Waterfront Homes for Sale in Carrollton, GA

This page tracks every Carrollton listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

17 waterfront homes are for sale or pending in Carrollton, GA today across 10 communities. The median asking price is $599,900, from $175,000 to $1,695,000. Listings in Carrollton without that feature have a median of $349,862. Most listings right now: Wesher Cabins (1), Oak Mountain Golf Club (1), Harmon Springs (1). Updated September 27, 2026 from the MLS.

Live waterfront homes in Carrollton: the listings

17 active listings carry the flag today (7% of Carrollton inventory), median asking $599,900, $205/sq ft, median 64 days on market. Photo cards link to the listing; refreshed nightly.

Newest waterfront homes in Carrollton

3732 W 166 Highway, waterfront for sale in Carrollton
$175,000 New
4 bd · 2 ba · 2,437 sq ft · built 1958
3732 W 166 Highway, 30117
Listing courtesy of eXp Realty
108 Oakmont Court, waterfront for sale in Carrollton
$1,485,000 New
5 bd · 4.5 ba · 5,728 sq ft · built 1999
108 Oakmont Court, 30116
Listing courtesy of Curated Real Estate
4095 E Highway 166, waterfront for sale in Carrollton
$1,695,000
5 bd · 4.5 ba · 5,082 sq ft · built 2004
4095 E Highway 166, 30116
Wesher Cabins
Listing courtesy of Real Broker, LLC
584 Paynes Lake Road, waterfront for sale in Carrollton
$699,900
3 bd · 2 ba · 1,738 sq ft · built 1999
584 Paynes Lake Road, 30116
Listing courtesy of Robert Goolsby Real Estate Group
155 Cavender Creek Road, waterfront for sale in Carrollton
$650,000
5 bd · 3.5 ba · 3,104 sq ft · built 2005
155 Cavender Creek Road, 30116
Listing courtesy of Robert Goolsby Real Estate Group
122 Mill Stream, waterfront for sale in Carrollton
$299,900
3 bd · 2 ba · 2,302 sq ft · built 1984
122 Mill Stream, 30117
Hays Mill Overlook
Listing courtesy of Georgia West Realty Inc
138 Mountain Oaks Drive, waterfront for sale in Carrollton
$289,900
4 bd · 3 ba · 2,206 sq ft · built 1993
138 Mountain Oaks Drive, 30116
Listing courtesy of Covenant Realty
385 Duncan Road, waterfront for sale in Carrollton
$975,000
4 bd · 2 ba · 1,884 sq ft · built 1972
385 Duncan Road, 30116
Listing courtesy of BHHS Georgia Properties
211 Little New York Road, waterfront for sale in Carrollton
$976,000
5 bd · 3.5 ba · 3,486 sq ft · built 1989
211 Little New York Road, 30116
Listing courtesy of Southern Homes & Land Realty
4625 Lovvorn Road, waterfront for sale in Carrollton
$585,000
3 bd · 3 ba · 6,634 sq ft · built 1987
4625 Lovvorn Road, 30117
Whitlow Earnest L Surv
Listing courtesy of BHHS Georgia Properties
307 Oak Mountain Avenue, waterfront for sale in Carrollton
$499,900
4 bd · 3.5 ba · 2,490 sq ft · built 2026
307 Oak Mountain Avenue, 30116
Overlook at Oak Mountain
Listing courtesy of Tributary Real Estate Group
1749 Bethesda Church Road, waterfront for sale in Carrollton
$689,914
4 bd · 3.5 ba · 3,017 sq ft · built 2026
1749 Bethesda Church Road, 30117
Harmon Springs
Listing courtesy of Metro West Realty Group LLC
1381 Star Point Road, waterfront for sale in Carrollton
$425,000
3 bd · 2 ba · 1,935 sq ft · built 2020
1381 Star Point Road, 30116
Listing courtesy of the listing brokerage
1290 Davis Road, waterfront for sale in Carrollton
$1,249,900
4 bd · 5.5 ba · 6,100 sq ft · built 1990
1290 Davis Road, 30117
Listing courtesy of Harper Realty
101 Retreat Way, waterfront for sale in Carrollton
$479,000
4 bd · 3.5 ba · 2,848 sq ft · built 2004
101 Retreat Way, 30116
Retreat at Mill Pond
Listing courtesy of the listing brokerage
218 N Ole Hickory Trail, waterfront for sale in Carrollton
$599,900
6 bd · 3.5 ba · 3,670 sq ft · built 2005
218 N Ole Hickory Trail, 30117
Listing courtesy of T Tritt Realty, LLC

The most expensive waterfront homes in Carrollton

ListingAskingSq ftCommunity
4095 E Highway 166$1,695,0005,082Wesher Cabins
108 Oakmont Court$1,485,0005,728—
1290 Davis Road$1,249,9006,100—
211 Little New York Road$976,0003,486—
385 Duncan Road$975,0001,884—
584 Paynes Lake Road$699,9001,738—
1749 Bethesda Church Road$689,9143,017Harmon Springs
155 Cavender Creek Road$650,0003,104—
218 N Ole Hickory Trail$599,9003,670—
4625 Lovvorn Road$585,0006,634Whitlow Earnest L Surv

Waterfront Homes by price

BandFor saleShare
Under $300K424%
$300K–$500K318%
$500K–$750K529%
$750K–$1M212%
$1M+318%

Carrollton waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Wesher Cabins10$1,695,000$1,695,000
Oak Mountain Golf Club10$1,485,000$1,485,000
Harmon Springs11$689,914$689,914
Heritage Hills10$599,900$599,900
Whitlow Earnest L Surv10$585,000$585,000
Overlook at Oak Mountain11$499,900$499,900
Retreat at Mill Pond10$479,000$479,000
Hays Mill Overlook10$299,900$299,900
Mountain Oaks-M13410$289,900$289,900
Rock Springs Mhs -M13010$229,900$229,900

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Carrollton?
As of September 27, 2026, 17 Carrollton, GA listings whose MLS record reports waterfront are active or pending, across 10 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Carrollton?
The median asking price today is $599,900, with listings from $175,000 to $1,695,000. Carrollton listings without that feature have a median of $349,862.
Which Carrollton community has the most waterfront homes for sale?
Wesher Cabins has the most right now (1), followed by Oak Mountain Golf Club (1), Harmon Springs (1), Heritage Hills (1).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Carrollton

Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Carrollton, GA whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

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