader context.

The Wilma name covers a handful of established city blocks, so the money is made or lost on the specific parcel, the block, and an honest read of an older home's roof, systems, and flood exposure, not a headline average.

The pitch is location inside the city: Wilma sits close to ZooTampa at Lowry Park, the Hillsborough River, and the North Florida Avenue and Nebraska Avenue corridors, with Seminole Heights and the urban core a short drive south. The work is reading condition, fees if any platted subdivision applies, the flood zone, and insurance before you fall for a price.

Best for

  • Buyers who want an established address inside the City of Tampa
  • Buyers drawn to the North Tampa and Lowry Park area near ZooTampa
  • Buyers comfortable budgeting renovation and insurance on an older home
  • Buyers who value being close to the urban core and river corridors

Probably not for

  • Buyers who want a gated, amenity-dense master plan feel
  • Anyone unwilling to verify flood zone and condition parcel by parcel
  • Buyers who need brand-new construction with a builder warranty
  • Buyers expecting uniform housing stock and one fixed fee structure

How Wilma is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Wilma listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Wilma buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Wilma trades a gated master plan feel for a central North Tampa location, with North Florida Avenue, Nebraska Avenue, and Interstate 275 carrying you to downtown, the University area, and the airport.

ZooTampa at Lowry Park~5 min · adjacent attraction
North Florida Avenue corridor~5 min · shopping and services
Seminole Heights district~10 min · dining and bungalows
Downtown Tampa~15 to 20 min · via I-275
University of South Florida area~15 to 20 min · via Fowler
Tampa International Airport~20 to 25 min · via I-275
AdventHealth Tampa~10 to 15 min · area hospital

Distances and drive times are approximate and vary with traffic and your exact parcel. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Wilma with Momentum Realty’s local guides.

PEParkview EstatesTampaTampa, FL · 0.2 miLOLowry OaksTampa, FL · 0.3 miCLCasa LomaTampa, FL · 0.5 miMAManorHillsTampa, FL · 0.6 miAGAzalea GardensEstatesTampa, FL · 0.6 miEPEl PortalTampa, FL · 0.6 miNPNorth Park Annex,North TampaTampa, FL · 0.6 miHEHillsboroughRiver EstatesTampa, FL · 0.9 miMHManor HeightsTampa, FL · 1.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Wilma (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Wilma is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Wilma address.

The takeaway

What is actually shaping value around Wilma: the major ZooTampa at Lowry Park expansion next door, the new manatee rescue center, and the broader Tampa Bay market trend toward steadier appreciation. Each item is sourced and linked.

Recent Developments in Wilma

Our read on what is being built around Wilma, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe large ZooTampa expansion and steady metro demand point to supportive conditions for this North Tampa pocket, with the watch items being older-home condition and parcel-level flood exposure near the river.

ZooTampa at Lowry Park major expansion approved

2026
BullishMajor impact
SignificanceRadius: Area

Hillsborough County backing for the roughly a confirmed amount million expansion that could nearly double the zoo and connect it to the Hillsborough River strengthens the marquee attraction next to this area.

New manatee rescue center near completion

2026
BullishNotable impact
SignificanceRadius: Area

The roughly a confirmed amount million Straz manatee rescue center, with a spring 2026 opening, adds a draw to the adjacent ZooTampa campus and the wider Lowry Park area.

Tampa Bay shifts to steadier appreciation

2026
NeutralNotable impact
SignificanceRadius: Metro

Forecasters describe modest single-digit appreciation and a more balanced market in 2026, a different backdrop than the 2021 to 2022 surge.

Older city stock means condition risk

Ongoing
NeutralNotable impact
SignificanceRadius: Community

The established North Tampa grid is largely older housing, so roof, systems, and insurability drive value and must be read per home.

Parcel-level flood exposure near the river

Ongoing
NeutralNotable impact
SignificanceRadius: Area

Proximity to the Hillsborough River means flood zones vary by parcel, making the FEMA check and insurance quote essential diligence.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Wilma, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. April 2026
    Development

    Hillsborough County backs major ZooTampa expansion

    Hillsborough County commissioners advanced a public-private plan for ZooTampa at Lowry Park's largest expansion, reported around a confirmed amount million, that could nearly double the zoo and connect it to the Hillsborough River with new exhibits including a South America area. Why it matters: A larger, river-connected ZooTampa strengthens the marquee attraction directly beside this North Tampa pocket. Source

  2. November 2025
    Development

    ZooTampa nears completion of manatee rescue center

    The Business Observer reported ZooTampa at Lowry Park was nearing completion of a roughly a confirmed amount million manatee rescue and critical care center, with a redesigned manatee building and underwater viewing planned for a spring 2026 opening. Why it matters: New investment on the adjacent ZooTampa campus adds a regional draw to the Lowry Park area around Wilma. Source

  3. April 2026
    Market

    Tampa Bay market update points to balanced 2026

    Local market updates in spring 2026 described Hillsborough County median pricing around the high a confirmed amounts and a more balanced market with modest appreciation rather than the rapid gains of prior years. Why it matters: A steadier metro backdrop favors buyers who read condition and the flood zone carefully on older city homes. Source

Development alerts for WilmaGet a short monthly email when something new is approved, funded, or opens near Wilma.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Wilma, this is the order of operations we would run, and the one we run for our clients.

1

Read the parcel and the block first. Wilma is a small established city pocket, so the specific parcel and block drive value far more than the name.

2

Budget condition honestly. Older North Tampa homes carry roof, systems, and insurability math that an updated listing can hide, so quote the real numbers.

3

Verify any HOA or platted-subdivision fee for the exact parcel. A city neighborhood usually has no community-wide HOA, but a specific plat or condo can, so confirm the lines.

4

Run the FEMA flood zone and an insurance quote early. Proximity to the Hillsborough River means flood exposure is parcel specific, so check the address.

5

Use the location context, and cross-shop nearby Tampa options such as Sun Bay Townes if a newer, lower-maintenance home outranks an older one.

Best Buy
An updated established home on a higher, drier block matched to real comps
Biggest Risk
Underbudgeting roof, systems, and insurance on an older city home
Best Lot
A higher, drier parcel outside the flood zone away from the river
Smart Timing
Confirm any fees and the flood zone before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Wilma is a small named place inside the City of Tampa rather than a stand-alone amenity community, so the lifestyle is established North Tampa city living near Lowry Park. ZooTampa at Lowry Park, Lowry Park itself, and the Hillsborough River are nearby, with the Seminole Heights restaurant and bungalow district and the urban core a short drive south. There is generally no community-wide HOA or clubhouse; amenities are city parks and services. Confirm any specific plat or condo association before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Established Entry

Older single-family homes on the city grid where condition and roof age drive value. The affordable way into this North Tampa pocket.

Lowest entry
The Updated Core

Renovated older homes on solid, higher and drier blocks, the heart of the resale market in this area.

Most inventory
The Top

Larger updated or infill homes on the best blocks near the park and river, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Established Entry
Older single-family homes on the city grid where condition and roof age drive value. The affordable way into this North Tampa pocket.
The Updated Core
Renovated older homes on solid, higher and drier blocks, the heart of the resale market in this area.
The Top
Larger updated or infill homes on the best blocks near the park and river, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Roof and structure on older homesBudget reserve
Systems and electrical updatesVerify age
Flood zone and insurance near riverQuote address
Location and city accessStrong
No community-wide HOA flexibilityFavorable

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Wilma

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The Wilma name spans a small set of established city blocks. The deal is won or lost on the parcel, the block, and the renovation and insurance math.

Jon Brooks · Founder, Momentum Realty
6.8B- · Buy Score
Resale Strength6.8/10
Renovation Risk4.8/10
Location Efficiency7.4/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage7.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Wilma is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Higher, drier parcels away from the river hold value
  • Verify the FEMA flood zone for the exact address
  • Older city lots vary in size and condition block by block
  • Generally no community-wide HOA on a city parcel
  • Read the lot and flood picture before the finishes

In an established city pocket like Wilma, the parcel is the part of your money the market protects. Higher, drier lots away from the Hillsborough River, and lots on the more sought-after blocks, hold value better than low-lying parcels. The house can be renovated; the flood zone and the block cannot. Read the parcel and the flood map first, then price the condition of the home against it.

Wilma in 15 seconds.

Best forBuyers who want an established address inside the City of Tampa near Lowry Park.
Biggest advantageAn established North Tampa location near ZooTampa, the river, and the urban core.
Biggest riskRoof, systems, and insurance on older homes, plus parcel-level flood exposure near the river.
Sweet spotAn updated older home on a higher, drier block matched honestly to comps.
Avoid ifYou want a gated master plan or brand-new construction with a warranty.

HOA, CDD & Fees

15-Second Take
  • Generally no community-wide HOA as a city neighborhood
  • Any specific plat or condo can carry its own dues, verify per parcel
  • City of Tampa provides standard municipal services
  • Flood zone is parcel specific near the river, check FEMA and insurance
  • Budget a roof and systems reserve on older homes

As a neighborhood inside the City of Tampa, Wilma generally carries no community-wide HOA. That said, any specific platted subdivision or condominium within the area can have its own dues, and city services cover the rest. Confirm the exact lines for the specific parcel.

Where no HOA applies, the City of Tampa provides standard municipal services and there are no community amenity dues. Where a specific plat or condo association exists, it typically covers its own common areas. Verify the structure for the exact address.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Wilma, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Sun Bay Townes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Wilma home worth?

Get a no-obligation home value based on real comparable sales in Wilma matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Wilma on the map →
Or get your Wilma home value & selling guide →

Real comps, not a Zestimate.

Wilma Market Scorecard

Strong seller's market

Wilma is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Wilma, Florida?
Wilma is a small named populated place inside the City of Tampa in Hillsborough County, recorded by the USGS Geographic Names Information System, in the North Tampa and Lowry Park area near ZooTampa at Lowry Park and the Hillsborough River.
Is Wilma its own city or part of Tampa?
Wilma is located within the City of Tampa, so it is a named place inside the city rather than a separate municipality. Its census data are reported as part of the City of Tampa (HometownLocator GNIS profile, 2026).
What ZIP code is Wilma in?
The Wilma area falls in the 33604 ZIP code in North Tampa, which also serves the Lowry Park area. Confirm the exact ZIP and mail delivery for any specific address.
Does Wilma have HOA fees?
Generally no community-wide HOA applies, because Wilma is a neighborhood inside the City of Tampa. A specific platted subdivision or condo within the area can carry its own dues, so confirm the exact fees for any home.
What kind of homes are in the Wilma area?
The surrounding North Tampa and Lowry Park area is an established early 20th century street grid of single-family homes. Housing stock, age, and condition vary block by block, so read the specific home.
What is near Wilma?
Wilma sits near ZooTampa at Lowry Park, the Hillsborough River, and the North Florida Avenue and Nebraska Avenue corridors, with the Seminole Heights area and the urban core a short drive south.
Should I worry about flood zones in Wilma?
Flood exposure is parcel specific, especially near the Hillsborough River. Always run the FEMA flood zone and an insurance quote for the exact address during diligence.
What schools serve the Wilma area?
The North Tampa and Lowry Park area is served by Hillsborough County Public Schools, with elementary options that have included Forest Hills and Oak Grove and assignment to Adams Middle and Chamberlain High. Assignment is by address and can change, so verify the zoned schools for any specific home.
How far is Wilma from downtown Tampa?
Downtown Tampa is a short drive south via North Florida Avenue or Interstate 275. Drive times depend on your exact start point and traffic, so confirm the route for your specific home.
Is Wilma a good place to buy for value?
It offers an established address inside the City of Tampa near major attractions, but it is a condition-driven older-home market. Value depends on the parcel, the block, the flood zone, and an honest read of roof and systems.
Is there new construction in Wilma?
It is mainly an established city area rather than a new-build market, though infill and renovation occur on individual lots. Confirm the status and any permits for a specific property.
Why does pricing vary so much in the Wilma area?
Because it is an established city grid where age, condition, the block, and the flood zone differ from parcel to parcel. The specific home, not the area name, sets the price.
Is the Wilma area a good investment?
Its City of Tampa location near ZooTampa and the river supports demand, but this is an older-home, condition-driven market. Roof, systems, insurability, and the flood zone drive the outcome; this is not a guarantee of future value.
How is the commute from Wilma?
Wilma has central North Tampa access via North Florida Avenue, Nebraska Avenue, and Interstate 275, putting downtown, the University area, and the airport within a manageable drive. Drive times vary by start point and time of day.
Buyers who want an established address inside the City of TampaExcellent fit
Buyers drawn to the North Tampa and Lowry Park area near ZooTampaExcellent fit
Buyers comfortable budgeting renovation and insurance on an older homeExcellent fit
Buyers who value being close to the urban core and the river corridorsExcellent fit
Buyers who will read fees if any, flood zone, and condition by parcelExcellent fit
Buyers who want a gated, amenity-dense master planProbably not
Anyone unwilling to verify flood zone and condition per parcelProbably not
Buyers who need brand-new construction with a builder warrantyProbably not
Buyers expecting uniform housing stock and one fixed fee structureProbably not
Buyers unwilling to budget roof and systems work on older homesProbably not

Get the inside read on Wilma

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Wilma home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Wilma specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Wilma — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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