What $1M Buys in Santa Rosa County, FL
A $1M budget buys a very different house depending on which Santa Rosa County city you point it at. This page compares every city with at least five active listings within 10% of $1M — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 40 homes for sale in Santa Rosa County, FL priced between $900,000 and $1,100,000 right now. At $1M, the typical home is 2,465 sq ft, built 2003, at $395/sq ft; 20% of them are new construction and the median has been on the market 58 days. The most house for the money is in Gulf Breeze (2,849 sq ft median); the least in Navarre Beach (1,824 sq ft); the newest in Milton (median build year 2002).
What $1M buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Gulf Breeze | 15 | 2,849 | 4 / 3 | 1996 | $340 | 20% | 54 |
| Navarre Beach | 11 | 1,824 | 3 / 3 | 1999 | $534 | 0% | 71 |
| Milton | 6 | 2,728 | 3 / 3 | 2002 | $381 | 17% | 141 |
By ZIP code: where $1M goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 32566 Navarre Beach | 13 | 1,824 | 1999 | $534 | 8% |
| 32563 Gulf Breeze | 10 | 2,724 | 2004 | $363 | 20% |
| 32583 Milton | 6 | 2,728 | 2002 | $381 | 17% |
| 32561 Gulf Breeze | 5 | 3,366 | 1984 | $304 | 20% |
Communities with the most homes near $1M
| Community | City | Homes for sale near $1M | Median sq ft | Median year built |
|---|---|---|---|---|
| Villa Venyce | Gulf Breeze | 2 | 2,842 | 1989 |
| Barbarosa Ranchettes 1St Additio | Gulf Breeze | 2 | 3,416 | 2023 |
| Naturewalk At Pond Creek | Jay | 2 | 2,781 | 2025 |
| Village At Navarre | Navarre Beach | 1 | 2,242 | 1991 |
| Foxboro | Pace | 1 | 3,005 | 2016 |
| Captains Cove | Navarre | 1 | 2,200 | 2026 |
| Soundside | Gulf Breeze | 1 | 1,120 | 1979 |
| Sage | Pace | 1 | 3,298 | 2026 |
| Navarre Beach | Navarre Beach | 1 | 1,824 | 1999 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $1M ($900,000–$1,100,000) as of October 16, 2026; property mix at this price: Single-family 85%, Condo 15%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Santa Rosa County: $300K, $400K, $500K, $750K. Back to homes for sale in Santa Rosa County, FL.