What $400K Buys in Jackson County, GA
A $400K budget buys a very different house depending on which Jackson County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 175 homes for sale in Jackson County, GA priced between $360,000 and $440,000 right now. At $400K, the typical home is 2,215 sq ft, built 2024, at $183/sq ft; 49% of them are new construction and the median has been on the market 38 days. The most house for the money is in Pendergrass (2,345 sq ft median); the least in Commerce (2,084 sq ft); the newest in Commerce (median build year 2026).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Jefferson | 65 | 2,210 | 4 / 2.5 | 2024 | $184 | 57% | 41 |
| Hoschton | 50 | 2,247 | 4 / 2.5 | 2025 | $186 | 58% | 37 |
| Braselton | 27 | 2,239 | 4 / 2.5 | 2016 | $174 | 15% | 39 |
| Commerce | 18 | 2,084 | 3 / 2.5 | 2026 | $195 | 61% | 17 |
| Pendergrass | 11 | 2,345 | 4 / 2.5 | 2022 | $176 | 36% | 29 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 30549 Jefferson | 65 | 2,210 | 2024 | $184 | 57% |
| 30548 Hoschton | 50 | 2,247 | 2025 | $186 | 58% |
| 30517 Braselton | 27 | 2,239 | 2016 | $174 | 15% |
| 30529 Commerce | 18 | 2,084 | 2026 | $195 | 61% |
| 30567 Pendergrass | 11 | 2,345 | 2022 | $176 | 36% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Red Bird Manor | Jefferson | 15 | 2,157 | 2026 |
| Walnut Grove | Pendergrass | 6 | 2,515 | 2022 |
| Tribute | Hoschton | 6 | 1,685 | 2026 |
| Lake Preserve at Jackson Trail | Jefferson | 5 | 2,087 | 2024 |
| Hampton Ridge | Jefferson | 5 | 2,328 | 2026 |
| Allen Manor | Hoschton | 4 | 2,219 | 2026 |
| Parc at Creekside | Hoschton | 4 | 1,969 | 2025 |
| Creekside Village | Lithonia | 3 | 2,560 | 2018 |
| Crossvine Estates | Braselton | 3 | 2,411 | 2023 |
| Hellen Valley | Braselton | 3 | 2,316 | 2024 |
| Preserve at Mountain Creek | Pendergrass | 3 | 2,345 | 2026 |
| Jefferson Walk | Jefferson | 3 | 2,380 | 2004 |
| River Mist Plantation | Jefferson | 3 | 2,250 | 2026 |
| Northminster Estates | Jefferson | 3 | 2,097 | 2005 |
| Belmont Hills | Smyrna | 2 | 2,067 | 2020 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of October 14, 2026; property mix at this price: Single-family 93%, Townhouse 7%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Jackson County: $300K, $500K, $750K. Back to homes for sale in Jackson County, GA.