Waterfront Homes for Sale in Indian Harbour Beach, FL
This page tracks every Indian Harbour Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
18 waterfront homes are for sale or pending in Indian Harbour Beach, FL today across 10 communities. The median asking price is $724,000, from $439,900 to $1,850,000. Listings in Indian Harbour Beach without that feature have a median of $392,000. Most listings right now: Lantana Oceanfront (5), Somerset Oceanfront Condo (3), Windward Cove (2). Updated September 27, 2026 from the MLS.
Live waterfront homes in Indian Harbour Beach: the listings
13 active listings carry the flag today (23% of Indian Harbour Beach inventory), median asking $725,000, $398/sq ft. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Indian Harbour Beach
The most expensive waterfront homes in Indian Harbour Beach
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 138 Windward Way | $1,850,000 | 3,643 | — |
| 146 Windward Way | $1,349,000 | 3,214 | — |
| 2065 Jimmy Buffett Mem Highway #1201A | $950,000 | 2,578 | Somerset Oceanfront Condo |
| 1923 Jimmy Buffett Memorial Highway #C-3 | $945,000 | 2,400 | Ocean Dunes Subd |
| 2095 Highway A1A Highway #4403 | $835,000 | 1,832 | Somerset Oceanfront Condo |
| 2095 Highway A1A Highway #4703 | $799,000 | 1,832 | Somerset Oceanfront Condo |
| 505 Tradewinds Drive #505 | $725,000 | 2,084 | Dockside Villas |
| 1811 Highway A1A Highway #2303 | $649,000 | 1,720 | Lantana Oceanfront |
| 1791 N Highway A1A #1104 | $599,000 | 1,720 | Lantana Oceanfront |
| 1965 Highway A1A #306 | $525,000 | 1,236 | Serena Shores Condo Of Ind Harbor Beach |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| $300K–$500K | 3 | 23% |
| $500K–$750K | 4 | 31% |
| $750K–$1M | 4 | 31% |
| $1M+ | 2 | 15% |
Indian Harbour Beach waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Lantana Oceanfront | 5 | 0 | $675,000 | $599,000 |
| Somerset Oceanfront Condo | 3 | 0 | $835,000 | $799,000 |
| Windward Cove | 2 | 0 | $1,599,500 | $1,349,000 |
| Ocean Walk Condo | 2 | 0 | $460,499 | $445,999 |
| Inwood Isles Subd | 1 | 0 | $1,049,000 | $1,049,000 |
| Ocean Dunes Subd | 1 | 0 | $945,000 | $945,000 |
| Dockside Villas | 1 | 0 | $725,000 | $725,000 |
| Serena Shores Condo of Ind Hbr Bch Ph II | 1 | 0 | $525,000 | $525,000 |
| Indian Harbour Beach Club Condo | 1 | 0 | $499,500 | $499,500 |
| Townhouse Estates N | 1 | 0 | $439,900 | $439,900 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Indian Harbour Beach?
What do waterfront homes cost in Indian Harbour Beach?
Which Indian Harbour Beach community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
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Live data: Space Coast MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Indian Harbour Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.