Plantation Key
Housing Market
Median sale price $1,400,000, up 4.1% year over year, with homes going under contract in about 90 days.
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Housing Market Analyst
100% of listed homes are already under contract. Prices are up 4.1% versus the prior year and sellers are still collecting 91.3% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 100% of inventory sits under contract.
- Mortgage sensitivity — at 11.6× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Plantation Key data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on Plantation Key
The median sale price across Plantation Key currently stands at $1,400,000, up 4.1% from a year ago. The typical home goes under contract in about 90 days. Sellers are capturing 91.3% of their original asking price on average.
Plantation Key prices sit above the Monroe County median by roughly 54%. Zillow's home value index for Monroe County stands at $959,843. About 19% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Plantation Key is 58 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 1, 2026.
Plantation Key since 2012 — and where it’s heading
A median home here sold for $496,024 in 2012 and $1,368,880 over the last recorded year — 176% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (2,037 recorded sales)
Days on market by year
Home value trend · Monroe County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Monroe County (MLS)
Median price · daily recalculation
What’s driving Plantation Key
Top inbound states: CA, IL, MD. Movers arriving report ~$170,384 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,542 Citizens policies in force in Monroe County — the state-backed insurer of last resort. Budget insurance into any Monroe purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
239 single-family · 40 multi-family · 3.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Monroe County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Plantation Key ← this page | $1.40M | — | 58 | |
| Forsyth | $505K | 18 | 47 | Open → |
Neighborhoods on the move
| VENETIAN SHORESPlantation Key | $2.61M | ▲ 16% |
| PLANT KEY COLONYPlantation Key | $1.61M | ▲ 15% |
| INDIAN WATERWAYSPlantation Key | $1.77M | ▲ -1% |
| EXECUTIVE BAYPlantation Key | $572K | ▲ -9% |
| OCEAN HARBORPlantation Key | $1.15M | ▲ -18% |
| OCEAN HARBORPlantation Key | $1.15M | ▼ 18% |
| EXECUTIVE BAYPlantation Key | $572K | ▼ 9% |
| INDIAN WATERWAYSPlantation Key | $1.77M | ▼ 1% |
| PLANT KEY COLONYPlantation Key | $1.61M | ▼ 15% |
| VENETIAN SHORESPlantation Key | $2.61M | ▼ 16% |
| INDIAN WATERWAYSPlantation Key | $1.77M | 43 days |
| PLANT KEY COLONYPlantation Key | $1.61M | 72 days |
| VENETIAN SHORESPlantation Key | $2.61M | 91 days |
| OCEAN HARBORPlantation Key | $1.15M | 138 days |
| EXECUTIVE BAYPlantation Key | $572K | 172 days |
Plantation Key ZIP codes
Most active communities
More on Plantation Key
Put this data to work
The questions people actually ask
Should I buy a house in Plantation Key right now?
The data says conditions currently favor neither side decisively in Plantation Key — the Momentum Score reads 58/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Plantation Key becoming more affordable?
No — the median sale price in Plantation Key is $1,400,000, up 4.1% versus the prior year, while sellers still capture 91.3% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Plantation Key?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are OCEAN HARBOR (-18%); EXECUTIVE BAY (-9%); INDIAN WATERWAYS (-1%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Plantation Key neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are INDIAN WATERWAYS (43 days); PLANT KEY COLONY (72 days); VENETIAN SHORES (91 days) — homes there go under contract well ahead of the market-wide pace of 90 days.
How does Plantation Key compare to the rest of Monroe County?
Plantation Key's median of $1,400,000 runs 54% above the county-wide median of $907,500, and homes here take 90 days to go under contract versus 86 county-wide.
Plantation Key housing market FAQ
Is it a good time to sell a house in Plantation Key?
By the numbers, sellers in Plantation Key are getting 91.3% of asking price and going under contract in about 90 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Plantation Key housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Plantation Key median sale prices are up 4.1% year over year, and 100% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Plantation Key?
The median sale price in Plantation Key is currently $1,400,000, up 4.1% from a year ago, based on MLS sales data updated October 1, 2026.
Is Plantation Key a buyer's or seller's market right now?
The data currently favors sellers. Plantation Key scores 58 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in Plantation Key?
The typical home in Plantation Key goes under contract in about 90 days, per current MLS data.
Are home prices in Plantation Key rising or falling?
Median sale prices are up 4.1% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Plantation Key. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 1, 2026 at 2:51 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.