What $300K Buys in Putnam County, FL
A $300K budget buys a very different house depending on which Putnam County city you point it at. This page compares every city with at least five active listings within 10% of $300K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 60 homes for sale in Putnam County, FL priced between $270,000 and $330,000 right now. At $300K, the typical home is 1,598 sq ft, built 1993, at $185/sq ft; 20% of them are new construction and the median has been on the market 64 days. The most house for the money is in Palatka (1,769 sq ft median); the least in Hawthorne (1,404 sq ft); the newest in Hawthorne (median build year 2006).
What $300K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Palatka | 20 | 1,769 | 4 / 2 | 2004 | $180 | 30% | 23 |
| Satsuma | 11 | 1,510 | 3 / 2 | 1997 | $196 | 27% | 75 |
| Interlachen | 7 | 1,476 | 3 / 2 | 1984 | $196 | 14% | 54 |
| Welaka | 5 | 1,637 | 3 / 2 | 1990 | $183 | 0% | 101 |
| Hawthorne | 5 | 1,404 | 3 / 2 | 2006 | $211 | 20% | 70 |
By ZIP code: where $300K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 32177 Palatka | 20 | 1,769 | 2004 | $180 | 30% |
| 32189 Satsuma | 12 | 1,511 | 1994 | $195 | 25% |
| 32148 Interlachen | 7 | 1,476 | 1984 | $196 | 14% |
| 32640 Hawthorne | 5 | 1,404 | 2006 | $211 | 20% |
Communities with the most homes near $300K
| Community | City | Homes for sale near $300K | Median sq ft | Median year built |
|---|---|---|---|---|
| Interlachen Estate | Interlachen | 4 | 1,854 | 2014 |
| Webbs Viking Manor | Palatka | 1 | 1,796 | 1994 |
| Burts Addition | Palatka | 1 | 2,070 | 1900 |
| Underwood Estates | Palatka | 1 | 1,512 | 2014 |
| Bostwick Meadows | Palatka | 1 | 1,992 | 2000 |
| River Road Estates | Palatka | 1 | 1,040 | 1988 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $300K ($270,000–$330,000) as of September 20, 2026; property mix at this price: Single-family 57%, Condo 3%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Back to homes for sale in Putnam County, FL.