What $1M Buys in Santa Rosa County, FL
A $1M budget buys a very different house depending on which Santa Rosa County city you point it at. This page compares every city with at least five active listings within 10% of $1M — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 45 homes for sale in Santa Rosa County, FL priced between $900,000 and $1,100,000 right now. At $1M, the typical home is 2,520 sq ft, built 2008, at $394/sq ft; 16% of them are new construction and the median has been on the market 66 days. The most house for the money is in Milton (2,998 sq ft median); the least in Navarre Beach (1,770 sq ft); the newest in Milton (median build year 2005).
What $1M buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Gulf Breeze | 16 | 2,796 | 4 / 3.25 | 1998 | $361 | 19% | 58 |
| Navarre Beach | 11 | 1,770 | 3 / 3 | 1997 | $534 | 0% | 66 |
| Milton | 9 | 2,998 | 3 / 3 | 2005 | $367 | 11% | 119 |
By ZIP code: where $1M goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 32566 Navarre Beach | 13 | 2,028 | 2003 | $522 | 8% |
| 32563 Gulf Breeze | 11 | 2,744 | 2013 | $387 | 18% |
| 32583 Milton | 8 | 2,728 | 2002 | $381 | 12% |
| 32561 Gulf Breeze | 5 | 3,366 | 1984 | $313 | 20% |
Communities with the most homes near $1M
| Community | City | Homes for sale near $1M | Median sq ft | Median year built |
|---|---|---|---|---|
| Barbarosa Ranchettes 1St Additio | Gulf Breeze | 2 | 3,416 | 2023 |
| Naturewalk At Pond Creek | Jay | 2 | 2,781 | 2025 |
| Tiger Point Village | Gulf Breeze | 1 | 2,744 | 1995 |
| Village At Navarre | Navarre Beach | 1 | 2,242 | 1991 |
| Nantahala | Gulf Breeze | 1 | 2,849 | 2023 |
| Champions Tee | Gulf Breeze | 1 | 3,648 | 2000 |
| Villa Venyce | Gulf Breeze | 1 | 2,600 | 2019 |
| Captains Cove | Navarre | 1 | 2,200 | 2026 |
| The Moors Golf Racquet Club | Milton | 1 | 3,501 | 2026 |
| Sage | Pace | 1 | 3,310 | 2022 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $1M ($900,000–$1,100,000) as of September 17, 2026; property mix at this price: Single-family 89%, Condo 11%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Santa Rosa County: $300K, $400K, $500K, $750K. Back to homes for sale in Santa Rosa County, FL.