Panama City Beach ZIP Code List: All 3 Panama City Beach, Florida ZIP Codes
Panama City Beach, FL (Bay County) has 3 ZIP codes (postal codes), 32407 to 32413: 32407, 32408, 32413. Between them, 790 homes are for sale as of 2026-09-27; 32413 has the most listings (350), 32408 is the least expensive by asking price (median $334,844) and 32407 the most (median $425,000).
Panama City Beach ZIP code map
Where each Panama City Beach ZIP sits, north at the top. Every dot is a ZIP code centroid, sized by how many homes are for sale in it right now; click through for that ZIP's live market page.
Every Panama City Beach ZIP code with prices and what is for sale
All 3 ZIP codes for Panama City Beach, FL: the neighborhoods each one covers, homes actively listed today with the median asking price, what homes sold for over the last 12 months, and days on market. Rows marked PO/partial are ZIPs whose USPS city is Panama City Beach but where current listings sit in a neighboring city.
| ZIP | Neighborhoods | For sale | Median list | Median sold (12 mo) | DOM | ZIP pages |
|---|---|---|---|---|---|---|
| 32407 | Breakfast Point East, Gulf Highlands Beach Resort, Caballeros Estates At Hombre | 208 | $425,000 | $398,500 | 80 | scorecard · market data |
| 32408 USPS: Panama City | Latitude At Watersound, Sunny Hills, Breakfast Point East | 232 | $334,844 | $400,000 | 75 | scorecard · market data |
| 32413 | Latitude At Watersound, Bayside At Ward Creek, Caballeros Estates At Hombre | 350 | $399,900 | $445,000 | 79 | scorecard · market data |
Homes for sale in Panama City Beach by ZIP
The live listings behind these counts, with photos, are on the Panama City Beach homes for sale page, grouped by price and by ZIP.
Every ZIP with 15 or more active listings has its own live page:
Explore Panama City Beach
- Homes for sale in Panama City Beach, FL
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Common questions
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Listing counts and asking prices are active residential listings in Momentum Realty’s MLS record as of 2026-09-27; sold medians and days on market are 12-month figures from the same record. ZIP-to-city assignment follows USPS for Florida and listing addresses for Georgia. Deemed reliable but not guaranteed. Equal Housing Opportunity.