What $1M Buys in Santa Rosa County, FL

A $1M budget buys a very different house depending on which Santa Rosa County city you point it at. This page compares every city with at least five active listings within 10% of $1M — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.

There are 44 homes for sale in Santa Rosa County, FL priced between $900,000 and $1,100,000 right now. At $1M, the typical home is 2,465 sq ft, built 2008, at $404/sq ft; 18% of them are new construction and the median has been on the market 59 days. The most house for the money is in Pace (3,306 sq ft median); the least in Navarre Beach (1,797 sq ft); the newest in Pace (median build year 2023).

What $1M buys, city by city

CityHomes for saleMedian sq ftBeds / bathsMedian year built$ / sq ftNew constructionMedian DOM
Gulf Breeze172,6004 / 31996$38718%57
Navarre Beach121,7973 / 31999$5350%92
Milton62,7283 / 32002$38117%141
Pace53,3065 / 32023$28720%3

By ZIP code: where $1M goes furthest

The same budget by ZIP — useful where one city covers most of the county.

ZIPHomes for saleMedian sq ftMedian year built$ / sq ftNew construction
32566 Navarre Beach141,8241999$5357%
32563 Gulf Breeze122,5602004$40517%
32583 Milton62,7282002$38117%
32571 Pace53,3062023$28720%
32561 Gulf Breeze53,3661984$30420%

Communities with the most homes near $1M

CommunityCityHomes for sale near $1MMedian sq ftMedian year built
Villa VenyceGulf Breeze22,8421989
Barbarosa Ranchettes 1St AdditioGulf Breeze23,4162023
Naturewalk At Pond CreekJay22,7812025
Village At NavarreNavarre Beach12,2421991
Hickory ShoresGulf Breeze12,4521979
FoxboroPace13,0052016
Captains CoveNavarre12,2002026
SoundsideGulf Breeze11,1201979
SagePace13,2982026
Navarre BeachNavarre Beach11,8241999

How to read this

Counts and medians are computed from active MLS listings priced within 10% of $1M ($900,000–$1,100,000) as of October 8, 2026; property mix at this price: Single-family 84%, Condo 16%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Santa Rosa County: $300K, $400K, $500K, $750K. Back to homes for sale in Santa Rosa County, FL.

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Common questions

What does $1M buy in Santa Rosa County, FL?

Across 44 active listings within 10% of $1M, the median home is 2,465 sq ft and was built in 2008, at about $404 per square foot. Pace gives the most space at that price (3,306 sq ft median); Navarre Beach the least.

Which Santa Rosa County city has the newest homes around $1M?

Pace, where the median listing near $1M was built in 2023 and 20% of them are new construction.

How much new construction is there at $1M in Santa Rosa County?

About 18% of the 44 homes listed near $1M are new construction. The highest builder share is in Pace (20%), Gulf Breeze (18%), Milton (17%).