Waterfront Homes for Sale in Land O Lakes, FL
This page tracks every Land O Lakes listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
69 waterfront homes are for sale or pending in Land O Lakes, FL today across 56 communities. The median asking price is $575,000, from $119,000 to $1,950,000. Listings in Land O Lakes without that feature have a median of $398,900. Most listings right now: Lake Padgett Estates (4), Lakeshore Ranch Ph I (4), Caliente Apts Condo (4). Updated September 27, 2026 from the MLS.
Live waterfront homes in Land O' Lakes: the listings
56 active listings carry the flag today (13% of Land O' Lakes inventory), median asking $615,000, $255/sq ft, median 42 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Land O' Lakes
The most expensive waterfront homes in Land O' Lakes
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 6800 Wisteria Loop | $1,950,000 | 4,796 | — |
| 21019 Marsh Hawk Drive | $1,699,990 | 5,628 | Preserve At Lake Thomas |
| 2566 Lake Manor Drive | $1,475,000 | 4,210 | MANORS/Lake PADGETT |
| 20902 Ragan Lane | $1,399,000 | 3,013 | Lake Thomas Estates |
| 5035 Conner Drive | $1,375,000 | 2,903 | Conners Lake Front Estates |
| 20915 Lake Vienna Drive | $1,350,000 | 4,410 | Pasco Sunset Lakes |
| 24355 Hideout Trail | $1,299,999 | 3,359 | — |
| 3626 Swans Landing Drive | $1,275,000 | 3,485 | — |
| 21246 Quiet Haven Court | $1,199,000 | 4,888 | — |
| 2719 Calvano Drive | $1,099,900 | 4,471 | Enclave / Terra Bella |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 3 | 5% |
| $300K–$500K | 17 | 30% |
| $500K–$750K | 15 | 27% |
| $750K–$1M | 10 | 18% |
| $1M+ | 11 | 20% |
Land O Lakes waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Lake Padgett Estates | 4 | 0 | $590,700 | $500,000 |
| Lakeshore Ranch Ph I | 4 | 0 | $535,000 | $435,000 |
| Caliente Apts Condo | 4 | 0 | $307,250 | $269,000 |
| Pasco Sunset Lakes | 2 | 0 | $1,157,500 | $965,000 |
| Swann Lake | 2 | 0 | $1,135,000 | $995,000 |
| Asbel Estates | 2 | 0 | $437,325 | $365,000 |
| Ivelmar Estates | 1 | 0 | $1,950,000 | $1,950,000 |
| Preserve At Lake Thomas | 1 | 0 | $1,699,990 | $1,699,990 |
| Manors/Lk Padgett | 1 | 0 | $1,475,000 | $1,475,000 |
| Lake Thomas Estates | 1 | 0 | $1,399,000 | $1,399,000 |
| Conners Lake Front Estates | 1 | 0 | $1,375,000 | $1,375,000 |
| Outlaw Ridge | 1 | 0 | $1,299,999 | $1,299,999 |
| Wilderness Lake Preserve Ph 01 | 1 | 0 | $1,199,000 | $1,199,000 |
| Enclave/ Terra Bella Ph 2-4 | 1 | 0 | $1,099,900 | $1,099,900 |
| Bexley South Prcl 4 Ph 2A | 1 | 0 | $1,075,000 | $1,075,000 |
| Collier Parkway | 1 | 0 | $999,900 | $999,900 |
| Oakstead Parcel 1 Unit 2 | 1 | 0 | $949,000 | $949,000 |
| Stonegate | 1 | 0 | $925,000 | $925,000 |
| Stonegate Ph 2 | 1 | 0 | $774,000 | $774,000 |
| Oakstead Prcl 06 Unit 01 Prcl 07 | 1 | 0 | $739,900 | $739,900 |
| Oak Villa | 1 | 0 | $724,990 | $724,990 |
| Dupree Gardens 1St Add | 1 | 0 | $695,000 | $695,000 |
| Grove Shore Add | 1 | 1 | $660,000 | $660,000 |
| Lake Talia Ph 1 | 1 | 0 | $655,000 | $655,000 |
| Connerton Village 01 Prcl 103 | 1 | 0 | $650,000 | $650,000 |
| Lake Padgett Estate/Grove Shore | 1 | 0 | $649,900 | $649,900 |
| Magnolia Point | 1 | 0 | $649,900 | $649,900 |
| Concord Station Ph 04 Units A & B | 1 | 0 | $635,000 | $635,000 |
| Heron Point At Sable Ridge Ph 01C | 1 | 0 | $635,000 | $635,000 |
| Concord Station Ph 04 Units A & B | 1 | 0 | $615,000 | $615,000 |
| Connerton Village 01 Prcl 101 & 102 | 1 | 0 | $585,000 | $585,000 |
| Del Webb Bexley Ph 2 | 1 | 0 | $580,000 | $580,000 |
| Preserve At Lake Thomas 02 | 1 | 0 | $575,000 | $575,000 |
| Caliente C F K L N G H J | 1 | 0 | $563,000 | $563,000 |
| Perdew Island | 1 | 0 | $525,000 | $525,000 |
| Hwy Lake Estates | 1 | 0 | $495,000 | $495,000 |
| Lake Padgett/Grove Shore | 1 | 0 | $489,000 | $489,000 |
| Grand Oaks Ph 2 Uns 6 & 8 | 1 | 0 | $479,000 | $479,000 |
| Oakstead Prcl 9 & 10 | 1 | 0 | $474,900 | $474,900 |
| Lake Padgett South | 1 | 0 | $464,000 | $464,000 |
| Deerbrook Ph 1 | 1 | 0 | $450,000 | $450,000 |
| Del Webb Bexley Ph 3B | 1 | 0 | $440,000 | $440,000 |
| Grand Oaks Ph 02 Unit 03 & 05 | 1 | 0 | $435,000 | $435,000 |
| Oakstead Parcel 4 | 1 | 0 | $430,000 | $430,000 |
| Connerton Village 2 Prcl 218 Ph 1C | 1 | 0 | $429,900 | $429,900 |
| Devonwood Residential | 1 | 0 | $399,999 | $399,999 |
| Concord Station Ph 01 Units C D E & F | 1 | 0 | $399,900 | $399,900 |
| Grand Oaks Ph 02 Units 06 & 08 | 1 | 0 | $355,000 | $355,000 |
| Groves Ph 03 Club Villas | 1 | 0 | $339,000 | $339,000 |
| Asbel Creek Ph 04 | 1 | 0 | $328,000 | $328,000 |
| Oakstead Prcl 06 | 1 | 0 | $325,000 | $325,000 |
| Cypress Preserve Ph 3B 2B 3 & | 1 | 0 | $320,000 | $320,000 |
| Cypress Preserve Ph 3D 3E & 4B | 1 | 0 | $319,000 | $319,000 |
| Angeline Ph 1E | 1 | 0 | $305,000 | $305,000 |
| Townes/Lk Thomas Ph 1 | 1 | 0 | $285,000 | $285,000 |
| Covington Sub | 1 | 0 | $119,000 | $119,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Land O Lakes?
What do waterfront homes cost in Land O Lakes?
Which Land O Lakes community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Land O Lakes
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- Land O Lakes homes under $300K
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- Waterfront Homes in every city
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Land O Lakes, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.