Waterfront Homes for Sale in Holiday, FL

This page tracks every Holiday listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

43 waterfront homes are for sale or pending in Holiday, FL today across 18 communities. The median asking price is $260,000, from $114,900 to $1,859,900. Listings in Holiday without that feature have a median of $379,000. Most listings right now: Aloha Gardens (6), Beacon Square (6), Baileys Bluff Estates (4). Updated September 8, 2026 from the MLS.

Holiday waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Aloha Gardens60$254,450$239,900
Beacon Square60$242,500$143,000
Baileys Bluff Estates40$812,000$509,000
Forest Hills40$322,500$299,000
Holiday Lake Villas Condo40$142,500$115,000
Tahitian Dev Sub30$274,900$210,000
Tanglewood Mobile Village30$145,500$134,900
Tahitian Dev20$360,000$270,000
Forest Hills Un #2210$599,990$599,990
Park Place10$447,400$447,400
Forest Hills Unit 2210$350,000$350,000
Shadow Oaks10$319,000$319,000
La Villa Gardens10$295,000$295,000
Townes At Darlington, Townes/Darlington10$255,000$255,000
Holiday Lake Estates10$249,000$249,000
Holiday Gardens10$243,900$243,900
Tahitian Homes10$235,000$235,000
Tahitian Gardens Condo10$114,900$114,900

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Holiday?
As of September 8, 2026, 43 Holiday, FL listings whose MLS record reports waterfront are active or pending, across 18 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Holiday?
The median asking price today is $260,000, with listings from $114,900 to $1,859,900. Holiday listings without that feature have a median of $379,000.
Which Holiday community has the most waterfront homes for sale?
Aloha Gardens has the most right now (6), followed by Beacon Square (6), Baileys Bluff Estates (4), Forest Hills (4).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Holiday

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Holiday, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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