Tartan Farms at Winding Oaks
Homes for Sale in Ocala, FL
All 2,780 homes for sale in Ocala, FL · median $299,900 · 130 homes for sale in 34474 · Marion County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Tartan Farms at Winding Oaks in Ocala, FL has 11 homes for sale and 5 pending, asking from $279,990 to $437,990 (median $314,990). Homes listed or recently sold were built 2026–2026 with 28 new construction; 28 of 28 report an HOA (median $15/mo); none of the 28 geocoded homes sit in a FEMA special flood hazard zone (median elevation 78 ft).
Part of the Winding Oaks master-planned community in Ocala, FL — see all Winding Oaks homes for sale (30 listings across 2 villages and sections in the MLS).
Tartan Farms is a D.R. Horton single-family village inside the new Winding Oaks master plan in southwest Ocala, and the read is product, builder, and total monthly cost rather than amenities or resale history. Pricing runs roughly $289,990 to about $495,220 across about twelve floor plans from around 1,665 to 3,313 square feet, spanning Horton's Express and Emerald series plus MultiGEN layouts for multi-generational households. That price spread is wide because the village stretches from entry production plans to larger designs on bigger lots.
The honest work is the cost structure. D.R. Horton markets Tartan Farms with no village HOA fee, which sounds like a savings - but the community sits inside the Winding Oaks Community Development District, so a CDD assessment applies on the tax bill. The all-in monthly, not the 'no HOA' headline, is the number to confirm in writing. There is also no closed Stellar MLS history under this community name yet, so resale comps come from the surrounding SR 200 market rather than the village itself.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Tartan Farms at Winding Oaks right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Tartan Farms at Winding Oaks is a new-construction single-family community by D.R. Horton in southwest Ocala, Marion County, ZIP 34474, with model and sales activity centered near SW 44th Circle and SW 69th Street. It is one of the named ownership villages of the roughly 960-acre Winding Oaks master plan, which sits east of State Road 200 and north of SW 80th Street on the grounds of a former historic horse farm.
Stellar MLS sales records identify 16 homes in Tartan Farms at Winding Oaks that have changed hands since 2026, built between 2026 and 2026 (median 2026), with a median living area of about 2,372 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Homes are priced from about $289,990 up to roughly $495,220, with approximately twelve floor plans ranging from about 1,665 to 3,313 square feet in three- to five-bedroom, two- to three-and-a-half-bath layouts. D.R. Horton builds here under its Express and Emerald series, plus MultiGEN plans designed for multi-generational living, with quartz counters, stainless appliances, and the builder's smart-home package as standard features.
D.R. Horton markets Tartan Farms with no homeowners-association fee at the village level. However, Winding Oaks is served by a Community Development District (CDD) that funds the master plan's infrastructure, so buyers should expect a CDD assessment on the annual tax bill and confirm the exact amount before contracting. Residents share the Winding Oaks master amenities - a pool and clubhouse, oak-shaded green space, and scenic trails that connect to a preserved historic horse cemetery on the property.
Because the village is brand-new, there is no resale track record under the Tartan Farms name yet, and details such as the CDD assessment, lot premiums, and current inventory should be verified with the builder. Location is the settled part: the village is about two miles from the SR 200 retail corridor and under five miles from Interstate 75, near the World Equestrian Center, historic downtown Ocala, and the Canyons Zip Line & Adventure Park.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The market around Tartan Farms at Winding Oaks
In ZIP 34474 (Ocala), 650 homes closed in the last 12 months at a median of $297K ($172/sq ft), down 1.1% year over year, with a median 57 days on market. See the live ZIP 34474 housing market and the Marion County market.
ZIP and county figures describe the wider market, not Tartan Farms at Winding Oaks specifically. Momentum Research analysis of MLS records.
Who Tartan Farms at Winding Oaks is best for.
Best for
- You want a new D.R. Horton home on southwest Ocala's SR 200 corridor
- You value a wide plan range, including MultiGEN designs for multi-generational households
- You like the no-village-HOA structure and will price in the Winding Oaks CDD assessment
- You want shared master amenities and quick I-75 access
- You will confirm the all-in monthly - base price plus CDD plus taxes - before signing
Probably not for
- You want a gated or fully-amenitized, finished community today
- You do not want a CDD assessment on your tax bill
- You need an established resale track record under the community name
- You want a large-acreage or equestrian parcel rather than a production homesite
- You would rather buy an established resale home than build new amid active construction
The Tartan Farms at Winding Oaks buying strategy.
If we were buying in Tartan Farms at Winding Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tartan Farms at Winding Oaks.
A no-village-HOA D.R. Horton village with a CDD to price in
Tartan Farms' pitch is straightforward: a wide D.R. Horton product range on the SR 200 corridor with no village HOA fee. The catch a careful buyer catches is that 'no HOA' is not 'no community cost.' Winding Oaks is built on a Community Development District that financed more than $80 million of water, sewer, road, and stormwater infrastructure across the master plan, and that debt is repaid through CDD assessments on residents' tax bills. So the right comparison against a nearby HOA community is total monthly carrying cost - base price, CDD assessment, taxes, and insurance - not a side-by-side of dues lines. Get the CDD number in writing before you fall for the 'no HOA' headline.
On product, the twelve-plan lineup is the reason to shop here. The Express series covers the entry price points and the Emerald series the larger, more finished homes, while the MultiGEN plans add a private suite with its own entry for a multi-generational household - a real differentiator if you are buying for more than one generation under one roof. Because floor plans span roughly 1,665 to 3,313 square feet, the same village can serve a compact first purchase and a larger primary home, so the decision narrows to plan, lot, and how much square footage the budget supports once the CDD is priced in.
The location logic is the durable part. Tartan Farms plugs into southwest Ocala's busiest growth corridor: about two miles to the SR 200 retail cluster, under five miles to I-75 for Gainesville, Orlando, and Tampa runs, and minutes from the World Equestrian Center that has reshaped this side of the county. Within the master plan, the smart move is to compare Tartan Farms against its sibling villages - Mockingbird Reserve and Derby Creek - since all three share the Winding Oaks amenities and CDD but differ on product line, lot size, and price.
The location and the amenities are priced into every listing in Tartan Farms at Winding Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why Momentum
A lot of pages on a brand-new builder village repeat the 'no HOA' line and stop there. This one is built from D.R. Horton's own listings and the public Winding Oaks CDD record, and it says the quiet part out loud: no village HOA does not mean no CDD assessment, and the all-in monthly is what actually decides affordability here. We flag what is still unconfirmed - the exact CDD amount, lot premiums, and current inventory - rather than paper over it, and we cross-link the sibling villages so you can compare inside the master plan. No automated valuation and no appreciation promises; when you are ready we pull the current, address-specific numbers on the plan and lot you are considering.
Tartan Farms at Winding Oaks in 15 seconds.
What it really costs to own in Tartan Farms at Winding Oaks
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $314,990, the first-year bill with homestead is about $3,400/yr (Marion County total millage 12.08 mills, FY2025-26, Marion County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| CDD / special assessments | Listings here report a median of $2,959/yr in CDD or special-district assessments on the tax bill (29 listings, MLS, 2026-11-13). 100% of the 29 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice. |
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $180/year across 32 listings (2026-11-13), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
| Home and flood insurance | The average Citizens Property Insurance premium in Marion County is $1,263/yr (1,973 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2026 across 29 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Estimated carrying cost at the median asking price, before the mortgage: about $635/month (tax $283, CDD $247, insurance $105). An estimate from the sources above, not a quote.
Email me new listings in Tartan Farms at Winding Oaks
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Tartan Farms at Winding Oaks
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Tartan Farms at Winding Oaks will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues in MLS listings look inconsistent here (median entry $180/year across 32 listings). Confirm the current dues with the association
- Any club/amenity membership is billed separately
MLS listings here mostly enter association dues as billed annually, but the median entry is only $180 a year across 32 records, which usually means a quarterly or monthly amount was entered as annual. Ask the association or the listing agent for the current dues and what they cover before you offer. Source: MLS listing records, 2026-11.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tartan Farms at Winding Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tartan Farms at Winding Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tartan Farms at Winding Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tartan Farms at Winding Oaks home worth?
Get a no-obligation home value based on real comparable sales in Tartan Farms at Winding Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Tartan Farms at Winding Oaks on the map →
Should you buy in Tartan Farms at Winding Oaks?
An honest fit check - including when Tartan Farms is not your village.
Recent Developments in Tartan Farms Winding Oaks
Development, infrastructure, retail, and school activity affecting Tartan Farms Winding Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Civic
Ocala council to vote on $13.4 million for 85 vehicles and equipment
The council will consider a $13,378,535 purchase of 85 new and replacement vehicles and heavy equipment on Nov. 3. Fire Rescue gets more than $5.5 million, including a tower ladder truck, fire engine and heavy rescue vehicle, with the rest spread across police, public works, utilities, parks and the airport. Purchases would use cooperative contracts and the Fleet Capital Improvement Plan.
What it may mean for the marketReplacing aging fire apparatus and public works equipment supports city service capacity as Ocala grows. The site is about 1 mile east of Tartan Farms Winding Oaks.
Source: Ocala-News.com - October 2026Development
Partners secure 300-plus acres for a thoroughbred racetrack in Marion County
The Florida Thoroughbred Breeders' and Owners' Association and Gilligan Racing, led by John Morgan, say they control more than 300 acres for a racetrack under the state's sole thoroughbred racing permit. Preliminary plans include dirt and turf courses, a grandstand, hospitality, dining and event venues. The exact site was not disclosed, and no schedule or job figures were given.
What it may mean for the marketA large racing and entertainment venue could add event traffic, hospitality jobs and visitor spending to Marion County's equestrian economy, though the site and timing remain unconfirmed. The site is about 1 mile east of Tartan Farms Winding Oaks.
Source: Ocala Gazette - October 2026Infrastructure
Heart of Florida Health Center advances to take over Marion Transit coordination
A selection committee on Oct. 27 advanced Heart of Florida Health Center, the only bidder, to run Marion County's Community Transportation Coordinator role, which operates Marion Transit. The current operator planned to step away in December over rising liability insurance costs. Local board approval is due Nov. 12, TPO approval Nov. 19, and a final state decision Dec. 10.
What it may mean for the marketThe outcome determines continuity of the county's public and paratransit service, which affects commute and errand options for riders without cars. The site is about 1 mile east of Tartan Farms Winding Oaks.
Source: Ocala Gazette - October 2026Civic
City of Ocala eliminates its annual business tax receipt
Ordinance 2027-1 ends the yearly business tax receipt that businesses needed to operate within Ocala city limits. Staff estimate the change costs about $300,000 a year in revenue. The city will not penalize late renewals and is reviewing refunds, though state, federal and local licensing, zoning and permitting rules still apply.
What it may mean for the marketDropping the fee lowers a recurring cost for businesses operating inside city limits, which may ease new business openings. The site is about 1 mile east of Tartan Farms Winding Oaks.
Source: 352Today - December 2025Development
AC Hotel with more than 150 rooms planned in downtown Ocala
An AC Hotel with more than 150 rooms is planned at 210 West Silver Springs Boulevard in downtown Ocala, expected to open in late 2026 and adding lodging to the downtown core.
What it may mean for the marketA new downtown hotel adds activity and investment to the Ocala core, part of the growth that can shape demand for nearby communities. The site is about 1 mile east of Tartan Farms Winding Oaks.
Source: 352today - December 2025Infrastructure
Second downtown parking garage planned to open in Ocala in 2026
Downtown Ocala Parking Garage No. 2 at 55 Southwest 3rd Avenue is expected to open in the summer of 2026, adding public parking capacity to support the growing downtown core.
What it may mean for the marketNew public parking supports downtown Ocala growth and access, part of the infrastructure that shapes activity around nearby communities. The site is about 2 miles east of Tartan Farms Winding Oaks.
Source: 352today
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More Ocala & Ocala & Marion County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Ocala & Marion County or the full Neighborhood Finder.
See how Tartan Farms at Winding Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Tartan Farms at Winding Oaks
Where is Tartan Farms at Winding Oaks?
Tartan Farms at Winding Oaks is a community in Ocala, Marion County, Florida, ZIP 34474.
Are there homes for sale in Tartan Farms at Winding Oaks right now?
No active listings inside Tartan Farms at Winding Oaks at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Tartan Farms at Winding Oaks have an HOA or CDD?
No HOA is on record for Tartan Farms at Winding Oaks in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.