What $400K Buys in Habersham County, GA
A $400K budget buys a very different house depending on which Habersham County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 56 homes for sale in Habersham County, GA priced between $360,000 and $440,000 right now. At $400K, the typical home is 2,073 sq ft, built 2024, at $185/sq ft; 46% of them are new construction and the median has been on the market 18 days. The most house for the money is in Cornelia (3,162 sq ft median); the least in Clarkesville (1,917 sq ft); the newest in Cornelia (median build year 2026).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Clarkesville | 24 | 1,917 | 3 / 2 | 2006 | $208 | 33% | 24 |
| Demorest | 14 | 2,910 | 4 / 3 | 2024 | $138 | 43% | 27 |
| Cornelia | 11 | 3,162 | 5 / 3.5 | 2026 | $124 | 64% | 8 |
| Mount Airy | 5 | 1,937 | 3 / 2 | 2026 | $209 | 80% | 71 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 30523 Clarkesville | 24 | 1,917 | 2006 | $208 | 33% |
| 30535 Demorest | 14 | 2,910 | 2024 | $138 | 43% |
| 30531 Cornelia | 11 | 3,162 | 2026 | $124 | 64% |
| 30563 Mount Airy | 5 | 1,937 | 2026 | $209 | 80% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Magnolia Villas | Cornelia | 8 | 3,213 | 2026 |
| Habersham Meadows | Demorest | 5 | 3,213 | 2026 |
| Cool Springs | Cumming | 4 | 1,949 | 2026 |
| Stonington | Mount Airy | 3 | 1,937 | 2026 |
| Ivy Mountain | Clarkesville | 2 | 2,262 | 2006 |
| Skyview | Clarkesville | 2 | 1,998 | 2001 |
| Hayes Corner | Clarkesville | 2 | 1,725 | 2026 |
| Chestnut Mountain | Blairsville | 1 | 1,200 | 2021 |
| Legacy | Demorest | 1 | 2,814 | 2018 |
| Hancock Meadows | Demorest | 1 | 3,213 | 2025 |
| Wheeler Road | Demorest | 1 | 2,305 | 2022 |
| Fairview Meadows | Demorest | 1 | 1,794 | 2024 |
| Beaver Lake | Ellijay | 1 | 2,196 | 1993 |
| Burton Woods | Clarkesville | 1 | 0 | 1996 |
| Legacy Woods | Demorest | 1 | 1,444 | 2005 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of October 15, 2026; property mix at this price: Single-family 100%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Habersham County: $300K. Back to homes for sale in Habersham County, GA.