What $400K Buys in Marion County, FL
A $400K budget buys a very different house depending on which Marion County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 387 homes for sale in Marion County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 2,097 sq ft, built 2015, at $190/sq ft; 24% of them are new construction and the median has been on the market 47 days. The most house for the money is in Ocala (2,144 sq ft median); the least in Ocklawaha (1,560 sq ft); the newest in Ocala (median build year 2021).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Ocala | 259 | 2,144 | 3 / 2 | 2021 | $183 | 29% | 54 |
| Summerfield | 45 | 2,043 | 3 / 2 | 2004 | $200 | 7% | 43 |
| Dunnellon | 44 | 2,108 | 3 / 2 | 2006 | $192 | 27% | 33 |
| Ocklawaha | 7 | 1,560 | 3 / 2 | 2007 | $231 | 29% | 16 |
| The Villages | 7 | 1,812 | 3 / 2 | 2003 | $218 | 0% | 21 |
| Belleview | 5 | 2,116 | 3 / 2 | 2018 | $185 | 40% | 10 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 34481 Ocala | 89 | 1,976 | 2021 | $205 | 25% |
| 34476 Ocala | 49 | 2,326 | 2022 | $168 | 35% |
| 34491 Summerfield | 45 | 2,043 | 2004 | $200 | 7% |
| 34432 Dunnellon | 34 | 2,127 | 2022 | $191 | 35% |
| 34473 Ocala | 31 | 2,090 | 2026 | $180 | 61% |
| 34471 Ocala | 22 | 2,104 | 1985 | $193 | 9% |
| 34474 Ocala | 21 | 2,661 | 2025 | $145 | 52% |
| 34482 Ocala | 15 | 1,886 | 2020 | $213 | 7% |
| 34431 Dunnellon | 10 | 2,036 | 2001 | $194 | 0% |
| 34472 Ocala | 10 | 2,306 | 2006 | $169 | 0% |
| 34480 Ocala | 8 | 2,168 | 2021 | $190 | 12% |
| 32179 Ocklawaha | 7 | 1,560 | 2007 | $231 | 29% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Ocala Preserve | Ocala | 12 | 1,890 | 2022 |
| Tartan Farms at Winding Oaks | Ocala | 6 | 3,034 | 2026 |
| Ocala Waterway Estate | OCALA | 6 | 2,239 | 2018 |
| Rainbow Lakes Estate | DUNNELLON | 4 | 1,909 | 1995 |
| Orange Blossom Hills | SUMMERFIELD | 4 | 2,165 | 2025 |
| Weybourne Landing | OCALA | 3 | 1,959 | 2024 |
| Juliette Falls | DUNNELLON | 3 | 2,117 | 2025 |
| Summercrest | OCALA | 3 | 2,301 | 2021 |
| Rainbow Springs Country Club | DUNNELLON | 3 | 2,063 | 2005 |
| Meadowbrook Ranches | ANTHONY | 2 | 1,958 | 1994 |
| Aspire At Marion Oaks | OCALA | 2 | 2,350 | 2026 |
| Spruce Creek South | SUMMERFIELD | 1 | 2,349 | 1995 |
| Ridge At Heath Brook | OCALA | 1 | 2,661 | 2022 |
| Ocala Crossings South | OCALA | 1 | 2,686 | 2026 |
| Sabana Reserve | OCALA | 1 | 2,182 | 2025 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of September 18, 2026; property mix at this price: Single-family 94%, Condo 1%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Marion County: $300K, $500K, $750K, $1M. Back to homes for sale in Marion County, FL.