The Gardens Of Indian Harbour Beach
Homes for Sale in Indian Harbour Beach, FL
All 60 homes for sale in Indian Harbour Beach, FL · median $499,250 · 17 townhomes for sale in Indian Harbour Beach · Brevard County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Space Coast MLS
Over the 12 months ending 2026-07-15, 5 recorded sales closed at a median of $295,000, $225 per square foot, a median 20 days on market, sellers accepting 97% of original asking (-23% versus the prior year). Homes listed or recently sold were built 1983 - 1988; 8 of 8 report an HOA (median $450/mo); none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). At the median price and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $4,600 ($3,980 with the full homestead exemption).

The Gardens Of Indian Harbour Beach is a managed townhome community tucked into Indian Harbour Beach, where the median closed at $295K on a price-per-square-foot of $225. That places it well below the broader Brevard barrier-island average, reflecting the fact that these are smaller-footprint attached homes with HOA structures handling exterior maintenance, trash, and grounds. Five closings in the trailing window and zero actives tell you this is a thin, episodic market - inventory appears when someone moves, not on a predictable cycle.
Year-over-year prices are down 23.4 percent, consistent with the reset in barrier-island townhome and condo segments after the post-pandemic spike unwound. Median days-on-market at 20 suggests correctly priced homes still move, but the heat score of 33 confirms this is a buyer's negotiating environment. Sellers need to price to condition and be ready to justify the number; buyers have room to be selective and should budget for any deferred HOA capital items before closing.
Figures in this note are as of July 16, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The Gardens Of Indian Harbour Beach right now
🔴 Off the recent peak. The trailing-12-month median ($295K) is down 23.4% from the prior 12 months ($385K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Space Coast MLS closed sales, 12-month windows ending July 15. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside The Gardens Of Indian Harbour Beach right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
The Gardens Of Indian Harbour Beach market snapshot (as of July 15, 2026): the median sale price is about $295K ($225 per sq ft over the trailing 12 months of closed sales), and a median 20 days on market for closed sales. The trailing-12-month median is down 23% from the prior 12 months, computed from record-level Space Coast MLS closed sales (5 closings in the current window).
The Gardens Of Indian Harbour Beach is a managed townhome enclave on the barrier island, delivering pool, spa, park, and full grounds/structure maintenance at a median well below detached-home thresholds - appealing to buyers who want beach proximity without exterior upkeep or a seven-figure price tag.
The setting & the homes.
Aerial and on-site photos of The Gardens Of Indian Harbour Beach. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Space Coast MLS listings in The Gardens Of Indian Harbour Beach; content deemed reliable but not guaranteed.
Who The Gardens Of Indian Harbour Beach is best for.
Best for
- Second-home or seasonal buyers who want beach proximity without exterior maintenance obligations
- Buyers prioritizing barrier-island location at a median below detached-home entry points
- Investors comfortable with HOA-governed rentals and episodic resale timelines
Probably not for
- Buyers who need a yard, garage space, or structural autonomy outside HOA purview
- Anyone uncomfortable with collective budgets, potential special assessments, or waiting months for comparable inventory
- Buyers expecting rapid price appreciation or liquid resale in a thin, episodic market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Space Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($295K) IS the median in the snapshot above, and the move from 2025 ($385K) IS the -23.4% one-year change.
Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Space Coast MLS for the period %s through %s. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Brevard County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Brevard County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 32937 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-25).
The Gardens of Indian Harbour Beach Market Scorecard
The Gardens of Indian Harbour Beach is currently a buyer-leaning market (limited data). About 4.0 months of supply, a median asking price of $360,000.
Typical home value in the 32937 ZIP is $496,585, about 2.1% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Based on information from the Space Coast MLS for the period 2026 through 2026-10-24. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in The Gardens Of Indian Harbour Beach
Live MLS inventory for The Gardens Of Indian Harbour Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending The Gardens Of Indian Harbour Beach listings as of 2026-10-19, priced high to low. Based on information from the Space Coast MLS for the period %s through %s. Tap any home to ask about it.
The Gardens Of Indian Harbour Beach on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Space Coast MLS. Map data © OpenStreetMap contributors.
Life at The Gardens Of Indian Harbour Beach
- Pool · reported on 6 of 6 listings
- Management - Off Site · reported on 5 of 6 listings
- Maintenance Grounds · reported on 2 of 6 listings
- Management - Full Time · reported on 2 of 6 listings
- Maintenance Structure · reported on 2 of 6 listings
- Trash · reported on 1 of 6 listings
- Car Wash Area · reported on 1 of 6 listings
- Spa/Hot Tub · reported on 1 of 6 listings
- Park · reported on 1 of 6 listings
Community amenities as reported across Space Coast MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Brevard County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Ocean Breeze · Elementary
- Hoover · Middle
- Satellite · High
Zoned schools reflect the assignments reported on recent The Gardens Of Indian Harbour Beach listings and can change; always confirm with Brevard County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Gardens Of Indian Harbour Beach address.
Shop the zone: Homes zoned for Satellite High School
The The Gardens Of Indian Harbour Beach buying strategy.
If we were buying in The Gardens Of Indian Harbour Beach today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Gardens Of Indian Harbour Beach.
What the structure and the HOA really mean
This is a full-service HOA community: management is full-time and off-site, and the association handles structure maintenance, grounds, trash, and common amenities including a pool, spa, car-wash area, and park. That model appeals to second-home owners, retirees, and anyone who travels frequently, but it also means you are buying into a collective budget. Before you write an offer, ask for the reserve study, the last two years of financials, and any pending special assessments. A well-funded HOA protects your investment; an under-reserved one can deliver four-figure surprise bills.
The homes themselves are attached, which keeps square footage modest and the median price accessible relative to detached barrier-island product. You are trading yard and separation for location and lower entry cost. The market for this typology is episodic - five closings in the window, zero current listings - so if you find a unit that fits, understand that the next comparable may not surface for months. Condition varies widely in older townhome stock; budget for inspection and deferred interior items, and do not assume HOA structure maintenance covers anything inside your walls.
The location and the amenities are priced into every listing in The Gardens Of Indian Harbour Beach. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Momentum brokers live in Brevard and track barrier-island HOA communities daily. We will pull the association docs before you tour, flag reserve shortfalls or pending litigation, and comp your offer against closed townhome sales the automated sites miss. In a market this thin, having an agent who knows when to walk and when to negotiate is the difference between a sound buy and inheriting someone else's problem. We represent your interest, not the transaction count.
The Gardens Of Indian Harbour Beach in 15 seconds.
What it really costs to own in The Gardens Of Indian Harbour Beach
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,303/yr across 5 listings here (MLS tax records, 2026-10-24). |
|---|---|
| HOA dues | Median $461/month across 6 MLS listings (most billed monthly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Brevard County is $2,348/yr (6,986 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1986 across 6 listings. An original roof here would be about 40 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in The Gardens Of Indian Harbour Beach
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about The Gardens Of Indian Harbour Beach
Have a question about the homes, fees, rules or commute here? A Momentum agent who works The Gardens Of Indian Harbour Beach will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $461/month (about $5,532/yr) · median of 6 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $461 per month ($5,532 a year) - the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Gardens Of Indian Harbour Beach buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Gardens Of Indian Harbour Beach sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Gardens Of Indian Harbour Beach, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Gardens Of Indian Harbour Beach home worth?
Get a no-obligation home value based on real comparable sales in The Gardens Of Indian Harbour Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Indian Harbour Beach →
| Location | Indian Harbour Beach, Brevard County, FL |
|---|---|
| Home types (current listings and sales) | townhouses 100% |
| Amenities listed by sellers | Management - Off Site, Maintenance Grounds, Maintenance Structure, Management - Full Time, Trash, Cable TV |
| Sale prices, last 12 months | $295,000 median across 5 closed sales · $225 per sq ft · -23.4% vs the prior 12 months |
| Days on market (closed sales) | 20 median |
| For sale right now | 0 active, 0 pending |
Data as of July 15, 2026. Based on information from the Space Coast MLS for the period %s through %s. Market figures describe homes, not residents. Cite as: Momentum Realty, “The Gardens Of Indian Harbour Beach key facts,” movewithmomentum.com/neighborhoods/the-gardens-of-indian-harbour-beach-indian-harbour-beach, data as of July 15, 2026.
Just listed in The Gardens Of Indian Harbour Beach
The newest homes for sale in The Gardens Of Indian Harbour Beach right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 705 Palm Springs Circle $385,000 · 2 bd · 2 ba · 1,239 sq ft · new today Courtesy of 1 Percent Lists FL's Finest
- 720 Palm Springs Circle $335,000 · 2 bd · 2.5 ba · 1,310 sq ft · new today Courtesy of Denovo Realty
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in The Gardens Of Indian Harbour Beach Indian Harbour Beach Right Now (2)
All 2 active and pending The Gardens Of Indian Harbour Beach Indian Harbour Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 705 Palm Springs Circle · $385,000 · 2 bd / 2 ba · listed by 1 Percent Lists FL's Finest
- 720 Palm Springs Circle · $335,000 · 2 bd / 2.5 ba · listed by Denovo Realty
More Indian Harbour Beach home searches
- All homes for sale in Indian Harbour Beach, FL
- Homes for sale in Brevard County, FL
- Indian Harbour Beach pool homes for sale
- Indian Harbour Beach waterfront homes for sale
- Homes under $300K in Indian Harbour Beach
- Homes from $300K to $500K in Indian Harbour Beach
- 4-bedroom homes for sale in Indian Harbour Beach
- Indian Harbour Beach home values: what is my house worth?
- 9 coming-soon communities in Brevard County
Indian Harbour Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Brevard County)
- Homestead exemption (Brevard County)
- New construction (Brevard County)
- Home builders (Brevard County)
- Real estate agents
Florida buyer guides
Frequently Asked Questions
What is the median home price in The Gardens Of Indian Harbour Beach?
How long do homes in The Gardens Of Indian Harbour Beach take to sell?
Who is the best real estate agent for The Gardens Of Indian Harbour Beach?
How do I find a top Indian Harbour Beach real estate agent who knows The Gardens Of Indian Harbour Beach?
Can Momentum Realty connect me with an agent for The Gardens Of Indian Harbour Beach?
Where is The Gardens Of Indian Harbour Beach, and what county is it in?
Should you buy in The Gardens Of Indian Harbour Beach?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Space Coast MLS closed sales, 12-month windows ending July 15, 2026 |
| Under-contract shares | Space Coast MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (45 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how The Gardens Of Indian Harbour Beach fits the bigger picture — live prices, inventory, and Momentum Scores:
More on The Gardens Of Indian Harbour Beach
- Home values · What homes in The Gardens Of Indian Harbour Beach actually sell for
- Find an agent · How to choose the best real estate agent in The Gardens Of Indian Harbour Beach
Nearby Communities
Explore more neighborhoods near The Gardens Of Indian Harbour Beach with Momentum Realty’s local guides.














