Lyme Bay
Homes for Sale in Indian Harbour Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Lyme Bay sits in Indian Harbour Beach with a median price of $325,000 and a median of $279 per square foot. With so few closings in the current window, price here is driven more by the condition and specifics of whatever happens to be listed than by any tidy comp set. Treat that median as a reference point, not a rule.
The market posture is mixed. Homes are moving fast — a median of 13 days on market says demand is real when something lists. But the median price is down 10.6% year over year, so the speed does not translate into leverage on price. For a buyer, that means move quickly but underwrite the specific home, not the trend. For a seller, it means price to the current market and expect a quick, condition-sensitive result.
Lyme Bay right now
🔴 Off the recent peak. The trailing-12-month median ($325K) is down 10.6% from the prior 12 months ($364K) and up 212% since 2012. With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Space Coast MLS closed sales, 12-month windows ending July 15. Confidence: Low (3 and 6 sales in the two windows).
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Updated July 15, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lyme Bay market snapshot (as of July 15, 2026): the median sale price is about $325K ($279 per sq ft over the trailing 12 months of closed sales), and a median 13 days on market for closed sales. The trailing-12-month median is down 11% from the prior 12 months and up 212% since 2012, computed from record-level Space Coast MLS closed sales (3 closings in the current window).
Lyme Bay is a small pocket in Indian Harbour Beach where listings are scarce and turn over quickly, so the story is less about a broad market and more about the individual home in front of you. The long arc is up — values are 212% higher than in 2012 — even though the past year has softened.
Who Lyme Bay is best for.
Best for
- Buyers targeting the mid-$300s in Indian Harbour Beach who can act decisively when inventory appears
- Long-hold buyers comfortable with a softer year against a strong multi-year trend
- Buyers who value location and the home itself over community facilities
Probably not for
- Buyers who want a large pool of listings to compare before deciding
- Buyers counting on shared amenities as part of the value
- Buyers who need price certainty and can't tolerate a thin, condition-driven comp set
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Space Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($325K) IS the median in the snapshot above, and the move from 2025 ($364K) IS the -10.6% one-year change.
Windows contain 3 to 11 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Space Coast MLS for the period %s through %s. Deemed reliable but not guaranteed.
The Lyme Bay buying strategy.
If we were buying in Lyme Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lyme Bay.
A thin, fast market
The defining feature here is scarcity. With only a handful of closings to work from, this is a low-count market where a single unusual sale can swing the median. That is why we lean on qualitative reads: expect a wide spread around the $325,000 median depending on condition, layout, and updates, and don't anchor to one number as if it were a floor or a ceiling.
Speed is the other signal. A 13-day median on market means well-prepared listings don't linger, but a heat score of 36 tells you this isn't a runaway seller's market — the year-over-year decline of 10.6% is doing real work on pricing. No community amenities surface from current MLS listings, so the value proposition rests on the homes themselves and the Indian Harbour Beach location rather than shared facilities.
The location and the amenities are priced into every listing in Lyme Bay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lyme Bay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.8). Basis: Long-Term Appreciation +212% since 2012; Recent Direction -10.6% year-over-year; Pricing Power 95.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a thin, fast-moving market like Lyme Bay, the median only tells you so much — the real work is reading each home against a short comp set and moving decisively when the right one lists. We track this pocket closely, so we can tell you quickly whether a list price reflects the softening trend or ignores it, and help sellers price to the speed the market is actually rewarding.
Lyme Bay in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lyme Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lyme Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lyme Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lyme Bay home worth?
Get a no-obligation home value based on real comparable sales in Lyme Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lyme Bay on the map →
Frequently Asked Questions
What is the median home price in Lyme Bay?
How long do homes in Lyme Bay take to sell?
Have Lyme Bay home prices gone up?
Who is the best real estate agent for Lyme Bay?
How do I find a top Indian Harbour Beach real estate agent who knows Lyme Bay?
Can Momentum Realty connect me with an agent for Lyme Bay?
Should you buy in Lyme Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Space Coast MLS closed sales, 12-month windows ending July 15, 2026 |
| Under-contract shares | Space Coast MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2005 (126 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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