Oxford Place
Homes for Sale in Panama City, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, Oxford Place in Panama City, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 6 recorded sales closed at a median of $292,500, a median 9 days on market, sellers accepting 95% of original asking. At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,590 ($3,110 with the full homestead exemption).
Oxford Place is an older Panama City neighborhood where the housing stock does most of the talking. A median year built of 1969, inside a range that runs all the way back to 1907 and up to homes finished in 2024, means buyers are choosing between long-established construction and recent infill or renovation on the same streets. That spread is the real driver of the $305,000 median — condition and vintage separate the listings more than location does.
An 8-day median days-on-market says demand is moving quickly through whatever comes onto the market, and with 189 homes tracked and closings turning over in the past three months, this is not a neighborhood where a well-priced, move-in-ready listing sits waiting for a buyer. Sellers with updated homes should expect a short runway; buyers need financing and decisions ready before they tour.
The 60-Second Overview
Oxford Place market snapshot (as of September 12, 2026): the median sale price is about $292K, and a median 10 days on market for closed sales.
In ZIP 32405 (Panama City), 693 homes closed in the last 12 months at a median of $280K, down 4.1% year over year, with a median 55 days on market. Right now 213 active and 82 pending listings — a balanced market. See the live ZIP 32405 housing market and the Bay County market.
CPAR sales records identify 6 homes in Oxford Place that have changed hands since 2026, built between 1968 and 1993 (median 1980), with a median living area of about 1,630 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Oxford Place sits in Panama City within Bay County, an established neighborhood where the housing stock spans more than a century of construction alongside more recent builds, giving buyers a genuine choice between older character homes and newer construction on the same footprint.
Who Oxford Place is best for.
Best for
- Buyers targeting a home near the $305,000 median who are prepared to weigh condition and age carefully rather than assume a uniform build standard.
- Buyers comfortable moving quickly, given a median 8-day window before well-priced listings go under contract.
- Buyers interested in an older Panama City neighborhood with a mix of historic and newer-built housing rather than a single-phase subdivision.
Probably not for
- Buyers who want a community with defined shared amenities, since none are identified in current listings.
- Buyers who need every home in a neighborhood to share the same age and construction standard.
- Buyers who want extended time to deliberate before offering, given the current pace of closings.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($292K) IS the median in the snapshot above.
Windows contain 0 to 11 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
22% of homes for sale in ZIP 32405 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).
Oxford Place Market Scorecard
Oxford Place is currently a thin data market. Limited supply, a median asking price of $445,000, and homes go under contract in about 78 days.
Typical home value in the 32405 ZIP is $295,792, about 16.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Oxford Place, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Oxford Place
Live MLS inventory for Oxford Place. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Oxford Place listings as of 2026-09-17, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Oxford Place buying strategy.
If we were buying in Oxford Place today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oxford Place.
A neighborhood defined by its housing stock
The numbers here tell a story about age and condition rather than location scarcity. With a median year built of 1969 and a range stretching from 1907 to 2024, Oxford Place is not a single-era subdivision — it is a working mix of historic housing, mid-century construction, and pockets of new building. Median living space of 1,915 square feet points to homes sized for practical, everyday living rather than large-format new construction, and buyers should expect that layout, updates, and mechanical age will vary house to house more than they would in a newer, single-builder community.
No community amenities are identified in current MLS listings, so this is a neighborhood priced on the home itself and its lot, not on a shared clubhouse, pool, or recreational package. A homestead exemption share of 64.8% indicates a market with a substantial base of owner-held property, which tends to support steadier turnover patterns rather than heavy investor churn. Combined with a median 8-day time on market, the read is straightforward: priced-right, well-conditioned homes here move fast, and the wide age range means condition assessment matters more than in most newer subdivisions.
The location and the amenities are priced into every listing in Oxford Place. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood spanning construction from 1907 to 2024, knowing what a specific vintage costs to insure, finance, and update is as important as knowing the comps. We walk buyers through that condition-versus-price tradeoff house by house, and we help sellers position an older or updated home correctly for a market that is currently moving in about 8 days for the right listing.
Oxford Place in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Oxford Place buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oxford Place sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oxford Place, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oxford Place home worth?
Get a no-obligation home value based on real comparable sales in Oxford Place, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Oxford Place on the map →
Recently off market in Oxford Place
Homes in Oxford Place that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1236 Amherst Road · off market
Frequently Asked Questions
What is the median home price in Oxford Place?
How long do homes in Oxford Place take to sell?
Have Oxford Place home prices gone up?
Who is the best real estate agent for Oxford Place?
How do I find a top Panama City real estate agent who knows Oxford Place?
Can Momentum Realty connect me with an agent for Oxford Place?
Where is Oxford Place, and what county is it in?
Should you buy in Oxford Place?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2012 (61 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Oxford Place fits the bigger picture — live prices, inventory, and Momentum Scores:
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