Waterfront Homes for Sale in Plantation Key, FL

This page tracks every Plantation Key listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

79 waterfront homes are for sale or pending in Plantation Key, FL today across 27 communities. The median asking price is $2,900,000, from $369,000 to $40,000,000. Listings in Plantation Key without that feature have a median of $799,000. Most listings right now: Venetian Shores (86.0) (16), Plant Key Colony (90.0) (7), Indian Waterways (89.0) (6). Updated September 27, 2026 from the MLS.

Plantation Key waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Venetian Shores (86.0)162$3,913,500$1,550,000
Plant Key Colony (90.0)70$2,000,000$1,390,000
Indian Waterways (89.0)64$3,900,000$999,000
Pearl City (89.0)44$21,000,000$14,990,000
Misc Plantation Key (85.0)41$13,700,000$609,900
Summer Sea (88.5)40$493,700$475,000
Plant Beach (87.5)31$3,995,000$3,800,000
Sunshine Estates (90.5)30$2,999,000$2,100,000
Coral Harbour (88.0)30$775,000$699,000
Executive Bay (87.0)30$750,000$599,000
Futura Yacht Club (88.5)30$729,000$599,995
Sea Gulls (90.0)30$700,000$625,000
Key Heights (88.5)20$7,250,000$6,500,000
Plant Shores (90.0)20$4,749,500$3,499,000
Plantation Lake Estates (87.0)20$3,050,000$2,400,000
Vacation Village - AMD (89.0)20$2,074,500$1,250,000
Plant By The Sea (87.5)20$404,000$369,000
Trop Coral Reef (89.0)10$26,400,000$26,400,000
Lysiloma (89.5)10$14,000,000$14,000,000
Edenaire (90.5)10$6,500,000$6,500,000
High Point (89.0)10$6,195,000$6,195,000
Kahiki Harbor (91.0)10$4,799,000$4,799,000
Fontaine Lake (90.0)10$3,000,000$3,000,000
Plant Tropical Park (91.0)11$2,849,000$2,849,000
Lake Harbor (89.5)10$2,750,000$2,750,000
Boatmans Colony (90.5)10$2,200,000$2,200,000
Ocean Harbor (87.5)10$1,950,000$1,950,000

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Plantation Key?
As of September 27, 2026, 79 Plantation Key, FL listings whose MLS record reports waterfront are active or pending, across 27 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Plantation Key?
The median asking price today is $2,900,000, with listings from $369,000 to $40,000,000. Plantation Key listings without that feature have a median of $799,000.
Which Plantation Key community has the most waterfront homes for sale?
Venetian Shores (86.0) has the most right now (16), followed by Plant Key Colony (90.0) (7), Indian Waterways (89.0) (6), Pearl City (89.0) (4).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Plantation Key

Live data: floridakeys, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Plantation Key, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

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