What $400K Buys in Jackson County, GA

A $400K budget buys a very different house depending on which Jackson County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.

There are 174 homes for sale in Jackson County, GA priced between $360,000 and $440,000 right now. At $400K, the typical home is 2,254 sq ft, built 2024, at $179/sq ft; 49% of them are new construction and the median has been on the market 41 days. The most house for the money is in Pendergrass (2,514 sq ft median); the least in Maysville (2,100 sq ft); the newest in Hoschton (median build year 2026).

What $400K buys, city by city

CityHomes for saleMedian sq ftBeds / bathsMedian year built$ / sq ftNew constructionMedian DOM
Jefferson662,2504 / 2.52023$17950%31
Hoschton472,2544 / 2.52026$18560%71
Braselton252,3234 / 2.52020$17320%50
Commerce192,1584 / 2.52026$18658%21
Pendergrass112,5145 / 32026$15955%30
Maysville52,1004 / 22023$20140%32

By ZIP code: where $400K goes furthest

The same budget by ZIP — useful where one city covers most of the county.

ZIPHomes for saleMedian sq ftMedian year built$ / sq ftNew construction
30549 Jefferson662,2502023$17950%
30548 Hoschton472,2542026$18560%
30517 Braselton252,3232020$17320%
30529 Commerce192,1582026$18658%
30567 Pendergrass112,5142026$15955%
30558 Maysville52,1002023$20140%

Communities with the most homes near $400K

CommunityCityHomes for sale near $400KMedian sq ftMedian year built
Red Bird ManorJefferson152,1572026
Allen ManorHoschton72,3722026
Preserve at Mountain CreekPendergrass62,5942026
Walnut GrovePendergrass52,4492022
Hampton RidgeJefferson52,3282026
Jefferson WalkJefferson42,3252005
Parc at CreeksideHoschton41,9692025
Creekside VillageLithonia32,2542018
Lake Preserve at Jackson TrailJefferson32,0872024
Crossvine EstatesBraselton32,1082023
Hellen ValleyBraselton32,4392024
Eagle HeightsMaysville32,3282025
Northminster EstatesJefferson32,0972005
TributeHoschton31,7452026
Belmont HillsSmyrna22,0672020

How to read this

Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of November 6, 2026; property mix at this price: Single-family 94%, Townhouse 6%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Jackson County: $300K, $500K. Back to homes for sale in Jackson County, GA.

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Common questions

What does $400K buy in Jackson County, GA?

Across 174 active listings within 10% of $400K, the median home is 2,254 sq ft and was built in 2024, at about $179 per square foot. Pendergrass gives the most space at that price (2,514 sq ft median); Maysville the least.

Which Jackson County city has the newest homes around $400K?

Hoschton, where the median listing near $400K was built in 2026 and 60% of them are new construction.

How much new construction is there at $400K in Jackson County?

About 49% of the 174 homes listed near $400K are new construction. The highest builder share is in Hoschton (60%), Commerce (58%), Pendergrass (55%).