Panama City Beach, FL ZIP Codes
Panama City Beach, FL has 3 ZIP codes: 32407, 32408, 32413. Between them, 790 homes are for sale as of 2026-09-06; 32413 has the most listings (345), 32408 is the least expensive by asking price (median $334,844) and 32407 the most (median $421,000).
Every Panama City Beach ZIP code with prices and what is for sale
All 3 ZIP codes for Panama City Beach, FL: the neighborhoods each one covers, homes actively listed today with the median asking price, what homes sold for over the last 12 months, and days on market. Rows marked PO/partial are ZIPs whose USPS city is Panama City Beach but where current listings sit in a neighboring city.
| ZIP | Neighborhoods | For sale | Median list | Median sold (12 mo) | DOM | ZIP pages |
|---|---|---|---|---|---|---|
| 32407 | Breakfast Point East, Gulf Highlands Beach Resort, Caballeros Estates At Hombre | 205 | $421,000 | $390,000 | 81 | scorecard · market data |
| 32408 PO/partial | Latitude At Watersound, Sunny Hills, Breakfast Point East | 240 | $334,844 | $417,500 | 79 | scorecard · market data |
| 32413 | Latitude At Watersound, Bayside At Ward Creek, Caballeros Estates At Hombre | 345 | $399,900 | $442,500 | 80 | scorecard · market data |
Homes for sale in Panama City Beach by ZIP
The live listings behind these counts, with photos, are on the Panama City Beach homes for sale page, grouped by price and by ZIP.
Explore Panama City Beach
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Common questions
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Listing counts and asking prices are active residential listings in Momentum Realty’s MLS record as of 2026-09-06; sold medians and days on market are 12-month figures from the same record. ZIP-to-city assignment follows USPS for Florida and listing addresses for Georgia. Deemed reliable but not guaranteed. Equal Housing Opportunity.