Waterfront Homes for Sale in Wesley Chapel, FL
This page tracks every Wesley Chapel listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
47 waterfront homes are for sale or pending in Wesley Chapel, FL today across 42 communities. The median asking price is $499,900, from $139,000 to $16,000,000. Listings in Wesley Chapel without that feature have a median of $665,000. Most listings right now: Esplanade/Wiregrass Ranch Ph I (2), Valencia Ridge (2), Esplanade/Wiregrass Ranch Ph (1). Updated September 8, 2026 from the MLS.
Wesley Chapel waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Esplanade/Wiregrass Ranch Ph I | 2 | 0 | $757,000 | $725,000 |
| Valencia Ridge | 2 | 2 | $735,900 | $719,900 |
| Esplanade/Wiregrass Ranch Ph | 1 | 0 | $1,330,000 | $1,330,000 |
| Shortgrass At Two Rivers | 1 | 0 | $1,250,000 | $1,250,000 |
| Watergrass Pcls D-2 D-3 & D-4 | 1 | 0 | $1,050,000 | $1,050,000 |
| Seven Oaks Prcl S-7A | 1 | 0 | $899,900 | $899,900 |
| River Landing Ph 1B | 1 | 0 | $898,000 | $898,000 |
| Arbor Woods/Northwood | 1 | 0 | $849,900 | $849,900 |
| Watergrass | 1 | 0 | $749,900 | $749,900 |
| Homesteads Saddlewood | 1 | 0 | $749,000 | $749,000 |
| Epperson Ranch Ph 5-2 | 1 | 0 | $735,000 | $735,000 |
| Wiregrass M23 Ph 2 | 1 | 0 | $614,000 | $614,000 |
| Epperson North Village C-2B | 1 | 0 | $595,000 | $595,000 |
| Lexington Oaks Village 17 Units A & B | 1 | 0 | $589,000 | $589,000 |
| Valencia Ridge Phase 2 | 1 | 1 | $570,900 | $570,900 |
| Meadow Pointe 03 Prcl Dd & Y | 1 | 0 | $569,900 | $569,900 |
| Brookfield Estates | 1 | 0 | $549,000 | $549,000 |
| Lexington Oaks Villages 27A & 31 | 1 | 0 | $500,000 | $500,000 |
| Esplanade At Wiregrass Ranch | 1 | 0 | $500,000 | $500,000 |
| Avalon Park West Ph 3 | 1 | 0 | $499,900 | $499,900 |
| Avalon Park | 1 | 0 | $499,900 | $499,900 |
| Avalon Park West | 1 | 0 | $479,900 | $479,900 |
| Bridgewater Ph 01 & 02 | 1 | 0 | $465,000 | $465,000 |
| Oak Creek A-C Ph 02 | 1 | 0 | $452,000 | $452,000 |
| Saddlebrook Village West | 1 | 0 | $450,000 | $450,000 |
| New River Lakes Village B2 & D | 1 | 0 | $450,000 | $450,000 |
| Country Walk Increment F Ph 01 | 1 | 0 | $444,500 | $444,500 |
| Epperson North Village A-1 To A-5 | 1 | 0 | $419,000 | $419,000 |
| Meadow Pointe 04 Prcl J | 1 | 0 | $400,000 | $400,000 |
| Quail Hollow Estates Unrec Sub | 1 | 0 | $398,900 | $398,900 |
| Wesbridge Ph 4 | 1 | 0 | $389,900 | $389,900 |
| Lexington Oaks Ph 01 | 1 | 0 | $389,000 | $389,000 |
| Lexington Oaks Vlgs 23 & 24 | 1 | 0 | $384,000 | $384,000 |
| Meadow Pointe Prcl 15 | 1 | 0 | $379,900 | $379,900 |
| Lexington Oaks Ph 02 | 1 | 0 | $335,000 | $335,000 |
| Windermere Estates | 1 | 0 | $330,000 | $330,000 |
| Saddlebrook Golf Country Club | 1 | 0 | $300,000 | $300,000 |
| Meadow Pointe 03 Prcl Uu | 1 | 0 | $235,500 | $235,500 |
| Meadow Pointe Prcl 14 Unit 01 | 1 | 0 | $184,900 | $184,900 |
| Saddlebrook Condo Cl 06 | 1 | 0 | $169,900 | $169,900 |
| Williams Double Branch Estates | 1 | 0 | $165,000 | $165,000 |
| Timber Lake Estates | 1 | 0 | $139,000 | $139,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Wesley Chapel?
What do waterfront homes cost in Wesley Chapel?
Which Wesley Chapel community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Wesley Chapel
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- Waterfront Homes in every city
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Wesley Chapel, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.