What $400K Buys in Jackson County, GA

A $400K budget buys a very different house depending on which Jackson County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.

There are 179 homes for sale in Jackson County, GA priced between $360,000 and $440,000 right now. At $400K, the typical home is 2,175 sq ft, built 2024, at $185/sq ft; 47% of them are new construction and the median has been on the market 40 days. The most house for the money is in Pendergrass (2,479 sq ft median); the least in Commerce (2,024 sq ft); the newest in Hoschton (median build year 2026).

What $400K buys, city by city

CityHomes for saleMedian sq ftBeds / bathsMedian year built$ / sq ftNew constructionMedian DOM
Jefferson642,1744 / 2.52024$18552%43
Hoschton542,2374 / 2.52026$18859%52
Braselton262,0723 / 2.52017$18919%21
Commerce232,0243 / 2.52024$19652%43
Pendergrass92,4794 / 2.52022$15822%45

By ZIP code: where $400K goes furthest

The same budget by ZIP — useful where one city covers most of the county.

ZIPHomes for saleMedian sq ftMedian year built$ / sq ftNew construction
30549 Jefferson642,1742024$18552%
30548 Hoschton542,2372026$18859%
30517 Braselton262,0722017$18919%
30529 Commerce222,0242024$19755%
30567 Pendergrass92,4792022$15822%

Communities with the most homes near $400K

CommunityCityHomes for sale near $400KMedian sq ftMedian year built
Red Bird ManorJefferson132,1592026
Lake Preserve at Jackson TrailJefferson92,0872024
TributeHoschton81,6852026
Walnut GrovePendergrass62,5152022
Allen ManorHoschton52,2312026
River Mist PlantationJefferson52,2502026
Jefferson WalkJefferson42,2422005
Parc at CreeksideHoschton41,9692025
Creekside VillageLithonia32,4272018
Hellen ValleyBraselton31,9172024
Braselton TownsideBraselton32,2392022
Belmont HillsSmyrna22,0672020
Lake Vista EstatesJefferson22,6732011
Crossvine EstatesBraselton22,1082023
Cabots CreekJefferson21,5422000

How to read this

Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of September 19, 2026; property mix at this price: Single-family 91%, Townhouse 9%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Jackson County: $500K, $750K. Back to homes for sale in Jackson County, GA.

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Common questions

What does $400K buy in Jackson County, GA?

Across 179 active listings within 10% of $400K, the median home is 2,175 sq ft and was built in 2024, at about $185 per square foot. Pendergrass gives the most space at that price (2,479 sq ft median); Commerce the least.

Which Jackson County city has the newest homes around $400K?

Hoschton, where the median listing near $400K was built in 2026 and 59% of them are new construction.

How much new construction is there at $400K in Jackson County?

About 47% of the 179 homes listed near $400K are new construction. The highest builder share is in Hoschton (59%), Commerce (52%), Jefferson (52%).