What $400K Buys in Seminole County, FL
A $400K budget buys a very different house depending on which Seminole County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 288 homes for sale in Seminole County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,683 sq ft, built 1990, at $235/sq ft; 8% of them are new construction and the median has been on the market 58 days. The most house for the money is in Sanford (1,813 sq ft median); the least in Oviedo (1,516 sq ft); the newest in Sanford (median build year 2022).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Sanford | 76 | 1,813 | 3 / 2 | 2022 | $221 | 28% | 60 |
| Altamonte Springs | 37 | 1,767 | 4 / 2 | 1978 | $232 | 0% | 51 |
| Oviedo | 36 | 1,516 | 3 / 2 | 1994 | $262 | 0% | 49 |
| Longwood | 30 | 1,754 | 3 / 2 | 1977 | $227 | 0% | 50 |
| Lake Mary | 24 | 1,636 | 3 / 2 | 1989 | $238 | 0% | 51 |
| Winter Springs | 23 | 1,640 | 3 / 2 | 1987 | $250 | 4% | 64 |
| Casselberry | 20 | 1,729 | 3 / 2 | 1980 | $235 | 0% | 44 |
| Winter Park | 19 | 1,653 | 3 / 2 | 1980 | $249 | 0% | 92 |
| Apopka | 11 | 1,656 | 3 / 2 | 1980 | $247 | 0% | 31 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 32771 Sanford | 53 | 1,815 | 2022 | $214 | 19% |
| 32765 Oviedo | 33 | 1,532 | 1994 | $264 | 0% |
| 32746 Lake Mary | 24 | 1,636 | 1989 | $238 | 0% |
| 32773 Sanford | 23 | 1,665 | 2024 | $249 | 48% |
| 32708 Winter Springs | 23 | 1,640 | 1987 | $250 | 4% |
| 32714 Altamonte Springs | 22 | 1,745 | 1980 | $228 | 0% |
| 32707 Casselberry | 20 | 1,729 | 1980 | $235 | 0% |
| 32792 Winter Park | 19 | 1,653 | 1980 | $249 | 0% |
| 32779 Longwood | 16 | 1,823 | 1977 | $222 | 0% |
| 32701 Altamonte Springs | 15 | 1,871 | 1971 | $232 | 0% |
| 32750 Longwood | 14 | 1,687 | 1979 | $239 | 0% |
| 32703 Apopka | 11 | 1,656 | 1980 | $247 | 0% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Alafaya Woods | OVIEDO | 11 | 1,356 | 1989 |
| Concorde | SANFORD | 9 | 1,504 | 2026 |
| greenwood lakes | Lake Mary | 6 | 1,612 | 1982 |
| Towns At Tuskawilla Commons | OVIEDO | 6 | 1,700 | 2023 |
| eastgrove | Sanford | 6 | 2,044 | 2022 |
| Riverbend At Cameron Heights | SANFORD | 5 | 1,846 | 2019 |
| Sanlando Longwood | ALTAMONTE SPRINGS | 4 | 1,799 | 1988 |
| deer run casselberry | Casselberry | 4 | 1,741 | 1987 |
| Chase Groves | Lake Mary | 4 | 1,625 | 1998 |
| Towns At Riverwalk | SANFORD | 3 | 1,635 | 2026 |
| Grande Oaks At Heathrow | LAKE MARY | 3 | 1,989 | 2014 |
| Jesups Landing | WINTER SPRINGS | 3 | 1,932 | 2015 |
| Sanlando Springs Longwood | ALTAMONTE SPRINGS | 3 | 1,897 | 1968 |
| Kentucky Square | Sanford | 2 | 1,589 | 2026 |
| Canterbury Cove | Oviedo | 2 | 1,359 | 1997 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of October 24, 2026; property mix at this price: Single-family 78%, Townhouse 17%, Condo 3%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Seminole County: $300K, $500K, $750K, $1M. Back to homes for sale in Seminole County, FL.