Harbor Lakes
Homes for Sale in Orlando, FL
All 4,337 homes for sale in Orlando, FL · median $380,000 · 216 homes for sale in 32824 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Harbor Lakes 50 77 in Orlando, FL has 5 homes for sale, asking from $425,000 to $559,000 (median $515,000). Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $458,500, $229 per square foot, a median 90 days on market, sellers accepting 94% of original asking (-14% versus the prior year). Homes listed or recently sold were built 2002 - 2004; 11 of 11 report an HOA (median $90/mo); none of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 84 ft). At the median price and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $7,640 ($6,970 with the full homestead exemption).
Last 30 days in Harbor Lakes: 2 new listings (median asking $487,450), 1 closed sale (median $533,000). As of October 17, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Harbor Lakes
Live MLS inventory for Harbor Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 70 daysTop listing
Active · 13 days
Active · 33 days
Active · 90 days
Active · 6 daysActive and pending Harbor Lakes listings as of 2026-10-17, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Harbor Lakes right now
🟢 Buyer-leaning market. 7.2 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 5 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($458K) is down 13.5% from the prior 12 months ($530K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Lakes market snapshot (as of September 20, 2026): the median sale price is about $458K ($229 per sq ft over the trailing 12 months of closed sales), a median 90 days on market for closed sales, and 7.2 months of supply, a buyer-leaning market. The trailing-12-month median is down 14% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 32824 (Orlando), 673 homes closed in the last 12 months at a median of $410K ($220/sq ft), down 3.4% year over year, with a median 39 days on market. Right now 108 active and 27 pending listings put supply at about 4.3 months - a balanced market. See the live ZIP 32824 housing market and the Orange County market.
County records show 6 qualified sales in Harbor Lakes across 2024 - 2025 (2 in 2024, 4 in 2025), median $530,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Harbor Lakes: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Orlando.
Harbor Lakes is a community of 178 homes in Orlando, Orange County, built between 2002 and 2005 (median 2003.0), with a median living area of about 2,561 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Harbor Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Harbor Lakes
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Harbor LakesPhotos from Stellar MLS listings in Harbor Lakes; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($458K) IS the median in the snapshot above, and the move from 2025 ($530K) IS the -13.5% one-year change.
Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
21% of homes for sale in ZIP 32824 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
HARBOR LAKES 50 77 Market Scorecard
HARBOR LAKES 50 77 is currently a strong buyer's market. About 10.0 months of supply, a median asking price of $515,000, and homes go under contract in about 33 days.
Typical home value in the 32824 ZIP is $396,366, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Harbor Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Harbor Lakes
- Pool · reported on 7 of 8 listings
- Gated · reported on 3 of 8 listings
- Gated Community - No Guard · reported on 3 of 8 listings
- Playground · reported on 3 of 8 listings
- Clubhouse · reported on 2 of 8 listings
- Deed Restrictions · reported on 1 of 8 listings
- Maintenance · reported on 1 of 8 listings
- Park · reported on 1 of 8 listings
- Dog Park · reported on 1 of 8 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Orange County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Meadow Woods Elem · Elementary
- Meadow Wood Middle · Middle
- Cypress Creek High · High
Zoned schools reflect the assignments reported on recent Harbor Lakes listings and can change; always confirm with Orange County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Lakes address.
Shop the zone: Homes zoned for Cypress Creek High High School
The Harbor Lakes buying strategy.
If we were buying in Harbor Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Lakes.
A closer look at the Harbor Lakes market
At a median of $229 per square foot, Harbor Lakes prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 7.2 months of supply, a buyer-leaning market and the trailing-12-month median down 14% year over year. Homes that do trade take a median 90 days on market, useful leverage on any listing that has lingered.
The housing stock is 178 homes built between 2002 and 2005, and 65% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Harbor Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.4). Basis: Recent Direction -13.5% year-over-year; Liquidity & Demand 7.2 months of supply; Owner Commitment 65% owner-occupied; Pricing Power 93.8% sale-to-list. Refreshed with each data update.
What it really costs to own in Harbor Lakes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $90/month across 311 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Orange County is $1,409/yr (4,204 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 8 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2003 across 11 listings. An original roof here would be about 23 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Harbor Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Harbor Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harbor Lakes will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $90/month (about $1,080/yr) · median of 311 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $90 per month ($1,080 a year) - the median AssociationFee across 311 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 8 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=8) · as of 2026-10
Tools for a Harbor Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Lakes home worth?
Get a no-obligation home value based on real comparable sales in Harbor Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Orlando →
Recently off market in Harbor Lakes 50 77
Homes in Harbor Lakes 50 77 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1212 Darnaby Way · off market
| Location | Orlando, Orange County, FL · ZIP 32824 |
|---|---|
| Homes in the community | 178 (FL DOR 2025 assessment roll) |
| Years built | 2002–2005 (median 2003.0) |
| Typical living area | 2,561 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Clubhouse, Gated Community - No Guard, Playground, Community Mailbox, Deed Restrictions |
| Sale prices, last 12 months | $458,500 median across 5 closed sales · $229 per sq ft · -13.5% vs the prior 12 months |
| Days on market (closed sales) | 90 median |
| For sale right now | 3 active, 1 pending · median asking $525,000 · 7.2 months of supply |
| Owner-occupied (homestead) share | 65% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Lakes key facts,” movewithmomentum.com/neighborhoods/harbor-lakes-50-77-orlando, data as of September 20, 2026.
Housing distress & ownership in Harbor Lakes 50 77, Orlando
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Harbor Lakes
The newest homes for sale in Harbor Lakes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 13443 Meadow Bay Loop $425,000 · 4 bd · 2.5 ba · 1,985 sq ft · 6 days on market Courtesy of PRESTIGE LEGACY REALTY
- 1139 Darnaby Way $549,900 · 5 bd · 2.5 ba · 3,165 sq ft · 15 days on market Courtesy of HOMETRUST REALTY GROUP
- 1242 Darnaby Way $515,000 · 4 bd · 2.5 ba · 3,057 sq ft · 33 days on market Courtesy of PRIVILEGE REAL ESTATE & INVESTMENTS INC
- 1518 Sun Meadow Drive $559,000 · 5 bd · 3.5 ba · 2,813 sq ft · 70 days on market Courtesy of ADAMS, CAMERON & CO., REALTORS
- 1357 Darnaby Way $439,000 · 4 bd · 3.5 ba · 2,561 sq ft · 90 days on market Courtesy of ODRY VARGAS REALTY GROUP
Checked against the MLS Oct 18, 2026. All new listings in this market.
Every Home for Sale in Harbor Lakes 50 77 Orlando Right Now (5)
All 5 active and pending Harbor Lakes 50 77 Orlando listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1139 Darnaby Way · $549,900 · 5 bd / 2.5 ba · listed Sep 27, 2026 · listed by Hometrust Realty Group
- 13443 Meadow Bay Loop · $425,000 · 4 bd / 2.5 ba · listed Sep 26, 2026 · listed by Prestige Legacy Realty
- 1242 Darnaby Way · $515,000 · 4 bd / 2.5 ba · listed Sep 10, 2026 · listed by Privilege Real Estate & Investments Inc
- 1518 Sun Meadow Drive · $559,000 · 5 bd / 3.5 ba · listed Jul 23, 2026 · listed by Adams, Cameron & Co., Realtors
- 1357 Darnaby Way · $439,000 · 4 bd / 3.5 ba · listed Jul 16, 2026 · listed by Odry Vargas Realty Group
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Darnaby Way (33 homes on record)
- Darnaby Way (18 homes on record)
- Meadow Bay Loop (18 homes on record)
- Sun Meadow Drive (17 homes on record)
- Meadow Bay Loop (13 homes on record)
- Sun Meadow Drive (11 homes on record)
Frequently Asked Questions
What is the median home price in Harbor Lakes?
How long do homes in Harbor Lakes take to sell?
Is Harbor Lakes a buyer's or seller's market right now?
How many homes are in Harbor Lakes?
What share of Harbor Lakes is owner-occupied?
When were the homes in Harbor Lakes built?
Who is the best real estate agent for Harbor Lakes?
How do I find a top Orlando real estate agent who knows Harbor Lakes?
Can Momentum Realty connect me with an agent for Harbor Lakes?
Where is Harbor Lakes, and what county is it in?
Is Harbor Lakes a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 17, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32824)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (40 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Harbor Lakes 50 77 fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Harbor Lakes
- Home values · What homes in Harbor Lakes actually sell for
Nearby Communities
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