Tartan Farms at Winding Oaks
Homes for Sale in Ocala, FL

Tartan Farms at Winding Oaks is a new-construction single-family community by D.R. Horton in southwest Ocala, Marion County, ZIP 34474, with model and sales activity centered near SW 44th Circle and SW 69th Street. It is one of the named ownership villages of the roughly 960-acre Winding Oaks master plan, which sits east of State Road 200 and north of SW 80th Street on the grounds of a former historic horse farm.

Homes are priced from about $289,990 up to roughly $495,220, with approximately twelve floor plans ranging from about 1,665 to 3,313 square feet in three- to five-bedroom, two- to three-and-a-half-bath layouts. D.R. Horton builds here under its Express and Emerald series, plus MultiGEN plans designed for multi-generational living, with quartz counters, stainless appliances, and the builder's smart-home package as standard features.

D.R. Horton markets Tartan Farms with no homeowners-association fee at the village level. However, Winding Oaks is served by a Community Development District (CDD) that funds the master plan's infrastructure, so buyers should expect a CDD assessment on the annual tax bill and confirm the exact amount before contracting. Residents share the Winding Oaks master amenities - a pool and clubhouse, oak-shaded green space, and scenic trails that connect to a preserved historic horse cemetery on the property.

Because the village is brand-new, there is no resale track record under the Tartan Farms name yet, and details such as the CDD assessment, lot premiums, and current inventory should be verified with the builder. Location is the settled part: the village is about two miles from the SR 200 retail corridor and under five miles from Interstate 75, near the World Equestrian Center, historic downtown Ocala, and the Canyons Zip Line & Adventure Park.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Tartan Farms' pitch is straightforward: a wide D.R. Horton product range on the SR 200 corridor with no village HOA fee. The catch a careful buyer catches is that 'no HOA' is not 'no community cost.' Winding Oaks is built on a Community Development District that financed more than $80 million of water, sewer, road, and stormwater infrastructure across the master plan, and that debt is repaid through CDD assessments on residents' tax bills. So the right comparison against a nearby HOA community is total monthly carrying cost - base price, CDD assessment, taxes, and insurance - not a side-by-side of dues lines. Get the CDD number in writing before you fall for the 'no HOA' headline.

On product, the twelve-plan lineup is the reason to shop here. The Express series covers the entry price points and the Emerald series the larger, more finished homes, while the MultiGEN plans add a private suite with its own entry for a multi-generational household - a real differentiator if you are buying for more than one generation under one roof. Because floor plans span roughly 1,665 to 3,313 square feet, the same village can serve a compact first purchase and a larger primary home, so the decision narrows to plan, lot, and how much square footage the budget supports once the CDD is priced in.

The location logic is the durable part. Tartan Farms plugs into southwest Ocala's busiest growth corridor: about two miles to the SR 200 retail cluster, under five miles to I-75 for Gainesville, Orlando, and Tampa runs, and minutes from the World Equestrian Center that has reshaped this side of the county. Within the master plan, the smart move is to compare Tartan Farms against its sibling villages - Mockingbird Reserve and Derby Creek - since all three share the Winding Oaks amenities and CDD but differ on product line, lot size, and price.

A lot of pages on a brand-new builder village repeat the 'no HOA' line and stop there. This one is built from D.R. Horton's own listings and the public Winding Oaks CDD record, and it says the quiet part out loud: no village HOA does not mean no CDD assessment, and the all-in monthly is what actually decides affordability here. We flag what is still unconfirmed - the exact CDD amount, lot premiums, and current inventory - rather than paper over it, and we cross-link the sibling villages so you can compare inside the master plan. No automated valuation and no appreciation promises; when you are ready we pull the current, address-specific numbers on the plan and lot you are considering.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.